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Northwestern Ohio Community Action Inc

EIN 34-0971599 · Defiance, OH

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak48 out of 100GovernanceStrong95 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE PURPOSE AND FUNCTION OF NOCAC IS TO PLAN, DEVELOP, AND COORDINATE PROGRAMS AND SERVICES TO COMBAT POVERTY FOR THE RESIDENTS OF DEFIANCE, FULTON, HENRY, PAULDING, VAN WERT AND WILLIAMS COUNTIES. NOCAC WORKS ON BEHALF OF LOW-INCOME PEOPLE TO ATTAIN SKILLS NECESSARY TO BECOME SELF-SUFFICIENT.

Income
$14.0 million
Spending
$14.1 million
Spent on programs
94%
Reserves
1.5 months of spending
Largest source of income
government grants, 96%
Employees
208
Volunteers
585
Highest pay
$126,077, executive director

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 48 out of 100. Higher than 24% of charities in its peer group (human services, $10m to $100m).

  • Reserves

    10 of 35

    Spendable reserves would cover 1.5 months of spending.

  • Debt

    5 of 20

    It owes 66% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 0% of income.

  • Income trend

    10 of 15

    Income fell 2% on the year before.

  • Spending floor

    15 of 15

    94% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 95 out of 100. Higher than 29% of charities in its peer group (human services, $10m to $100m).

  • Independent board

    25 of 25

    19 of 21 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $7.9 million spent. CHILD DEVELOPMENT PROVIDED FULL-TIME AND PART-YEAR COMPREHENSIVE PRESCHOOL AND HOME-BASED SERVICES TO 344 LOW-INCOME CHILDREN IN 8 CENTERS WITH 17 CLASSROOMS. TRANSPORTATION SERVICES WERE PROVIDED TO 129 OF THESE CHILDREN USING 14 BUSES. MEDICAL EXAMS WERE RECEIVED BY 343 CHILDREN AND 285 RECEIVED DENTAL EXAMS. CLASSROOM CHILDREN WERE SERVED 28,059 BREAKFASTS, 31,574 LUNCHES AND 23,898 SNACKS THAT MET USDA REGULATIONS. CHILD CARE ASSISTANCE WAS PROVIDED TO 1,720 CHILDREN BY 121 PROVIDERS/CENTERS FOR 932 FAMILIES WHO WERE INCOME-ELIGIBLE AND EITHER WORKING OR ATTENDING CLASSES. EACH PROVIDER RECEIVED MONITORING AT LEAST TWICE PER YEAR BY NOCAC STAFF. FOURTEEN SUMMER FOOD SITES SERVED 8,155 MEALS THAT MET USDA REQUIREMENTS TO 1,851 UNDUPLICATED CHILDREN.
  2. $3.9 million spent. HOUSING AND ENERGY SERVICES SERVED THREE HUMDRED AND THIRTY SEVEN HOUSEHOLDS. ONE HUNDRED FORTY-FIVE HOMES RECEIVED WEATHERIZATION SERVICES INCLUDING ATTIC/SIDEWALL/FLOOR INSULATION AND AIR DUCT SEALING. ONE HUNDRED AND THIRTY TWO HOMES RECEIVED FURNACE OR A/C REPLACEMENTS OR A CLEAN AND TUNE UP. SEVENTY TWO RECEIVED HOT WATER HEATERS. WE HAD SEVENTEEN ROOF REPLACEMENTS/REPAIRS. SEVENTY-SIX REFRIGERATORS/FREEZERS WERE REPLACED. FIVE HUNDRED AND SEVENTY-EIGHT ENERGY-EFFICIENT BULBS WERE INSTALLED. TEN HOMES RECEIVED HANDICAP MODIFICATIONS. PEST CONTROL MEASURES WERE PROVIDED TO ONE HOME. FIFTY EIGHT EXHAUST FANS WERE INSTALLED AND THIRTEEN HOMES RECEIVED ELECTRICAL REPAIRS. CONSUMER EDUCATION WAS GIVEN TO 484 HOUSEHOLDS.
  3. $1.4 million spent. COMMUNITY SERVICES MADE 12,652 PAYMENTS FOR UTILITIES, RENT, FOOD, GASOLINE, PRESCRIPTIONS, OR EMPLOYMENT-RELATED NEEDS ON BEHALF OF LOW-INCOME HOUSEHOLDS. THE SOUP KITCHEN SERVED 7,127 MEALS TO LOW-INCOME INDIVIDUALS. IT ALSO PROVIDED 224 UNITS OF TRANSPORTATION TO CONSUMERS AND FOR FOOD DONATION PICKUP. USDA FOOD COMMODITIES WERE DISTRIBUTED TO 363 UNDUPLICATED LOW-INCOME HOUSEHOLDS. EMERGENCY SHELTER ROOMS HOUSED 149 HOMELESS INDIVIDUALS FOR 5,567 NIGHTS. THIRTY-THREE HOUSEHOLDS WHO WERE HOMELESS HAD PAYMENTS MADE TOWARD RENT, RENT ARREARAGES, DEPOSITS AND/OR UTILITY BILLS. SEVENTEEN INDIVIDUALS PARTICIPATED IN "GETTING AHEAD IN A JUST GETTING BY WORLD" CLASSES. FINANCIAL COACHING CLASSES WERE GIVEN TO 92 CLIENTS AND 78 PEOPLE ATTENDED FINANCIAL LITERACY CLASSES. DIGITIAL NAVIGATION SUPPORT WAS PROVIDED TO 151 INDIVIDUALS. PAYMENTS FOR CAR REPAIR WERE PROVIDED FOR 34 INDIVIDUALS. APPLICATIONS FOR 3,467 LOW-INCOME CUSTOMERS WERE PROCESSED RESULTING IN AN AFFORDABLE INCOME-BASED UTILITY PAYMENT PLAN. THREE HUNDRED AND THIRTEEN AIR CONDITIONERS AND 304 FANS WERE DISTRIBUTED TO ELIGIBLE HOUSEHOLDS.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 1966.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.