Skip to the page content
Your donations
Passes our checks

Habitat for Humanity International Inc

EIN 34-1744592 · Port Clinton, OH

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood72 out of 100GovernanceFair50 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

CONSTRUCT ADEQUATE HOUSING FOR DISADVANTAGED PEOPLE

Income
$1.5 million
Spending
$1.5 million
Spent on programs
92%
Reserves
4.5 months of spending
Largest source of income
fees for its services, 80%
Employees
15
Volunteers
30
Highest pay
$67,146, executive dir.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 72 out of 100.

  • Reserves

    20 of 35

    Spendable reserves would cover 4.5 months of spending.

  • Debt

    10 of 20

    It owes 41% of what it owns.

  • Living within its means

    12 of 15

    Income exceeded spending by 1% of income.

  • Income trend

    15 of 15

    Income rose 143% on the year before.

  • Spending floor

    15 of 15

    92% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 50 out of 100.

  • Independent board

    25 of 25

    6 of 6 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    0 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $1.1 million spent. DURING THE YEAR HABITAT FOR HUMANITY OF OTTAWA COUNTY, INC CONTINUED TO PROVIDE AFFORDABLE INTEREST FREE MORTGAGE LOANS TO TWO FAMILIES.
  2. $203,182 spent. RESTORE OPERATIONS - THE RESTORE IS A RETAIL STORE WERE USED ITEMS ARE SOLD AND THE NET PROCEEDS ARE USED TO HELP FUND OTHER ORGANIZATION'S PROGRAMS. THE ITEM SOLD ARE PRIMARILY RECEIVE BY DONATIONS AND ARE RECOGNIZED AS GIFTS IN KIND.
  3. $105,873 spent. HOME REPAIR PROGRAM - THE HOME REPAR PROGRAM IS A PROGRAM DESIGNED TO HELP LOW TO MODERATE INCOME FAMILIES TO REACH OUT TO HABITAT. HABITAT WILL THEN HELP THE STRUGGLING HOMEOWNERS PAY FOR NEEDED REPAIRS. DURING THE YEAR HABITAT HELPED FIFTEEN FAMILIES THAT WERE IN NEED.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.