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Crossville Housing Development Corporation

EIN 34-2051062 · Crossville, TN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong93 out of 100GovernanceStrong95 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

OUR PURPOSE IS TO ASSIST LOW AND MODERATE INCOME INDIVIDUALS IN THE ACQUISITION, DEVELOPMENT AND MAINTENANCE OF SUITABLE AND AFFORDABLE HOUSING AND RELIEF FOR THE POOR.

Income
$894,722
Spending
$797,113
Spent on programs
96%
Reserves
7.2 months of spending
Largest source of income
government grants, 81%
Employees
8
Volunteers
333
Highest pay
$111,914, executive director

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 93 out of 100. Higher than 88% of charities in its peer group (housing, $250k to $1m).

  • Reserves

    28 of 35

    Spendable reserves would cover 7.2 months of spending.

  • Debt

    20 of 20

    It owes 2% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 11% of income.

  • Income trend

    15 of 15

    Income rose 245% on the year before.

  • Spending floor

    15 of 15

    96% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 95 out of 100. Higher than 80% of charities in its peer group (housing, $250k to $1m).

  • Independent board

    25 of 25

    7 of 7 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $90,230 spent. HMIS & PLANNINGCHDC IS THE HOMELESS MANAGEMENT INFORMATION SYSTEMS (HMIS) & PLANNING GRANT MANAGER FOR HOMELESS ADVOCACY FOR RURAL TENNESSEE (HART) HMIS OPERATIONS. STAFF IS RESPONSIBLE FOR ANALYSIS AND INPUT OF DATA AS WELL AS ASSISTING HART MEMBERS WITH INPUT AND TRAINING. THERE ARE NO DIRECT SERVICES OFFERED THROUGH THIS PROGRAM. STAFF MAY ALSO ASSIST HART WITH BUSINESS FUNCTIONS AS THEY CONTINUE TO BUILD THEIR ORGANIZATION AND WORK TOWARD INCREASING THEIR MEMBERSHIP.
  2. $76,364 spent. CES - CHDC IS THE RECIPIENT OF THE COORDINATED ENTRY SYSTEM GRANT (CES). THROUGH HUD FUNDING, OUR STAFF IS THE ENTRY POINT FOR ALL HOMELESS PERSONS IN THE UPPER CUMBERLAND (18 COUNTIES) AREA THAT IS SERVED BY HART. CHDC'S CES COORDINATOR IS ABLE TO REFER CLIENTS TO THE APPROPRIATE PROGRAMS/SHELTERS THAT WILL BEST FIT THEIR QUALIFICATIONS. THIS GRANT DID NOT BEGIN UNTIL JULY 2016.
  3. $114,546 spent. ROSS - THE RESIDENT OPPORTUNITY AND SUPPORTIVE SERVICES (ROSS) GRANT IS DESIGNED TO PROGRAMMATICALLY ADDRESS THE NEEDS OF PUBLIC HOUSING RESIDENTS BY PROVIDING SUPPORTIVE SERVICES, RESIDENT EMPOWERMENT ACTIVITIES AND/OR ASSISTING RESIDENTS IN BECOMING ECONOMICALLY SELF-SUFFICIENT. THE PRIMARY FOCUS OF THE PROGRAM IS ON "WELFARE TO WORK AND ON INDEPENDENT LIVING FOR THE ELDERLY AND PERSONS WITH DISABILITIES.
  4. $482,499 spent. EMERGENCY RENTAL ASSISTANCE (ERA-2) PROGRAM HELPS RENTERS WITH UNPAID RENT AND UTILITY BILLS IN ORDER TO SUPPORT HOUSING STABILITY AND PREVENT EVICTIONS.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Worth knowing.

    Status was revoked on May 15, 2010 for not filing returns for three years. The IRS now lists it as tax-exempt again.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since September 2012.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

  7. Could it be confused with another charity? Worth knowing.

    A much larger organization has a similar name: Crossroads Housing Development Corporation (Big Spring, TX), EIN 75-2839932. If that is the one you meant, check the EIN before giving.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.