Neighborhood Housing Services Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO PROVIDE FINANCIAL EMPOWERMENT THAT PROMOTES HOMEOWNERSHIP AND STABLE COMMUNITIES. THIS GOAL IS REALIZED BY HELPING INDIVIDUALS AND FAMILIES STRENGTHEN THEIR FINANCIAL SECURITY (CONTINUED ON SCHEDULE O)
- Income
- $2.0 million
- Spending
- $1.1 million
- Spent on programs
- 71%
- Reserves
- 23.3 months of spending
- Largest source of income
- donations and private grants, 80%
- Employees
- 14
- Volunteers
- 33
- Highest pay
- $131,782, cfo
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 100 out of 100.
Reserves
35 of 35Spendable reserves would cover 23.3 months of spending.
Debt
20 of 20It owes 5% of what it owns.
Living within its means
15 of 15Income exceeded spending by 43% of income.
Income trend
15 of 15Income rose 116% on the year before.
Spending floor
15 of 1571% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100.
Independent board
25 of 2511 of 11 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (5)
- $581,562 spent. NEIGHBORWORKS WESTERN PENNSYLVANIA HOMEOWNERSHIP PROGRAMS WHICH INCLUDE PREPURCHASE COUNSELING AND EDUCATION SERVICES AND POST PURCHASE COUNSELING AND EDUCATION SERVICES. NEIGHBORWORKS WESTERN PENNSYLVANIA IS A CERTIFIED HUD-APPROVED HOUSING COUNSELING AGENCY, A CHARTERED MEMBER OF NEIGHBORWORKS AMERICA, AN APPROVED AGENCY FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY'S(PHFA) COMPREHENSIVE HOUSING COUNSELING INITIATIVE, AND AN ADOPTER OF THE NATIONAL INDUSTRY STANDARDS FOR HOMEOWNERSHIP EDUCATION AND COUNSELING. (CONTINUED ON SCHEDULE O)
- $148,381 spent. IN FY2024, NEIGHBORWORKS WESTERN PENNSYLVANIA PARTNERED WITH NEIGHBORHOOD HOUSING SERVICES OF GREATER BERKS, THE PENNSYLVANIA HOME LENDING COLLABORATIVE INC. AND THE NEIGHBORWORKS ASSOCIATION OF PENNSYLVANIA TO CONTINUE PROMOTING AFFORDABLE LENDING PRODUCTS AND PROGRAMS OFFERED THRU NHSGB AND PHLC AS A MEANS OF INCREASING AFFORDABLE HOMEOWNERSHIP OPTIONS FOR FAMILIES IN OUR FOOTPRINT.
- $40,415 spent. THE NEIGHBORWORKS ASSOCIATION OF PENNSYLVANIA IS A COLLABORATIVE OF EIGHT NEIGHBORWORKS AMERICA ORGANIZATIONS DOING BUSINESS IN THE COMMONWEALTH OF PENNSYLVANIA, AND IS HOSTED BY NEIGHBORWORKS WESTERN PENNSYLVANIA. NWAP SERVES AS THE TRADE ASSOCIATION AND AS THE EDUCATION VOICE FOR IT'S MEMBERS AND CONSTITUENTS.
- $25,544 spent. OTHER PROGRAMS
- LINE 4A (CONTINUED): OUR TEAM OF EXPERIENCED HOUSING COUNSELORS AND EDUCATORS ADHERE TO THE POST-PURCHASE PROGRAM - IF YOU ARE HAVING TROUBLE PAYING YOUR MORTGAGE, WE OFFER DEFAULT AND DELINQUENCY COACHING AND PRE-FORECLOSURE MITIGATION TO EXISTING HOMEOWNERS TO HELP YOU MAINTAIN YOUR VALUABLE ASSET. WE ALSO HOST PERIODIC POST-PURCHASE WORKSHOPS.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 1968.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Could it be confused with another charity? Worth knowing.
A much larger organization has a similar name: Neighborhood Housing Services of the South Shore Inc (Quincy, MA), EIN 04-2732439. If that is the one you meant, check the EIN before giving.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.