National Automated Clearing House Association
Public records raise at least one point you should look into before giving.
What it says it does
NACHA GOVERNS THE THRIVING ACH NETWORK, THE PAYMENT SYSTEM THAT DRIVES SAFE, SMART, AND FAST DIRECT DEPOSITS AND DIRECT PAYMENTS WITH THE CAPABILITY TO REACH ALL U.S. BANK AND CREDIT UNION ACCOUNTS. THROUGH PROBLEM-SOLVING AND CONSENSUS-BUILDING AMONG DIVERSE PAYMENT INDUSTRY STAKEHOLDERS, NACHA ADVANCES INNOVATION AND INTEROPERABILITY IN THE PAYMENTS SYSTEM. NACHA DEVELOPS RULES AND STANDARDS, PROVIDES INDUSTRY SOLUTIONS, AND DELIVERS EDUCATION, ACCREDITATION, AND ADVISORY SERVICES.
- Income
- $27.8 million
- Spending
- $28.3 million
- Employees
- 87
- Volunteers
- 100
- Highest pay
- $1.4 million, ceo and president
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (6)
- ACH NETWORK ADMINISTRATOR: THE ACH NETWORK ELECTRONICALLY MOVES MONEY AND RELATED PAYMENT INFORMATION FROM ANY FINANCIAL INSTITUTION ACCOUNT TO ANOTHER IN AS LITTLE AS A FEW HOURS WITH SAME DAY ACH OR ONE TO TWO DAYS (AS DESIGNATED BY THE SENDER) WITH STANDARD ACH. NACHA DEVELOPS AND ADMINISTERS THE PRIVATE SECTOR NACHA OPERATING RULES FOR ACH PAYMENTS, WHICH DEFINE THE ROLES AND RESPONSIBILITIES OF ACH NETWORK PARTICIPANTS. NACHA CONTINUES TO SAFELY GROW AND ENHANCE THE USE OF ACH PAYMENTS THROUGH COLLABORATION AND INNOVATION.
- CONFERENCE:SMARTER FASTER PAYMENTS IS AN IN-PERSON CONFERENCE WITH MORE THAN 100 EDUCATIONAL SESSIONS AND A DYNAMIC EXHIBIT HALL. THE EVENTS BRING MORE THAN 2,000 DIVERSE PAYMENTS PROFESSIONALS TOGETHER TO OBTAIN LEADING-EDGE EDUCATION AND SOLUTIONS.
- PUBLICATIONS:NACHA PRODUCES THE NACHA OPERATING RULES & GUIDELINES AND MORE THAN 40 OTHER PAYMENT-RELATED PUBLICATIONS, GUIDES, AND TRAINING MATERIALS IN A VARIETY OF FORMATS.
- ACH NETWORK ADMINISTRATOR: NACHA DEVELOPS AND ADMINISTERS THE PRIVATE SECTOR NACHA OPERATING RULES FOR ACH PAYMENTS, WHICH DEFINE THE ROLES AND RESPONSIBILITIES FOR MORE THAN 8,000 PARTICIPATING FINANCIAL INSTITUTIONS. RISK MANAGEMENT, RULES ENFORCEMENT, NETWORK ADVOCACY AND DEVELOPMENT OF ELECTRONIC SOLUTIONS IS ALSO INCLUDED WITHIN THE PROGRAM SERVICES AS ADMINISTRATOR OF THE ACH NETWORK.
- CONFERENCE:SMARTER FASTER PAYMENTS IS AN IN-PERSON CONFERENCE WITH MORE THAN 100 EDUCATIONAL SESSIONS AND A DYNAMIC EXHIBIT HALL. THE EVENTS BRING MORE THAN 2,000 DIVERSE PAYMENTS PROFESSIONALS TOGETHER TO OBTAIN LEADING-EDGE EDUCATION AND SOLUTIONS.
- PUBLICATIONS:NACHA PRODUCES THE NACHA OPERATING RULES & GUIDELINES AND MORE THAN 40 OTHER PAYMENT-RELATED PUBLICATIONS, GUIDES, AND TRAINING MATERIALS IN A VARIETY OF FORMATS.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(6) business league.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(6) business league as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1977.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.