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Mid Central Community Action

EIN 37-0903245 · Bloomington, IL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood76 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

MID CENTRAL COMMUNITY ACTION, INC'S MISSION IS TO EDUCATE, EQUIP, AND EMPOWER PEOPLE TO ACHIEVE HEALTHY RELATIONSHIPS, FINANCES, HOMES, AND NEIGHBORHOODS.

Income
$3.0 million
Spending
$2.8 million
Spent on programs
80%
Reserves
3.3 months of spending
Largest source of income
government grants, 86%
Employees
53
Volunteers
52
Highest pay
$111,057, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 76 out of 100.

  • Reserves

    20 of 35

    Spendable reserves would cover 3.3 months of spending.

  • Debt

    16 of 20

    It owes 24% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 7% of income.

  • Income trend

    10 of 15

    Income fell 4% on the year before.

  • Spending floor

    15 of 15

    79% of spending went to programs and raising each dollar of donations cost 1 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $900,704 spent. PROMOTING FINANCIAL STABILITY:NEXT STEP IS DEDICATED TO EMPOWERING INDIVIDUALS AND FAMILIES TO ACHIEVE LONG-TERM ECONOMIC STABILITY AND SELF-SUFFICIENCY. PERSONALIZED COACHING AND RESOURCES ARE OFFERED ACROSS FOUR CORE AREAS:1. EMPLOYMENT SERVICES OFFERS ASSISTANCE WITH JOB READINESS, CAREER PLANNING, AND PLACEMENT TO SECURE SUSTAINABLE EMPLOYMENT OPPORTUNITIES TAILORED TO PARTICIPANTS' SKILLS AND GOALS. IN FY25, 54 CLIENTS RECEIVED EMPLOYMENT COACHING FOR THE FIRST TIME, AND 14 CLIENTS WERE PLACED IN JOBS.2. FINANCIAL COACHING OFFERS ONE-ON-ONE FINANCIAL COUNSELING, BUDGETING SUPPORT, AND CREDIT-BUILDING STRATEGIES TO MANAGE DEBT, IMPROVE CREDIT SCORES, AND INCREASE SAVINGS. IN FY25, 39 CLIENTS INCREASED THEIR CREDIT SCORES, AND 25 CLIENTS INCREASED SAVINGS. 3. INCOME SUPPORT SERVICES PROVIDE GUIDANCE IN ACCESSING CRITICAL BENEFITS AND COMMUNITY RESOURCES, INCLUDING HOUSING ASSISTANCE, UTILITY ASSISTANCE, AND FOOD SECURITY PROGRAMS TO BRIDGE FINANCIAL GAPS. IN FY25, 176 CLIENTS RECEIVED RENT AND MORTGAGE ASSISTANCE. 4. HOUSING COUNSELING IS DELIVERED BY HUD-CERTIFIED HOUSING COUNSELORS. THIS SERVICE PROVIDES EXPERT SUPPORT ON NAVIGATING THE HOMEBUYING PROCESS, PREVENTING FORECLOSURE, SECURING AFFORDABLE AND STABLE HOUSING SOLUTIONS, AND UNDERSTANDING TENANT RIGHTS AND RESPONSIBILITIES. IN FY25, 14 FORECLOSURE COUNSELING PARTICIPANTS HAD SUCCESSFUL OUTCOMES. BY ADDRESSING THESE FOUR INTERCONNECTED AREAS, NEXT STEP EQUIPS PARTICIPANTS WITH THE TOOLS TO OVERCOME BARRIERS, ACHIEVE FINANCIAL INDEPENDENCE, AND SECURE STABLE HOUSING, WHILE FOSTERING LONG-TERM SUCCESS.
  2. $979,524 spent. COUNTERING DOMESTIC VIOLENCE:ALL COUNTERING DOMESTIC VIOLENCE SERVICES ARE FREE AND CONFIDENTIAL. OUR SERVICES CAN BE ACCESSED THROUGH OUR 24/7/365 HOTLINE. IN FY25, 3,913 CALLERS WERE ASSISTED THROUGH THE 24/7 HOTLINE AND 1,665 SURVIVORS (1,455 ADULTS 210 CHILDREN) WERE SERVED BY MCCA'S COUNTERING DOMESTIC VIOLENCE PROGRAM. ADDITIONALLY, 447 CLIENTS WERE ASSISTED WITH FILING 593 ORDERS OF PROTECTION IN OUR DOMESTIC VIOLENCE UNIT WITH THE ASSISTANCE OF OUR COURT ADVOCATES. INCLUDING OUR HOTLINE AND ADVOCATES IN THE DOMESTIC VIOLENCE UNIT, WE ALSO HAVE AN ARRAY OF COMPREHENSIVE SERVICES FOR SURVIVORS THAT INCLUDE A 24/7/365 SHELTER, ADULT THERAPY, TRANSITIONAL HOUSING, MEDICAL ADVOCACY AND A YOUTH SERVICES ADVOCATE. MCCA IS AN ICDVP APPROVED 40 HOUR TRAINING SITE, 20 HOUR SUPERVISORY SITE AND CEU SITE. WE CONTINUE TO PROVIDE QUALITY TRAUMA INFORMED SERVICES WHILE PRIORITIZING SURVIVOR SAFETY.
  3. $312,078 spent. COMBATING HOMELESSNESS:MAYORS MANOR IS PERMANENT SUPPORTIVE HOUSING FOR DISABLED INDIVIDUALS WHO WERE PREVIOUSLY HOMELESS. MAYORS MANOR RESIDENTS OFTEN REFER TO THEMSELVES AS FAMILY. ONSITE STAFF MEMBERS PROVIDE CASE MANAGEMENT AND HELP RESIDENTS THRIVE THROUGH TEACHING INDEPENDENT LIFE SKILLS, BUDGETING, SELF CARE, AND BY OFFERING COMMUNITY ENGAGEMENT ACTIVITIES. VOLUNTEERS WORK WITH STAFF TO PROVIDE ACTIVITIES LIKE CRAFTS, MOVIES, MEALS, AND COFFEE CHATS IN THE COMMUNITY ROOM. LOCAL NONPROFITS, HEALTHCARE FACILITIES, POLICE AND FIRE DEPARTMENTS COME IN TO TEACH ABOUT HEALTH AND SAFETY. MCCA HAS PARTNERED WITH MIDWEST FOOD BANK AND A LOCAL CHURCH TO PROVIDE GROCERIES FOR OUR ONSITE FOOD PANTRY. RESIDENTS VISIT A LOCAL FOODBANK TO COLLECT THE TOILETRIES THAT ARE NEEDED FOR THEIR BASIC NEEDS. IN FY25, 1,842 CASE MANAGEMENT HOURS WERE PROVIDED TO MAYORS MANOR RESIDENTS, AND 99% OF RESIDENTS MAINTAINED THEIR BUDGET AND SPENDING PLANS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since October 1966.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

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