Chicago Area Fair Housing Alliance
Public records show a registered, tax-exempt organization in good standing.
What it says it does
CAFHA PROVIDES TRAINING AND TECHNICAL ASSISTANCE TO A WIDE ARRAY OF STAKEHOLDERS COMBATING HOUSING DISCRIMINATION AND PROMOTING EQUITABLE PLACE-BASED OPPORTUNITY THROUGH EDUCATION, ADVOCACY, AND COLLABORATIVE ACTION.
- Income
- $640,852
- Spending
- $726,698
- Spent on programs
- 93%
- Reserves
- 2.9 months of spending
- Largest source of income
- donations and private grants, 83%
- Employees
- 6
- Highest pay
- $86,454, former co-ex
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 64 out of 100.
Reserves
10 of 35Spendable reserves would cover 2.9 months of spending.
Debt
20 of 20It owes 8% of what it owns.
Living within its means
4 of 15Spending exceeded income by 13% of income.
Income trend
15 of 15Income rose 1% on the year before.
Spending floor
15 of 1593% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 258 of 8 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $675,373 spent. THE CHICAGO AREA FAIR HOUSING ALLIANCE (CAFHA) IS A MEMBERSHIP-BASED NONPROFIT, FAIR HOUSING ORGANIZATION SERVING THE CHICAGO REGION THROUGH POLICY ADVOCACY, COLLABORATIVE ACTION, AND EDUCATION. AS A LEADER IN FAIR HOUSING ADVOCACY, CAFHA SUPPORTS ORGANIZING EFFORTS THAT STEM FROM GRASSROOTS LEADERSHIP AND FOCUS ON PROMOTING RACIAL, SOCIAL AND ECONOMIC JUSTICE IN HOUSING. SINCE OUR FOUNDING IN 1985, WE HAVE BEEN AT THE FOREFRONT OF ADVANCING FAIR HOUSING RIGHTS THROUGH INNOVATIVE RESEARCH, EFFECTIVE POLICY ADVOCACY, AND STRONG COALITION-BUILDING. CAFHA ULTIMATELY ENVISIONS A CHICAGO REGION WITH AFFORDABLE, ACCESSIBLE, AND DIGNIFIED HOUSING OPTIONS. BY DEVELOPING A JUST HOUSING SYSTEM, WE WILL ADDRESS THE LEGACY OF HARMS CAUSED BY SYSTEMIC RACISM IN THE HOUSING MARKET AND BUILD THRIVING, WELL-RESOURCED COMMUNITIES FOR ALL PEOPLE. WE DO THIS WORK BY: ADVANCING HOUSING JUSTICE: CAFHA IS A LEADING VOICE ON HOUSING POLICY CAMPAIGNS. CAMPAIGNS WE SUPPORTED THIS YEAR INCLUDE THE JUST CAUSE FOR EVICTION CAMPAIGN AND THE CHICAGO HEALTHY HOMES ORDINANCE. IN ADDITION, WE MONITOR THE ENFORCEMENT OF FAIR HOUSING RIGHTS AT THE FEDERAL, STATE, AND LOCAL LEVELS AND ADVOCATE FOR A FAIR HOUSING ENFORCEMENT ECOSYSTEM THAT BETTER SERVES THOSE IMPACTED BY HOUSING DISCRIMINATION. BROAD-BASED COALITION BUILDING: CAFHA BUILDS COALITIONS CENTERED IN THE LEADERSHIP OF THOSE WHO ARE DIRECTLY IMPACTED BY LONGSTANDING HOUSING DISCRIMINATION. CURRENTLY, CAFHA CONVENES THE HOUSING CHOICE VOUCHER LEADER BOARD AND HOMEOWNERSHIP SUBCOMMITTEE TO ADVANCE POLICY AND PROGRAMMATIC REFORM TO CREATE HOUSING OPPORTUNITIES AND STABILITY FOR VOUCHER HOLDERS. CAFHA ALSO CONVENES THE IL HOUSING EQUITY COLLECTIVE TO ENSURE THAT FAIR HOUSING AND CIVIL RIGHTS ARE UPHELD ACROSS ILLINOIS. INCREASING CAPACITY: CAFHA PROVIDES TRAINING AND CAPACITY BUILDING ON TOPICS RELATED TO FAIR HOUSING TO A VARIETY OF GROUPS INCLUDING COMMUNITY MEMBERS, COMMUNITY -BASED ORGANIZATIONS, HOUSING PROVIDERS, MUNICIPALITIES, AND PUBLIC HOUSING AUTHORITIES. THIS YEAR WE REACHED OVER 2,100 INDIVIDUALS THROUGH SUCH TRAININGS AND ALSO PROVIDED ONE-ON-ONE SUPPORT AND REFERRALS TO 169 INDIVIDUALS FACING HOUSING INSTABILITY. PEER-TO-PEER SUPPORT: CAFHA ALSO EQUIPS DIRECTLY IMPACTED LEADERS WITH THE TOOLS TO ASSIST THEIR PEERS IN NAVIGATING HOUSING CHALLENGES. WE RECRUITED 10 COMMUNITY NAVIGATORS, IMPACTED BY ARREST OR CONVICTION RECORDS, TO LEAD OUR REENTRY SUPPORT OUTREACH AND SERVICES; AND 4 HOUSING CHOICE VOUCHER HOMEOWNER MENTORS TO ASSIST OTHER VOUCHER HOLDERS IN NAVIGATING THE HOMEOWNERSHIP PROCESS. THE CHICAGO AREA FAIR HOUSING ALLIANCE (CAFHA) IS A MEMBERSHIP-BASED NONPROFIT, FAIR HOUSING ORGANIZATION SERVING THE CHICAGO REGION THROUGH POLICY ADVOCACY, COLLABORATIVE ACTION, AND EDUCATION. AS A LEADER IN FAIR HOUSING ADVOCACY, CAFHA SUPPORTS ORGANIZING EFFORTS THAT STEM FROM GRASSROOTS LEADERSHIP AND FOCUS ON PROMOTING RACIAL, SOCIAL AND ECONOMIC JUSTICE IN HOUSING. SINCE OUR FOUNDING IN 1985, WE HAVE BEEN AT THE FOREFRONT OF ADVANCING FAIR HOUSING RIGHTS THROUGH INNOVATIVE RESEARCH, EFFECTIVE POLICY ADVOCACY, AND STRONG COALITION-BUILDING. CAFHA ULTIMATELY ENVISIONS A CHICAGO REGION WITH AFFORDABLE, ACCESSIBLE, AND DIGNIFIED HOUSING OPTIONS. BY DEVELOPING A JUST HOUSING SYSTEM, WE WILL ADDRESS THE LEGACY OF HARMS CAUSED BY SYSTEMIC RACISM IN THE HOUSING MARKET AND BUILD THRIVING, WELL-RESOURCED COMMUNITIES FOR ALL PEOPLE. WE DO THIS WORK BY: ADVANCING HOUSING JUSTICE: CAFHA IS A LEADING VOICE ON HOUSING POLICY CAMPAIGNS. CAMPAIGNS WE SUPPORTED THIS YEAR INCLUDE THE JUST CAUSE FOR EVICTION CAMPAIGN AND THE CHICAGO HEALTHY HOMES ORDINANCE. IN ADDITION, WE MONITOR THE ENFORCEMENT OF FAIR HOUSING RIGHTS AT THE FEDERAL, STATE, AND LOCAL LEVELS AND ADVOCATE FOR A FAIR HOUSING ENFORCEMENT ECOSYSTEM THAT BETTER SERVES THOSE IMPACTED BY HOUSING DISCRIMINATION. BROAD-BASED COALITION BUILDING: CAFHA BUILDS COALITIONS CENTERED IN THE LEADERSHIP OF THOSE WHO ARE DIRECTLY IMPACTED BY LONGSTANDING HOUSING DISCRIMINATION. CURRENTLY, CAFHA CONVENES THE HOUSING CHOICE VOUCHER LEADER BOARD AND HOMEOWNERSHIP SUBCOMMITTEE TO ADVANCE POLICY AND PROGRAMMATIC REFORM TO CREATE HOUSING OPPORTUNITIES AND STABILITY FOR VOUCHER HOLDERS. CAFHA ALSO CONVENES THE IL HOUSING EQUITY COLLECTIVE TO ENSURE THAT FAIR HOUSING AND CIVIL RIGHTS ARE UPHELD ACROSS ILLINOIS. INCREASING CAPACITY: CAFHA PROVIDES TRAINING AND CAPACITY BUILDING ON TOPICS RELATED TO FAIR HOUSING TO A VARIETY OF GROUPS INCLUDING COMMUNITY MEMBERS, COMMUNITY -BASED ORGANIZATIONS, HOUSING PROVIDERS, MUNICIPALITIES, AND PUBLIC HOUSING AUTHORITIES. THIS YEAR WE REACHED OVER 2,100 INDIVIDUALS THROUGH SUCH TRAININGS AND ALSO PROVIDED ONE-ON-ONE SUPPORT AND REFERRALS TO 169 INDIVIDUALS FACING HOUSING INSTABILITY. PEER-TO-PEER SUPPORT: CAFHA ALSO EQUIPS DIRECTLY IMPACTED LEADERS WITH THE TOOLS TO ASSIST THEIR PEERS IN NAVIGATING HOUSING CHALLENGES. WE RECRUITED 10 COMMUNITY NAVIGATORS, IMPACTED BY ARREST OR CONVICTION RECORDS, TO LEAD OUR REENTRY SUPPORT OUTREACH AND SERVICES; AND 4 HOUSING CHOICE VOUCHER HOMEOWNER MENTORS TO ASSIST OTHER VOUCHER HOLDERS IN NAVIGATING THE HOMEOWNERSHIP PROCESS.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.