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Habitat for Humanity International Inc

EIN 26-2877043 · Cortez, CO

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong90 out of 100GovernanceFair64 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

The organization vision is A World where everyone has a decent place to live. Our mission is Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope.

Income
$299,363
Spending
$281,702
Spent on programs
66%
Reserves
31.1 months of spending
Largest source of income
donations and private grants, 47%
Employees
10
Volunteers
30
Highest pay
$30,955, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 90 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 31.1 months of spending.

  • Debt

    20 of 20

    It owes 6% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 6% of income.

  • Income trend

    5 of 15

    Income fell 16% on the year before.

  • Spending floor

    15 of 15

    65% of spending went to programs and raising each dollar of donations cost 8 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 64 out of 100.

  • Independent board

    18 of 25

    4 of 4 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    6 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $111,117 spent. Since its founding in 2008 as an affiliate of Habitat for Humanity International, Habitat for Humanity of Montezuma County has provided affordable home ownership to eleven (11) families in this Southwest Colorado County by building and selling nine (9) homes. Homes are sold to families who pay affordable mortgage payments that lift them out of homelessness or temporary housing. Families also provide "sweat equity" by helping build their homes or working at our ReStore. Affordable housing provides families stability to obtain and stay in jobs and for children to stay in the same schools without having to move from shelter to shelter. Prospective homeowners attend financial stability workshops and partner with our Family Services Committee so they are well prepared for homeownership. This affordable housing program also takes advantage of local contractors and suppliers, volunteers from the community and students at the local community college's construction trades program who get on-the-job training. Some 12% of the 26,000 Montezuma County residents live in poverty, with residents in the County Seat of Cortez at 16% living in poverty.About one-in-ten county residents are homeless veterans. The county also has a substantially older population--23.6%--compared with the state average of 15.7%. More than 50% of county residents have incomes below the Area Median Income. We build full-size homes (construction costs roughly $200,000) and small starter homes (approximately $70,000).
  2. $46,650 spent. Habitat for Humanity of Montezuma County operates a Restore at 6786 U.S. Highway 160. The restore is a place for individuals to donate items such as furniture, working appliances, and building materials. The items are then resold at a substantial discount to county residents as well as residents of the wider four corners areas, including tribal members of both the Ute and Navajo Nations. Revenue from the Restore provides funds to purchase materials and pay wages in the completion of program service accomplishments of building, repair, and renovation. The restore is operated by paid staff and volunteers. The restore also provides a place for potential homeowners to complete sweat equity hours that are a requirement of Habitat for Humanity.
  3. $26,677 spent. Renovation of existing homes through the Habitat for Humanity of Montezuma County "A Brush with Kindness" home rehabilitation program has helped a number of residents stay in safe and more energy-efficient homes. Among the rehabilitation projects areAmericans with Disabilities Act ramps and related modifications, weatherization, removing trash from properties, and other improvements. We work with local suppliers, volunteers, contractors, service agencies, veterans groups, and the community college building trades program. One of the major goals is to help bring some housing up to code, if possible. We work with the county code enforcement officer, electrical inspector, certified electricians, and others to make sure the work is correct and safe. We encourage homeowners and tenants to participate in the renovation projects if they are physically able.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.