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Centro De Apoyo Familiar Caf

EIN 26-0452137 · Riverdale, MD

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood83 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE PRIMARY MISSION OF THE ORGANIZATION IS TO BUILD HEALTHY COMMUNITIES BY PROVIDING SOCIAL SERVICE REFERRALS, COUNSELING AND SUPPORT SERVICES, AND OPPORTUNITIES FOR ECONOMIC EMPOWERMENT TO LOW TO MODERATE INCOME POPULATIONS.

Income
$1.7 million
Spending
$1.6 million
Spent on programs
87%
Reserves
9 months of spending
Largest source of income
government grants, 53%
Employees
26
Volunteers
75
Highest pay
$86,059, president

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 83 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    28 of 35

    Spendable reserves would cover 9.0 months of spending.

  • Debt

    10 of 20

    It owes 35% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 4% of income.

  • Income trend

    15 of 15

    Income rose 4% on the year before.

  • Spending floor

    15 of 15

    87% of spending went to programs and raising each dollar of donations cost 2 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    7 of 9 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $1.4 million spent. THROUGH ITS SERVICES AND PROGRAMS, CENTRO DE APOYO FAMILIAR (CAF) REACHED AND IMPACTED OVER 55,000 LOW-TO MODERATE-INCOME FAMILIES DURING 2024 IN THE STATES OF MARYLAND, MASSACHUSETTS, VIRGINIA, PUERTO RICO, AND THE DISTRICT OF COLUMBIA - SPECIFICALLY THROUGH THE PROGRAMS AND SERVICES LISTED BELOW:HOUSING AND ASSET BUILDING SERVICES - CAF IMPACTED OVER 15,000 FAMILIES THROUGH A NUMBER OF HOUSING AND ASSET-BUILDING SERVICES SUCH AS FINANCIAL LITERACY WORKSHOPS, PRE-PURCHASE COUNSELING AND EDUCATION WORKSHOPS, FORECLOSURE PREVENTION COUNSELING, RENTAL COUNSELING, AND CREDIT REBUILDING COUNSELING PROGRAMS TARGETING LOW- TO MODERATE-INCOME HISPANIC AND IMMIGRANT COMMUNITIES. - PROVIDED EDUCATIONAL WORKSHOPS TO OVER 4,800 FAMILIES. - ASSISTED OVER 10 FAMILIES WITH DIRECT FINANCIAL SUPPORT TO IMPROVE CREDIT AND HELP ACHIEVE HOMEOWNERSHIP. - CONDUCTED OVER 50 FIRST-TIME HOMEBUYER EDUCATION SEMINARS AND FINANCIAL LITERACY WORKSHOPS. - HOSTED OVER 10 COMMUNITY OUTREACH FAIRS, OFFERING VALUABLE FINANCIAL, HOUSING, AND MEDICAL RESOURCES. - PROMOTED CAF'S HEIRS PROPERTY PROGRAM IN THE STATES OF MARYLAND, D.C., AND MASSACHUSETTS. - SURPASSED EXPECTATIONS IN THE MASSACHUSETTS LOCAL CONSUMER PROTECTION PROGRAM (CAF LCP). CAF LCP ACCOUNTED FOR 97% OF THE TOTAL CONSUMER MONEY RECOVERED BY ALL LCPS IN THE FIRST QUARTER. MORE THAN 700 CLIENTS WERE ASSISTED THROUGH CAF'S CONSUMER PROTECTION PROGRAM.CAF ACTIVELY PARTICIPATED IN THE FOLLOWING COMMITTEES: 1. MASSACHUSETTS UPHPA COALITION - TO ENACT THE UNIFORM PARTITION OF HEIRS PROPERTY ACT (UPHPA). 2. COLLABORATIVE CURRICULUM COMMITTEE - PARTICIPATED IN THE CREATION OF THE UPDATED CHAPA HOMEOWNER'S EDUCATION CURRICULUM TO INCLUDE ESTATE PLANNING. 3. PURPLE LINE CORRIDOR COALITION (PLCC) - IMPROVED AFFORDABLE HOUSING ADVOCACY STRATEGY THROUGH THE PURPLE LINE EQUITABLE HOUSING TRAINING SERIES.COMMUNITY TRANSFORMATION EVENTS 1. CAF FACILITATED OVER 110 COMMUNITY TRANSFORMATION EVENTS, ASSISTING MORE THAN 18,000 FAMILIES THROUGH FOOD DISTRIBUTION EFFORTS.NUEVA ESPERANZA / NEW HOPE BILINGUAL ELDERLY PROGRAM 1. CAF CONDUCTED 22 VIRTUAL WORKSHOPS TO HELP PREVENT ISOLATION AND DEPRESSION, IMPROVING THE QUALITY OF LIFE FOR MORE THAN 380 SENIORS. THE PROGRAM ALSO PROVIDED BI-WEEKLY FOOD DISTRIBUTIONS DIRECTLY TO ELDERLY HOMES.CAF'S CAPACITY BUILDING PROGRAM AND ITS CONNECTORS NETWORK 1. CAF CONNECTED OVER 400 FAITH-BASED ORGANIZATIONS TO A VARIETY OF COMMUNITY RESOURCES. IN 2024, MORE THAN 70 NEW CHURCHES JOINED THE CONNECTORS NETWORK. CAF TRAINED OVER 150 COMMUNITY PROMOTERS, DEVELOPING SKILLS IN AREAS SUCH AS ENVIRONMENTAL HEALTH, FINANCE, AND MORE.HEALTHY FAMILIES PROGRAMS 1. CAF EMPOWERED MORE THAN 4,000 FAMILIES BY PROVIDING EMOTIONAL, SOCIAL, ECONOMIC, AND EDUCATIONAL SUPPORT TO IMPROVE THEIR QUALITY OF LIFE IN AREAS SUCH AS ENVIRONMENTAL HEALTH, MENTAL HEALTH, COVID-19 AWARENESS, AND MORE. 2. IN 2024, CAF CONTINUED TRAINING ITS YOUTH ECO-PROMOTERS, EQUIPPING OVER 30 YOUNG LEADERS IN ENVIRONMENTAL HEALTH AND COMMUNITY LEADERSHIP. THROUGH THIS INITIATIVE, A TOTAL OF 397 YOUTH WERE POSITIVELY IMPACTED DURING THE YEAR. ADDITIONALLY, WORK BEGAN ON THE SECOND BOOK IN THE SERIES, EMILY'S IMPACT, FOLLOWING THE SUCCESS OF THE FIRST PUBLICATION, EVAN'S IMPACT, AVAILABLE ON AMAZON.CAF WORKFORCE DEVELOPMENT PROGRAM 1. CAF CONTINUED ITS ROBOTICS AND 3D PRINTING PROGRAM IN PARTNERSHIP WITH FUNBOTICS INC. AND YALE UNIVERSITY, PROVIDING YOUTH WITH HANDS-ON STEM EDUCATION AND INNOVATION TRAINING DESIGNED TO BUILD FUTURE WORKFORCE SKILLS. 2. IN ADDITION, CAF LAUNCHED ITS NONPROFIT COACHING INITIATIVE, WHERE MORE THAN 90 PARTICIPANTS-INCLUDING NONPROFIT PROFESSIONALS AND GRASSROOTS ORGANIZATION LEADERS-WERE TRAINED TO STRENGTHEN THEIR ORGANIZATIONAL MANAGEMENT AND COMPLIANCE CAPACITY.THE 7-WEEK NONPROFIT COACHING INITIATIVE WAS DESIGNED TO EMPOWER BOTH SEASONED AND EMERGING LEADERS IN THE NONPROFIT SECTOR, COVERING KEY TOPICS SUCH AS: - NONPROFIT GOVERNANCE - FISCAL ACCOUNTABILITY AND BUDGET DEVELOPMENT - IRS FORM 990EZ - NONPROFIT PROGRAM DEVELOPMENT - GRANT WRITING AND FUNDRAISING - RESOURCES FOR EFFECTIVE NONPROFIT MANAGEMENT 3. ONE OF CAF'S GREATEST ACCOMPLISHMENTS IN 2024 WAS OUR MERGER WITH BREAD & ROSES HOUSING, A NONPROFIT ORGANIZATION DEDICATED TO CREATING AND PRESERVING AFFORDABLE HOMEOWNERSHIP THROUGH THE COMMUNITY LAND TRUST MODEL. THIS STRATEGIC PARTNERSHIP REPRESENTS A MAJOR STEP FORWARD IN ADVANCING AFFORDABLE HOUSING AND COMMUNITY DEVELOPMENT. TOGETHER, BOTH ORGANIZATIONS HAVE CREATED AND PRESERVED 48 AFFORDABLE HOUSING UNITS IN GREATER LAWRENCE, COMBINING CAF'S EXPERTISE IN HUD-CERTIFIED HOUSING PROGRAMS AND FAMILY EMPOWERMENT WITH BREAD & ROSES HOUSING'S STRONG LEGACY OF NEIGHBORHOOD REVITALIZATION. THIS POWERFUL ALLIANCE STRENGTHENS CAF'S MISSION TO EXPAND ACCESS TO AFFORDABLE, SUSTAINABLE HOUSING AND BUILD GENERATIONAL WEALTH, ENSURING THAT EVERY FAMILY HAS A LASTING PLACE TO CALL HOME. 4. CAF EXPANDED ITS COMMUNITY OPERATIONS TO THE NORTHWEST AREA OF PUERTO RICO. THIS MARKS A SIGNIFICANT MILESTONE IN THE ORGANIZATION'S MISSION TO EMPOWER FAMILIES ACROSS NEW REGIONS. AS PART OF ITS OFFICIAL LAUNCH, CAF HOSTED ITS FIRST COMMUNITY TRANSFORMATION FAIR IN COLLABORATION WITH THE U.S. ENVIRONMENTAL PROTECTION AGENCY (EPA) AND THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD).

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 2008.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.