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Love at Work Ministries Inc

EIN 26-4824660 · Carmel, IN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong95 out of 100GovernanceGood81 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

We are an international 501c3 nonprofit organization dedicated to rescuing vulnerable children and families living in the most difficult and violent urban slums and informal settlements. We do this through integrated programs in the areas of Education Nutrition & Health Care Housing Outreach and Discipleship. Our Christian faith calls us to serve and partner with people in need regardless of religion ethnicity or gender.

Income
$217,357
Spending
$172,963
Spent on programs
94%
Reserves
14.5 months of spending
Largest source of income
donations and private grants, 99%
Employees
0
Volunteers
0

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 95 out of 100. Higher than 87% of charities in its peer group (international, under $250k).

  • Reserves

    35 of 35

    Spendable reserves would cover 14.5 months of spending.

  • Debt

    20 of 20

    It owes -0% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 20% of income.

  • Income trend

    10 of 15

    Income fell 9% on the year before.

  • Spending floor

    15 of 15

    94% of spending went to programs and raising each dollar of donations cost 2 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 81 out of 100. Higher than 70% of charities in its peer group (international, under $250k).

  • Independent board

    25 of 25

    11 of 11 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $123,094 spent. EDUCATION: In an effort to see fewer kids dropping out of schools getting recruited by cartels trapped into drug and human trafficking were improving access to quality education technical training and higher-learning opportunities. We provide scholarships to students of diverse racial and socio-economic backgrounds preparing them to succeed in a rigorous education program while demonstrating mental spiritual social and emotional maturity. Love At Work International School is a miracle! Its a place where dreams are built high demands are expected and students can see every day that the Lord has a purpose for them.
  2. $26,804 spent. LIFE CENTERS: The LifeCenters are a place of hope transformation and love in the middle of the poorest most dangerous slum . . . where violence lack of food shelter and health care can up to deadly consequences. Sadly many of the dont make it. Because of this crisis we feel the urgency to provide a new LifeCenter outside the slum but nearby . . . a safe place where mothers and children can come without fear offering: education for the young training for adults spiritual nurture and discipleship dental and medical care nutritious meals for the hungry and other activities.are
  3. HOUSING: The idea that became Love At Work Ministries first grew out of the our founders work with Habitat for Humanity a world leader in addressing the issues of poor housing conditions. We have worked in 14 countries building and advocating for families in need of safe decent shelter. In the process we have built renovated and repaired almost 2000 homes. In 2025 we intentionally paused our home construction in order to expand our programs in our LifeCenters which impacts a much larger group of families and their children. We expect to continue building houses in the near future.
  4. $12,092 spent. OUTREACH: Through church retreats youth meetings and community service projects we create opportunities for underserved children and their families in risky areas of the community. Amor En Accin Church is not a church that lives within its four walls. Whether were tearing down a shack building a new home feeding hungry children or equipping young mothers with new job skills . . . it is the church that is doing it. Church members serve the community by reaching out to those who are hurting alone in need struggling or oppressed.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 2009.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.