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Nassau County Council on Aging Incorporated

EIN 23-7375273 · Fernandina Beach, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood75 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

FOUNDED IN 1974 BY LOCAL CITIZENS, NASSAU COUNTY COUNCIL ON AGING (NCCOA) IS A NON-PROFIT 501(C)(3) ORGANIZATION WHOSE GOAL IS TO MAINTAIN AND ENRICH THE LIVES OF OLDER CITIZENS THROUGHOUT NASSAU COUNTY, FL. NCCOA'S PROGRAMS ENABLE THOSE AGE 60 AND OLDER TO LIVE INDEPENDENTLY AT HOME WHILE ALSO PROVIDING OPPORTUNITIES FOR SOCIALIZATION AND ACTIVITIES GEARED TOWARD THE NEEDS OF SENIORS. NCCOA IS A RESOURCE FOR EDUCATION, INFORMATION, REFERRAL, COUNSELING AND GENERAL ASSISTANCE - FOR ALL SENIORS.

Income
$5.7 million
Spending
$5.3 million
Spent on programs
86%
Reserves
2.4 months of spending
Largest source of income
government grants, 54%
Employees
122

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 75 out of 100. Higher than 52% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    10 of 35

    Spendable reserves would cover 2.4 months of spending.

  • Debt

    20 of 20

    It owes 11% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 8% of income.

  • Income trend

    15 of 15

    Income rose 1% on the year before.

  • Spending floor

    15 of 15

    86% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    16 of 17 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $4.5 million spent. NCCOA DELIVERS CRITICAL SERVICES TO NASSAU COUNTY SENIORS IN SEVERAL MAJOR CATEGORIES: NUTRITION, ADULT DAY HEALTHCARE, ADVOCATE HOME HEALTHCARE, TRANSPORTATION (NASSAUTRANSIT), CHORE, SUPPORT GROUPS, EDUCATIONAL PLATFORMS AND VOLUNTEERISM. WE ALSO OPERATE TWO SENIOR LIFE CENTERS IN FERNANDINA BEACH AND HILLIARD. THESE PROGRAMS AND SERVICES - AND OUR EVER- INCREASING DONOR BASE - RESULTED IN NCCOA REACHING CLOSE TO 7,000 INDIVIDUALS IN 2023, INCLUDING 48,000 MEALS FOR SENIORS IN NASSAU COUNTY. OTHER ACCOMPLISHMENTS INCLUDE THE FOLLOWING: "16,000+ HOURS OF MEMBER ACTIVITIES AND CAREGIVER RESPITE THROUGH THE CLUB (ADULT DAY HEALTHCARE) "19,000+ HOURS OF ADVOCATE HOME HEALTH SERVICES "54,557 TRIPS BY NASSAUTRANSIT "CLOSE TO 900 VOLUNTEER HOURS SUPPORTING THE CHORE SMALL HOME REPAIR PROGRAM "MORE THAN 1,800 ACTIVITIES AT OUR SENIOR LIFE CENTERS "10,965 VOLUNTEER SERVICE HOURS, VALUED AT CLOSE TO 350,000 AS PART OF A NATIONAL NETWORK OF AREA AGENCIES, WE ARE FUNDED BY FEDERAL, STATE AND LOCAL GRANTS, AND THE FLORIDA DEPARTMENT OF ELDER AFFAIRS AND UNITED WAY, AS WELL AS THROUGH DONATIONS FROM CORPORATIONS, ORGANIZATIONS AND INDIVIDUALS. WITH GENEROUS COMMUNITY SUPPORT, NCCOA CONTINUES OUR MISSION TO ENHANCE THE LIVES OF OLDER ADULTS THROUGH SERVICES AND COMPASSIONATE CARE DESIGNED TO IMPROVE THE HEALTH, INDEPENDENCE AND ECONOMIC SECURITY OF ALL NASSAU COUNTY SENIORS AND THEIR FAMILIES. NCCOA DELIVERS CRITICAL SERVICES TO NASSAU COUNTY SENIORS IN SEVERAL MAJOR CATEGORIES: NUTRITION, ADULT DAY HEALTHCARE, ADVOCATE HOME HEALTHCARE, TRANSPORTATION (NASSAUTRANSIT), CHORE, SUPPORT GROUPS, EDUCATIONAL PLATFORMS AND VOLUNTEERISM. WE ALSO OPERATE TWO SENIOR LIFE CENTERS IN FERNANDINA BEACH AND HILLIARD. THESE PROGRAMS AND SERVICES - AND OUR EVER- INCREASING DONOR BASE - RESULTED IN NCCOA REACHING CLOSE TO 7,000 INDIVIDUALS IN 2023, INCLUDING 48,000 MEALS FOR SENIORS IN NASSAU COUNTY. OTHER ACCOMPLISHMENTS INCLUDE THE FOLLOWING: "16,000+ HOURS OF MEMBER ACTIVITIES AND CAREGIVER RESPITE THROUGH THE CLUB (ADULT DAY HEALTHCARE) "19,000+ HOURS OF ADVOCATE HOME HEALTH SERVICES "54,557 TRIPS BY NASSAUTRANSIT "CLOSE TO 900 VOLUNTEER HOURS SUPPORTING THE CHORE SMALL HOME REPAIR PROGRAM "MORE THAN 1,800 ACTIVITIES AT OUR SENIOR LIFE CENTERS "10,965 VOLUNTEER SERVICE HOURS, VALUED AT CLOSE TO 350,000 AS PART OF A NATIONAL NETWORK OF AREA AGENCIES, WE ARE FUNDED BY FEDERAL, STATE AND LOCAL GRANTS, AND THE FLORIDA DEPARTMENT OF ELDER AFFAIRS AND UNITED WAY, AS WELL AS THROUGH DONATIONS FROM CORPORATIONS, ORGANIZATIONS AND INDIVIDUALS. WITH GENEROUS COMMUNITY SUPPORT, NCCOA CONTINUES OUR MISSION TO ENHANCE THE LIVES OF OLDER ADULTS THROUGH SERVICES AND COMPASSIONATE CARE DESIGNED TO IMPROVE THE HEALTH, INDEPENDENCE AND ECONOMIC SECURITY OF ALL NASSAU COUNTY SENIORS AND THEIR FAMILIES.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 1979.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.