Lutheran Church Charities Fund
Public records show a registered, tax-exempt organization in good standing.
What it says it does
INITIATE, DEVELOP, COORDINATE, PROMOTE, AND SUPPORT A UNIFIED EFFORT OF CHRISTIAN HUMAN CARE.
- Income
- $3.4 million
- Spending
- $3.6 million
- Spent on programs
- 85%
- Reserves
- 5.2 months of spending
- Largest source of income
- donations and private grants, 88%
- Employees
- 45
- Volunteers
- 1,100
- Highest pay
- $156,000, president & ceo
Source: Form 990 for the year ending January 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 74 out of 100. Higher than 51% of charities in its peer group (human services, $1m to $10m).
Reserves
20 of 35Spendable reserves would cover 5.2 months of spending.
Debt
20 of 20It owes 7% of what it owns.
Living within its means
4 of 15Spending exceeded income by 5% of income.
Income trend
15 of 15Income rose 8% on the year before.
Spending floor
15 of 1585% of spending went to programs and raising each dollar of donations cost 11 cents.
Source: Form 990 for the year ending January 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 257 of 10 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending January 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (9)
- $1.1 million spent. K-9 MINISTRIES - PLACES TRAINED COMFORT DOGS IN PARISHES. LCCF PROVIDES ONGOING TRAINING AND SUPPORT FOR THE COMFORT DOG HANDLERS AND CAREGIVERS AND WORKS WITH THE CONGREGATIONS TO DEVELOP MINISTRY PLANS THAT UTILIZE THE DOGS. THE PROGRAM INCLUDES THE K-9 MILITARY MINISTRY, WHICH ENCOMPASSES OUTREACH DESIGNED TO SPECIFICALLY CONNECT WITH ACTIVE MILITAR, VETERANS AND THEIR FAMILIES, TO STAND BY THEM DURING ACTIVE SERVICE AND UPON RETURNING HOME. IT ALSO INCLUDES THE K-9 POLICE MINISTRY. THE K-9 POLICE MINISTRY HANDLERS ARE LAW ENFORCEMENT OFFICERS (CURRENT AND FORMER) WHO UNDERSTAND THE UNIQUE CHALLENGES FACING THE LAW ENFORCEMENT COMMUNITY.
- $226,092 spent. DISCIPLESHIP PROVIDES FAITH-BASED TRAINING AND MINISTRY DEVELOPMENT PROGRAMS DESIGNED TO EQUIP INDIVIDUALS, CHURCH LEADERS, AND CONGREGATIONS FOR CHRISTIAN SERVICE AND OUTREACH. ACTIVITIES INCLUDE DISCIPLESHIP TRAINING, MINISTRY RESOURCES, AND LEADERSHIP DEVELOPMENT THAT SUPPORT SPIRITUAL GROWTH AND STRENGTHEN CONGREGATIONAL ENGAGEMENT IN COMMUNITY SERVICE CONSISTENT WITH THE ORGANIZATIONS RELIGIOUS MISSION.
- $307,277 spent. HUMAN MINISTRY CARE (HMC) PROVIDES SPIRITUAL CARE, MINISTRY SUPPORT, AND FAITH-BASED OUTREACH THROUGH PARTNERSHIPS WITH PASTORS, CHURCHES, AND TRAINED VOLUNTEERS. ACTIVITIES INCLUDE PROVIDING EMOTIONAL AND SPIRITUAL SUPPORT, PRAYER MINISTRY, AND COMMUNITY OUTREACH TO INDIVIDUALS AND FAMILIES EXPERIENCING CRISIS, TRAUMA, OR OTHER LIFE CHALLENGES. THESE EFFORTS SUPPORT THE ORGANIZATIONS RELIGIOUS MISSION BY STRENGTHENING CONGREGATIONAL CARE AND COMMUNITY MINISTRY.
- $430,197 spent. CARES MINISTRY PROVIDES DIRECT ASSISTANCE AND COMMUNITY SUPPORT TO INDIVIDUALS AND FAMILIES EXPERIENCING FINANCIAL, PHYSICAL, OR EMOTIONAL NEEDS. ACTIVITIES INCLUDE DISTRIBUTION OF DONOR-FUNDED ASSISTANCE, COORDINATION OF VOLUNTEER SUPPORT, AND DELIVERY OF RESOURCES AND SERVICES THROUGH PARTNERSHIPS WITH CHURCHES AND COMMUNITY ORGANIZATIONS CONSISTENT WITH THE ORGANIZATIONS CHARITABLE AND RELIGIOUS MISSION.
- $929,594 spent. DISASTER RESPONSE - COORDINATING AND DEPLOYING VOLUNTEER TEAMS TO RESPOND TO INDIVIDUAL PHYSICAL AND MATERIAL NEEDS AS A RESULT OF NATURAL DISASTERS, PROVIDING ON- GOING TRAINING FOR DISASTER RESPONSE VOLUNTEERS AS WELL AS PROVIDING TRAINING FOR CONGREGATIONS IN DISASTER READINESS PLANS AND RESPONSES. LCC COORDINATED AND DEPLOYED RESOURCES IN RESPONSE TO RECENT DISASTER IN HAITI AND CONTINUES TO RESPOND TO NEEDS RESULTING FROM NATURAL DISASTERS AROUND THE UNITED STATES.
- $86,127 spent. INTERNATIONAL MISSIONS PROVIDES FAITH-BASED HUMANITARIAN AND MINISTRY SUPPORT TO INDIVIDUALS AND COMMUNITIES OUTSIDE THE UNITED STATES. ACTIVITIES INCLUDE COORDINATING VOLUNTEER-LED MISSION TRIPS, PROVIDING TRAINING AND RESOURCES TO LOCAL MINISTRY PARTNERS, AND SUPPORTING COMMUNITY OUTREACH EFFORTS THAT ADDRESS SPIRITUAL, PHYSICAL, AND EMOTIONAL NEEDS. THESE EFFORTS ADVANCE THE ORGANIZATIONS CHARITABLE AND RELIGIOUS MISSION THROUGH GLOBAL SERVICE AND PARTNERSHIPS WITH CONGREGATIONS AND COMMUNITY ORGANIZATIONS.
- CARES MINISTRY PROVIDES DIRECT ASSISTANCE AND COMMUNITY SUPPORT TO INDIVIDUALS AND 430197. 0. 10.
- DISASTER RESPONSE - COORDINATING AND DEPLOYING VOLUNTEER TEAMS TO 929594. 0. 0.
- INTERNATIONAL MISSIONS PROVIDES FAITH-BASED HUMANITARIAN AND MINISTRY SUPPORT TO 86127. 0. 0.
Source: Form 990 for the year ending January 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending January 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 1985.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
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