Community Action Credit Counseling
Public records show a registered, tax-exempt organization in good standing.
What it says it does
COMMUNITY ACTION CREDIT COUNSELING, INC. IS ORGANIZED FOR THE PURPOSE OF PROVIDING EDUCATIONAL OPPORTUNITIES AND PROFESSIONAL COUNSELING TO FAMILIES AND INDIVIDUALS IN CREDIT CRISIS AND IN NEED OF GUIDANCE IN THE MANAGEMENT OF THEIR PROFESSIONAL FINANCES, BUDGETING AND IN THE WISE USE OF PERSONAL CREDIT, AND IN APPROPRIATE CASES, TO ARRANGE FOR A PROGRAM OF ORDERLY DEBT LIQUIDATION WITHIN A FRAMEWORK OF COMMUNITY ACTION INITIATIVES, AND TO EDUCATE THE GENERAL PUBLIC IN THE WISE AND PROPER USE OF CONSUMER CREDIT AND TO CONDUCT OUTREACH ACTIVITIES TO AID IN THE ACCOMPLISHMENT OF THE FOREGOING OBJECTIVES. THE ORGANIZATION ACCOMPLISHES THEIR PURPOSE BY ASSESSING CLIENT'S FINANCIAL POSITION, DEVELOPING DEBT SOLUTIONS, AND CONDUCTING COMMUNITY EDUCATION ADDRESSING ISSUES RELATED TO CONSUMER CREDIT AND MONEY MANAGEMENT.
- Spending
- $770
- Reserves
- -30.1 months of spending
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- ASSESSING CLIENT'S FINANCIAL POSITION PROVIDES ASSISTANCE IN IDENTIFYING A FINANCIAL POSITION OF THE CLIENT THAT IS USED AS A TOOL FOR MUTUAL UNDERSTANDING AND EDUCATION FOR DEBT SOLUTION OPTIONS. DEVELOPING DEBT SOLUTIONS ALLOWS THE CLIENT TO WORK WITH THE CASE MANAGER TO MAKE UNBIASED DECISIONS ABOUT THE BEST PLAN FOR THE GIVEN FINANCIAL POSITION. REVIEWING THE FINANCIAL STANDING REPORT WITH CLIENTS PROVIDES FURTHER FINANCIAL EDUCATION AND GUIDANCE FOR CLIENTS FREE OF CHARGE. WHEN APPROPRIATE, DEBT MANAGEMENT PLANS ARE ESTABLISHED ON A FOR FEE BASIS TO HELP CLIENTS WORK THEIR WAY OUT OF DEBT AND INTO A POSITION OF FINANCIAL SELF-SUFFICIENCY. THE ORGANIZATION CONDUCTS COMMUNITY EDUCATION THROUGH GROUP PRESENTATIONS THAT PROVIDES PROFESSIONAL COUNSELING TO FAMILIES AND INDIVIDUALS IN CREDIT CRISIS AND IN NEED OF FINANCIAL GUIDANCE.
Source: Form 990EZ for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since August 2011.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.