Yad Chessed Fund Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO PROVIDE EMERGENCY FINANCIAL ASSISTANCE AND ADVICE AND GUIDANCE, WITH COMPASSION AND PRESERVING DIGNITY, TO JEWISH INDIVIDUALS IN THE GREATER BOSTON AND OTHER PARTS OF MASSACHUSETTS WHO ARE EXPERIENCING FINANCIAL DISTRESS AND FOOD INSECURITY.
- Income
- $2.0 million
- Spending
- $1.8 million
- Spent on programs
- 70%
- Reserves
- 8 months of spending
- Largest source of income
- donations and private grants, 96%
- Employees
- 10
- Volunteers
- 50
- Highest pay
- $162,345, executive director
Source: Form 990 for the year ending August 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 93 out of 100. Higher than 80% of charities in its peer group (human services, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 8.0 months of spending.
Debt
20 of 20It owes 9% of what it owns.
Living within its means
15 of 15Income exceeded spending by 7% of income.
Income trend
15 of 15Income rose 7% on the year before.
Spending floor
15 of 1570% of spending went to programs and raising each dollar of donations cost 23 cents.
Source: Form 990 for the year ending August 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100. Higher than 48% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2518 of 18 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending August 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $1.3 million spent. YAD CHESSED FUND INC. PROVIDES SUPPORT TO INDIVIDUALS IN NEED BY PAYING FOR NECESSITIES SUCH AS FOOD, HOUSING, UTILITIES, AND OTHER ESSENTIALS. PAYMENTS FOR SUCH ESSENTIALS ARE MADE ON BEHALF OF CLIENTS TO THIRD PARTY PAYEES. YAD CHESSED ALSO SENDS SUPERMARKET GIFT CARDS DIRECTLY TO CLIENTS FACING FOOD INSECURITY. YAD CHESSED SOCIAL WORKERS ASSESS EACH CLIENT'S INDIVIDUAL NEEDS AND OFFER GUIDANCE, ADVICE AND REFERRALS TO OTHER AGENCIES AS APPROPRIATE. THE FUND SUPPORTED 1,491 HOUSEHOLDS CONSISTING OF 2,419 INDIVIDUALS DURING FISCAL 2025.
Source: Form 990 for the year ending August 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending August 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 2010.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.