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Covenant Ministries of Benevolence

EIN 36-3486813 · Chicago, IL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong100 out of 100GovernanceGood85 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

OUR MISSION IS TO EXPRESS THE LIFE GIVING AND SUSTAINING MINISTRY OF JESUS CHRIST THROUGH THE DEVELOPMENT, ADVANCEMENT AND GOVERNANCE OF MISSION DRIVEN ORGANIZATIONS SERVING PEOPLE WHO ARE SICK, DISABLED, AGING, POOR OR VULNERABLE.

Income
$13.7 million
Spending
$4.2 million
Spent on programs
66%
Reserves
19.7 months of spending
Largest source of income
investment income, 72%
Employees
11
Volunteers
18
Highest pay
$478,952, assistant secretary, svp and general counsel

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 100 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 19.7 months of spending.

  • Debt

    20 of 20

    It owes 6% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 69% of income.

  • Income trend

    15 of 15

    Income rose 117% on the year before.

  • Spending floor

    15 of 15

    66% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 85 out of 100.

  • Independent board

    25 of 25

    15 of 18 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    0 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $2.8 million spent. COVENANT MINISTRIES OF BENEVOLENCE (CMB) PROVIDES ADMINISTRATIVE MANAGEMENT SERVICES FOR SEVERAL AFFILIATES WHICH FALL UNDER THE IRS GUIDELINES AS NON-PROFIT ORGANIZATIONS, EXEMPT UNDER SECTION 501(C)(3). THE SERVICES PROVIDED TO THESE ORGANIZATIONS ASSISTS THEM IN CARRYING OUT THEIR MISSIONS OR EXEMPT FUNCTIONS. THE AFFILIATES FOR WHICH COVENANT MINISTRIES OF BENEVOLENCE PROVIDES THESE SERVICES INCLUDE THE FOLLOWING ORGANIZATIONS: - EMC HEALTH, INC. FEIN 94-2281314; - COVENANT INITIATIVES FOR CARE, INC. FEIN 27-1841721; - COVENANT ENABLING RESIDENCES OF ILLINOIS FEIN 36-3731196; - COVENANT ENABLING RESIDENCES OF MICHIGAN, INC. FEIN 38-3495889; - COVENANT ENABLING RESIDENCES OF MINNESOTA FEIN 41-1879965; - COVENANT ENABLING RESIDENCES OF FLORIDA, INC. FEIN 59-3399402; - ADELBROOK, INC. FEIN 06-0646920; - COVENANT CHILDREN'S HOME AND FAMILY SERVICES FEIN 36-2167043; - COVENANT LIVING COMMUNITIES, INC. FEIN 36-3478388 AND ITS AFFILIATES: - COVENANT LIVING OF GOLDEN VALLEY, INC. FEIN 41-0841150; - COVENANT LIVING OF FLORIDA, INC. FEIN 52-1115870; - COVENANT HOME ILLINOIS FEIN 36-2643638; - COVENANT HEALTHCARE CENTERS FEIN 52-1115873; - COVENANT LIVING AT THE HOLMSTAD FEIN 36-2835154; - COVENANT HOME OF CHICAGO FEIN 36-3095932; - COVENANT LIVING OF CROMWELL, INC. FEIN 13-1740015; - COVENANT LIVING WEST FEIN 95-3472345; - COVENANT LIVING OF COLORADO, INC. FEIN 84-1084331; - COVENANT LIVING OF THE GREAT LAKES FEIN 38-3244636; - COVENANT LIVING AT WINDSOR PARK FEIN 36-3385581; - COVENANT LIVING SERVICES FEIN 27-2480652; - COVENANT LIVING OF GENEVA FEIN 84-3227613; - TULSA HILLS COMMUNITY, INC. FEIN 84-2854729; - THREE CROWNS PARK FEIN: 36-2030089; - THREE CROWNS FOUNDATION FEIN: 20-1060468; - COVENANT LIVING OF KEENE FEIN: 87-3525712; - COVENANT LIVING AT SHANNONDALE FEIN: 62-0698709 - MISSION CARE COMMUNITIES, INC. FEIN: 33-3595861

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for churches. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending September 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since July 1975.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.