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Cda Housing Inc

EIN 30-0572797 · Kenosha, WI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair66 out of 100GovernanceGood77 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • Only 18% of its spending went to programs.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

THE CORPORATION IS ORGANIZED EXCLUSIVELY FOR CHARITABLE, EDUCATIONAL AND SCIENTIFIC PURPOSES, AND EXCLUSIVELY TO CARRY OUT THE FOLLOWING PURPOSES: 1. PROVIDE DECENT, SAFE AND SANITARY HOUSING AND OTHER ASSISTANCE RELATED TO AFFORDABLE LOW-INCOME HOUSING AND BASIC HUMAN NEEDS FOR DECENT SHELTER TO THOSE IN NEED AND THE DISADVANTAGED AS WELL AS TO ENGAGE IN ANY OTHER LAWFUL ACT OR ACTIVITY FOR WHICH THE CORPORATION MAY BE ORGANIZED UNDER THE NON-PROFIT CORPORATION LAW OF THE STATE OF MICHIGAN. 2. DEVELOP AND MAINTAIN SAFE, AFFORDABLE HOUSING FOR LOW-INCOME PERSONS IN THE STATES OF MICHIGAN, WISCONSIN AND ILLINOIS. 3. PURCHASE, OBTAIN DONATIONS OF, AND ACCEPT OWNERSHIP OF EXISTING RENTAL HOUSING PROPERTIES AND, IF APPLICABLE AND APPROPRIATE, TO ASSUME EXISTING MORTGAGES AND ASSOCIATED INDEBTEDNESS OF SAID PROPERTIES AND/OR OBTAIN OTHER FINANCING AND OPERATE SAID PROPERTY AS AFFORDABLE LOW-INCOME HOUSING. 4. PROVIDE SUCH EDUCATIONAL, SUPPORTIVE AND REFERRAL SERVICES TO LOW-INCOME PERSONS A

Income
$5.2 million
Spending
$128,208
Spent on programs
18%
Reserves
Over 10 years of spending
Largest source of income
donations and private grants, 100%
Employees
0

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 66 out of 100. Higher than 54% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover more than ten years of spending.

  • Debt

    16 of 20

    It owes 20% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 98% of income.

  • Income trend

    0 of 15

    Income fell 87% on the year before.

  • Spending floor

    0 of 15

    18% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 77 out of 100. Higher than 31% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    18 of 25

    3 of 3 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $23,004 spent. CDA HOUSING, INC. IS INVOLVED WITH THE FOLLOWING PROJECTS AS OF DECEMBER 31, 2024: 1) THE VERANDER- DANVILLE, IL (44 UNITS). THE VERANDER IS THE REDEVELOPMENT OF AN AFFORDABLE HOUSING COMMUNITY IN DANVILLE, IL WHICH IS BEING SUBSTANTIALLY RENOVATED INTO 44 UNITS OF AFFORDABLE HOUSING. CDA ACCEPTED THE DONATION OF THE PROPERTY FROM AN UNRELATED NFP IN ORDER TO PRESERVE AND RECAPITALIZE THE DEVELOPMENT. CDA IS SERVING AS AN OWNER, DEVELOPER AND LENDER ON THE TRANSACTION. THE DEVELOPMENT BEGAN CONSTRUCTION IN NOV 2024 AND IS EXPECTED TO BE COMPLETED IN DEC 2025. 2) THE INTERSECT- MADISON, WI (192 UNITS). THE INTERSECT IS A 192-UNIT NEW CONSTRUCTION, AFFORDABLE HOUSING DEVELOPMENT LOCATED IN MADISON, WI. IT WILL CREATE NEW UNITS OF AFFORDABLE HOUSING IN A KEY CORRIDOR IN MADISON ALONG THE BUS RAPID TRANSIT LINE. CDA IS SERVING AS AN OWNER, CONSULTANT AND LENDER ON THE TRANSACTION. THE DEVELOPMENT BEGAN CONSTRUCTION IN JULY 2024 AND IS EXPECTED TO BE COMPLETED IN APRIL 2026. CDA HOUSING, INC. IS INVOLVED WITH THE FOLLOWING PROJECTS AS OF DECEMBER 31, 2024: 1) THE VERANDER- DANVILLE, IL (44 UNITS). THE VERANDER IS THE REDEVELOPMENT OF AN AFFORDABLE HOUSING COMMUNITY IN DANVILLE, IL WHICH IS BEING SUBSTANTIALLY RENOVATED INTO 44 UNITS OF AFFORDABLE HOUSING. CDA ACCEPTED THE DONATION OF THE PROPERTY FROM AN UNRELATED NFP IN ORDER TO PRESERVE AND RECAPITALIZE THE DEVELOPMENT. CDA IS SERVING AS AN OWNER, DEVELOPER AND LENDER ON THE TRANSACTION. THE DEVELOPMENT BEGAN CONSTRUCTION IN NOV 2024 AND IS EXPECTED TO BE COMPLETED IN DEC 2025. 2) THE INTERSECT- MADISON, WI (192 UNITS). THE INTERSECT IS A 192-UNIT NEW CONSTRUCTION, AFFORDABLE HOUSING DEVELOPMENT LOCATED IN MADISON, WI. IT WILL CREATE NEW UNITS OF AFFORDABLE HOUSING IN A KEY CORRIDOR IN MADISON ALONG THE BUS RAPID TRANSIT LINE. CDA IS SERVING AS AN OWNER, CONSULTANT AND LENDER ON THE TRANSACTION. THE DEVELOPMENT BEGAN CONSTRUCTION IN JULY 2024 AND IS EXPECTED TO BE COMPLETED IN APRIL 2026.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Worth knowing.

    Status was revoked on May 15, 2012 for not filing returns for three years, and reinstated on May 15, 2012.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since February 2014.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.