Lorain County Community Action Agency Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO SERVE AND EMPOWER LORAIN COUNTY RESIDENTS IN NEED
- Income
- $13.1 million
- Spending
- $13.1 million
- Spent on programs
- 91%
- Reserves
- 0.4 months of spending
- Largest source of income
- government grants, 100%
- Employees
- 151
- Volunteers
- 93
- Highest pay
- $140,834, president and ceo
Source: Form 990 for the year ending July 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 38 out of 100. Higher than 8% of charities in its peer group (human services, $10m to $100m).
Reserves
4 of 35Spendable reserves would cover 0.4 months of spending.
Debt
2 of 20It owes 91% of what it owns.
Living within its means
12 of 15Income exceeded spending by 0% of income.
Income trend
5 of 15Income fell 11% on the year before.
Spending floor
15 of 1591% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending July 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 85 out of 100. Higher than 12% of charities in its peer group (human services, $10m to $100m).
Independent board
25 of 2515 of 15 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
0 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending July 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $9.9 million spent. FAMILY AND CHILDREN SERVICES: THESE PROGRAMS INCLUDE THE FEDERAL HEAD START PROGRAMS (ACCOUNTING FOR APPROXIMATELY 69% OF THE AGENCY'S TOTAL FISCAL 2024 REVENUE) AND THE FEDERAL CHILD AND ADULT CARE FOOD PROGRAM (WHICH PROVIDES CHILDREN PARTICIPATING IN THE AGENCY'S VARIOUS HEAD START PROGRAMS WITH MEALS AND SNACKS THROUGHOUT THE DAY.) THE FEDERAL HEAD START AND EARLY HEAD START PROGRAMS SERVED 691 DURING THE AGENCY'S FISCAL YEAR ENDED JULY 31, 2025.
- $1.1 million spent. HOME ENERGY ASSISTANCE PROGRAMS: THE HOME ENERGY ASSISTANCE PROGRAM IS FUNDED BY FEDERAL GRANT REVENUES AND PROVIDES ASSISTANCE WITH HEATING AND AIR CONDITIONING OF RESIDENTIAL PROPERTIES FOR LOW INCOME INDIVIDUALS WHO MEET CERTIAN OTHER ELIGIBILTY REQUIREMENTS. THE PROGRAM MAKES MONTHLY PAYMENTS IN 2024 TO OFFSET AND HELP HOUSEHOLDS WITH HEATING AND COOLING CRISES.
- $865,166 spent. COMMUNITY SERVICES BLOCK GRANT PROGRAMS: THE COMMUNITY SERVICES BLOCK GRANT PROGRAM PROVIDE FUNDS TO LESSEN POVERTY IN COMMUNITIES. THESE FUNDS PROVIDE FOR A WIDE RANGE OF SERVICES AND ACTIVITIES TO ASSIST THE NEEDS OF LOW INCOME INDIVIDUALS. THE SERVICES PROVIDED INCLUDED: TECH CONNECT COMPUTER TRAINING, THE BY CAR PURCHASE PROGRAM, LORAIN COUNTY FOOD PANTRY CHRISTMAS SUPPORT, THE OPERATIONS OF LCCAA YOUTH PROGRAMS, AND THE SEEDS OF SUCCESS ENTREPENEURSHIP TRAINING.
Source: Form 990 for the year ending July 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending July 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since December 1966.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.