Ready for Life Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
CHANGING LIVES BEYOND FOSTER CARE - READY FOR LIFE WORKS WITH YOUTH IN FOSTER CARE AS THEY PREPARE TO TRANSITION OUT OF THE SYSTEM TO BEING ON THEIR OWN. THE SUPPORT AND SERVICES EXTEND UNTIL THE YOUNG ADULTS TURN 28 YEARS OF AGE.
- Income
- $1.3 million
- Spending
- $1.6 million
- Spent on programs
- 84%
- Reserves
- 0.3 months of spending
- Largest source of income
- donations and private grants, 83%
- Employees
- 17
- Volunteers
- 129
- Highest pay
- $113,799, ceo
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 36 out of 100. Higher than 6% of charities in its peer group (human services, $1m to $10m).
Reserves
4 of 35Spendable reserves would cover 0.3 months of spending.
Debt
2 of 20It owes 79% of what it owns.
Living within its means
0 of 15Spending exceeded income by 26% of income.
Income trend
15 of 15Income rose 19% on the year before.
Spending floor
15 of 1584% of spending went to programs and raising each dollar of donations cost 5 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 80 out of 100. Higher than 32% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2514 of 14 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $1.3 million spent. YOUTH SUPPORT: TO ENGAGE FOSTER CARE YOUTH, PRIVATE CITIZENS AND PUBLIC RESOURCES TO ASSIST PINELLAS COUNTY FOSTER CARE YOUTH IN SUCCESSFUL TRANSITIONS TO ADULTHOOD. THE ORGANIZATION'S GOAL IS TO BE A LINK BETWEEN THE YOUTH AND THE MANY RESOURCES AVAILABLE TO ASSIST THEM AS WELL AS GIVE THE YOUTH THE VOICE TO HELP CREATE AND RUN THE ORGANIZATION'S MANY PROGRAMS. THE ORGANIZATION CONTINUES TO ADVANCE THEIR EXPANDED SERVICES TO ENCOMPASS THE ENTIRETY OF CIRCUIT 6, SIGNIFICANTLY BROADENING THEIR REACH TO VULNERABLE FORMER FOSTER YOUTH IN PASCO COUNTY. THROUGH STRATEGIC PARTNERSHIPS WITH THE LEAD AGENCY FOR FOSTER CARE, CDC, OTHER NONPROFITS SERVING THE AREA, AND KEY FUNDERS, CONDUCTED COMPREHENSIVE NEEDS MAPPING FOR FORMER FOSTER YOUTH IN PASCO COUNTY TO ENSURE TARGETED, EVIDENCE-BASED SERVICE DELIVERY. THEIR PROACTIVE OUTREACH TO GROUP HOMES ESTABLISHES CRITICAL CONNECTIONS WITH YOUTH APPROACHING AGE 18, ENSURING SEAMLESS TRANSITION INTO THE READY FOR LIFE PROGRAM BEFORE THEY EXIT THE FOSTER CARE SYSTEM. THIS PREVENTIVE APPROACH ADDRESSES THE URGENT NEED FOR CONTINUITY OF SUPPORT DURING THIS VULNERABLE TRANSITION PERIOD. POST-18 CRISIS INTERVENTION AND LIFE SKILLS SUPPORT REMAIN CENTRAL TO THE ORGANIZATION'S MISSION, ADDRESSING FUNDAMENTAL BARRIERS INCLUDING TRANSPORTATION, FOOD INSECURITY, HOUSING INSTABILITY, EDUCATIONAL GAPS, AND EMPLOYMENT CHALLENGES. THIS EXPANDED GEOGRAPHIC SCOPE ALLOWS THE ORGANIZATION TO SERVE A LARGER POPULATION OF AT-RISK YOUTH WHILE MAINTAINING THEIR COMMITMENT TO COMPREHENSIVE WRAPAROUND SERVICES THAT PROMOTE LONG-TERM STABILITY AND SELF-SUFFICIENCY.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 2009.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.