Northern California Land Trust Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
NCLT is dedicated to creating and preserving affordable housing for people with low to moderate incomes.
- Income
- $5.0 million
- Spending
- $3.2 million
- Spent on programs
- 77%
- Reserves
- -61.6 months of spending
- Largest source of income
- donations and private grants, 73%
- Employees
- 26
- Volunteers
- 15
- Highest pay
- $165,657, executive dir.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 47 out of 100.
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
2 of 20It owes 76% of what it owns.
Living within its means
15 of 15Income exceeded spending by 37% of income.
Income trend
15 of 15Income rose 35% on the year before.
Spending floor
15 of 1577% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 258 of 8 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $2.4 million spent. The creation and operation of permanently affordable housing for diverse low income households in Northern California. NCLT provided, developed, stewarded and/or directly operated over 110 units of affordable housing for low and very low income households in Berkeley, Oakland, East Palo Alto, and San Francisco in the Community Land Trust model using limited equity condos, affordable rentals, and cooperatives.
- Technical assistance, outreach and education about affordable housing and communitydevelopment in the Community Land Trust model.NCLT Provided technical assistance, training and outreach to develop permanentlyaffordable community facilities and permanently affordable housing in the CommunityLand Trust model, including development and operation of the Community Co-OwnershipInitiative, staffing support for regional and statewide coalitions including theBay Area CLT Consortium and the California Community Land Trust Network, along withtechnical assistance,staffing support and training for resident and community ledgroups including the People of ColorSustainable Housing Network, and the CCOIprogram which provided education and technical assistance around CLT and cooperativedevelopment to several hundred low income households, individuals and residentgroups in 2024-2025.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 1974.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.