Love Inc of Western Suburbs Chicago
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE ORGANIZATION WAS FORMED IN 1985 AS A CLEARINGHOUSE OF COMMUNITY INFORMATION AND REFERRALS STAFFED BY VOLUNTEERS FROM AN INTERDENOMINATIONAL NETWORK OF CHURCHES TO ASSIST THE NEEDY IN DUPAGE COUNTY, ILLINOIS. THROUGH THE CLEARINGHOUSE PHONE CENTER, THE ORGANIZATION ENDEAVORS TO CONNECT INDIVIDUALS AND FAMILIES IN NEED WITH COMMUNITY PROGRAMS TO RESOLVE THEIR IMMEDIATE AND LONG-TERM NEEDS.
- Income
- $180,110
- Spending
- $202,931
- Spent on programs
- 79%
- Reserves
- 4.7 months of spending
- Largest source of income
- donations and private grants, 99%
- Employees
- 3
- Volunteers
- 7
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 59 out of 100. Higher than 33% of charities in its peer group (human services, under $250k).
Reserves
20 of 35Spendable reserves would cover 4.7 months of spending.
Debt
20 of 20It owes 0% of what it owns.
Living within its means
4 of 15Spending exceeded income by 13% of income.
Income trend
0 of 15Income fell 28% on the year before.
Spending floor
15 of 1579% of spending went to programs and raising each dollar of donations cost 5 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100. Higher than 82% of charities in its peer group (human services, under $250k).
Independent board
25 of 257 of 7 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $143,966 spent. LOVE HELP/EMERGENCY FUND - PROVIDES LIMITED FINANCIAL ASSISTANCE DIRECTLY TO A SERVICE PROVIDER TO HELP INDIVIDUALS AND FAMILIES OVERCOME A TEMPORARY FINANCIAL CRISIS THAT IS IMPACTING THEIR ABILITY TO MAINTAIN THEIR HOUSING, SERVICES FROM A PUBLIC UTILITY OR THEIR VEHICLE TO SUSTAIN EMPLOYMENT. INDIVIDUALS WITH LONGER-TERM NEEDS ARE PROVIDED COUNSELING AND CONNECTED TO SERVICES TO HELP PREVENT OR LIMIT A FUTURE FINANCIAL CRISIS.
- MOVING FORWARD TOGETHER: PROVIDES FREE CLASSES TO ASSIST PEOPLE WITH LONGER-TERM NEEDS WHO ARE READY TO MAKE LASTING CHANGES IN THEIR LIVES. THE CLASSES OFFER A HOLISTIC APPROACH TO HELPING THE WHOLE PERSON AND ARE STRUCTURED AROUND 4 MAIN PILLARS OF NEED: EMOTIONAL NEEDS, PHYSICAL NEEDS, RELATIONAL NEEDS AND SPIRITUAL NEEDS.
- $16,823 spent. OTHER PROGRAMS: THE FOOD & FUEL PROGRAM PROVIDES GAS VOUCHERS AND FOOD PANTRY LISTS TO LOW-INCOME INDIVIDUALS; THE TOY EXPRESS PROGRAM PROVIDES TOYS FOR CHILDREN AT CHRISTMAS; THE LACES WITH LOVE PROGRAM PROVIDE GYM SHOES FOR YOUNG CHILDREN STARTING SCHOOL AND THE BUCKET BRIGADE COLLECTS CLEANING SUPPLIES FOR PEOPLE USING LOCAL FOOD PANTRIES.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 1986.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.