Earthmover Credit Union
Public records raise at least one point you should look into before giving.
What it says it does
We are a member owned financial institution existing to provide members quality products and exceptional service, while maintaining competitive rates and strong capital.
- Income
- $28.4 million
- Spending
- $22.6 million
- Employees
- 136
- Volunteers
- 0
- Highest pay
- $435,439, ceo/president
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- Provided credit union services to 31,213 members including 2,296 new member accounts.
- Issued 2,924 new loans and loan advances, totaling $42,806,694.
- Provided 18,103 checking services to members, including debit card services to 15,665 members.
- Other program services: Provided $5,629,496 in new home equity services to members; 445 home equity line of credit advances and 113 home equity closed end loans. Provided new mortgage services to 64 members, totaling $12,152,433. Provided VISA credit cards to 11,774 members; issued 442 new VISA credit cards. Financed 1,141 vehicles and 1,195 consumer loans, including 59 indirect loans. Provided 2,360,143 ATM transactions. Provided audio response to 3,821 members, online banking/bill payment internet access to 21,869 members, e-statement access to 13,124 members, mobile banking access to 20,615 members. Provided IRA accounts to 579 members. Provided consumer and credit union education directly to 19 and indirectly to about 2,654 students.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(14) credit union.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(14) credit union as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since October 1958.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.