Circle of Love Foundation Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
CIRCLE OF LOVE IS A NON-PROFIT NON-DENOMINATIONAL EVANGELICAL CHRISTIAN 501(C)3 ORGANIZATION THAT SEEKS TO BUILD THE KINGDOM OF GOD BY REACHING OUT IN THE LOVE OF CHRIST TO THOSE WHO ARE IN NEED. OFFERING FREE MEDICAL CLINICS IN IMPOVERISHED AREAS IS THE PRIMARY VEHICLE FOR MINISTRY. AT A FREE MEDICAL CLINIC, AN INDIVIDUAL HAS THE OPPORTUNITY TO HEAR THE GOSPEL, RECEIVE QUALITY MEDICAL CARE, PRESECRIPTION MEDICATIONS AND A BIBLE IN HIS/HER LANGUAGE. CIRCLE OF LOVE SEEKS TO BRING ABOUT LASTING CHANGES THROUGH OTHER PROGRAMS SUCH AS CHURCH PLANTING AND BUILDING CHURCHES, ORPHANAGES, CHILDRENS' MINISTRY, DISCIPLESHIP, MICRODEVELOPMENT, PRISON MINSITRY, AND DISASTER RELIEF.
- Income
- $382,461
- Spending
- $380,459
- Spent on programs
- 95%
- Reserves
- 1.9 months of spending
- Largest source of income
- donations and private grants, 91%
- Employees
- 0
- Volunteers
- 37
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 67 out of 100. Higher than 33% of charities in its peer group (international, $250k to $1m).
Reserves
10 of 35Spendable reserves would cover 1.9 months of spending.
Debt
20 of 20It owes 0% of what it owns.
Living within its means
12 of 15Income exceeded spending by 1% of income.
Income trend
10 of 15Income fell 9% on the year before.
Spending floor
15 of 1595% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 95% of charities in its peer group (international, $250k to $1m).
Independent board
25 of 258 of 8 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $141,740 spent. GRANTS: The ladies of Mayika, South Africa who were building their own houses was completed the project. We are supporting 500 widows in Laos and 22 advanced education students. We also contribute to the needs of persecuted Christians in Laos. We have contributed to feeding in Laos, South Africa, and Bangladesh. Locally in Rockford, Illinois we have given out over 1,000 articles of clothing to those in need especially coats, jackets, hats, scarves and gloves in the cold month. Chaplain visits were also made to inmates in the Winnebago County Jail.
- $112,153 spent. MISSION TRIPS: Circle of Love made 4 international trips in 2025 to Thailand, twice to South Africa, and Moldova. We treated 1,923 patients, gave 5,122 prescriptions, and 1,500 reading glasses. Bibles were also given. There were 359 professions of faith in Jesus.
- $108,910 spent. PASTORAL SUPPORT: Pastors and missionaries were also supported in South Africa, Thailand and Laos. Without this support, they would not have been able to carry out their pastoral and administrative duties. We assisted New Hope for Guatemala with severance pay for their staff after the death of their director.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since October 1996.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.