Skip to the page content
Passes our checks

Comprehensive Housing Assistance Inc

EIN 23-7097000 · Baltimore, MD

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood70 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEE SCHEDULE O

Income
$5.0 million
Spending
$5.6 million
Spent on programs
77%
Reserves
45.8 months of spending
Largest source of income
donations and private grants, 42%
Employees
51
Volunteers
350
Highest pay
$280,444, chief executive officer

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 70 out of 100. Higher than 57% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 45.8 months of spending.

  • Debt

    16 of 20

    It owes 17% of what it owns.

  • Living within its means

    4 of 15

    Spending exceeded income by 12% of income.

  • Income trend

    0 of 15

    Income fell 37% on the year before.

  • Spending floor

    15 of 15

    77% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    25 of 25 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $789,359 spent. SENIOR HOUSING: CHAI DESIGNS AND DEVELOPS SENIOR LIVING COMMUNITIES TO PROVIDE SAFE, SECURE, AND SERVICE- ENRICHED AFFORDABLE HOUSING FOR LOW-INCOME OLDER ADULTS. THIS HOUSING PROMOTES A SOCIAL AND COMMUNITY-ORIENTED ENVIRONMENT FOR SENIORS WHO ARE ABLE TO LIVE INDEPENDENTLY IN ADDITION TO HELPING MEET THE DEMAND FOR THIS TYPE OF HOUSING IN THE COMMUNITY AND BEYOND. CHAI IS ONE OF THE PREMIER DEVELOPERS OF SUCH HOUSING IN MARYLAND. SINCE 1994, CHAI, AS A DEVELOPER, IS ESTIMATED TO HAVE COMPLETED A TOTAL OF 1,789 UNITS IN 19 BUILDINGS. SIX OF THESE PROJECTS ARE INDEPENDENT LIVING UNITS THAT WERE FINANCED PRIMARILY THROUGH THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ("HUD") SECTION 202 PROGRAM AND RECEIVE RENTAL SUBSIDY UNDER PROJECT RENTAL ASSISTANCE CONTRACTS. THEY ARE: O THE HARRY AND JEANETTE WEINBERG GARDENS AT BEDFORD, INC. ("WEINBERG GARDENS") (84 UNITS) O THE HARRY AND JEANETTE WEINBERG TERRACE, INC. ("WEINBERG TERRACE") (87 UNITS) O THE HARRY AND JEANETTE WEINBERG WOODS, INC. ("WEINBERG WOODS") (72 UNITS) O THE HARRY AND JEANETTE WEINBERG VILLAGE I, INC. ("VILLAGE I") (75 UNITS) O THE HARRY AND JEANETTE WEINBERG VILLAGE III, INC. ("VILLAGE III") (100 UNITS) O RENAISSANCE GARDENS, INC. ("RENAISSANCE GARDENS") (60 UNITS) ADDITIONALLY, THE HARRY AND JEANETTE WEINBERG PLACE, INC. ("WEINBERG PLACE") WAS ORIGINALLY FINANCED PRIMARILY THROUGH THE HUD SECTION 202 PROGRAM WITH A RENTAL ASSISTANCE CONTRACT. ON MAY 12, 2022, WEINBERG PLACE WAS SOLD TO NEW WEINBERG PLACE, LP ("NEW WEINBERG PLACE"), A RELATED PARTY, FOR A PURCHASE PRICE OF $19,200,000. THE PURCHASE PRICE WAS SATISFIED BY CASH AND THE PARTNERSHIP ENTERING INTO A SELLER NOTE PAYABLE TOTALING $16,690,000. THE HARRY AND JEANETTE WEINBERG HOUSE, INC. (WEINBERG HOUSE) WAS ORIGINALLY FINANCED PRIMARILY THROUGH THE HUD SECTION 202 PROGRAM WITH A PROJECT RENTAL ASSISTANCE CONTRACT. ON MAY 21, 2025, WEINBERG HOUSE WAS SOLD TO NEW WEINBERG HOUSE, LP (NEW WEINBERG HOUSE), A RELATED PARTY, FOR A PURCHASE PRICE OF $10,840,000. THE PURCHASE PRICE WAS SATISFIED BY CASH AND THE PARTNERSHIP ENTERING INTO A SELLER NOTE PAYABLE TOTALING $10,600,000. ALL SIX OF THE REMAINING HUD-202 PROGRAM PROJECTS ARE OWNED BY SEPARATE NONPROFIT CORPORATIONS, BUT THE MAJORITY OF THEIR BOARD MEMBERS MUST ALSO BE MEMBERS OF CHAI'S BOARD OF DIRECTORS AND ALL ARE APPOINTED TO SERVE BY THE PRESIDENT OF CHAI. ELEVEN PROJECTS WERE OR WILL BE FUNDED PRIMARILY THROUGH THE FEDERAL LOW-INCOME TAX CREDIT ("LIHTC") PROGRAM. THEY ARE: O THE HARRY AND JEANETTE WEINBERG VILLAGE II LIMITED PARTNERSHIP ("VILLAGE II") (85 UNITS) O THE HARRY AND JEANETTE WEINBERG VILLAGE IV LIMITED PARTNERSHIP ("VILLAGE IV") (100 UNITS) O THE HARRY AND JEANETTE WEINBERG VILLAGE V ("VILLAGE V") (86 UNITS) O THE MANHATTAN PARK APARTMENTS LIMITED PARTNERSHIP ("MANHATTAN PARK") (123 UNITS) O MANOR EAST LIMITED PARTNERSHIP ("MANOR EAST") (186 UNITS) O MANOR WEST LIMITED PARTNERSHIP ("MANOR WEST") (108 UNITS) O MANOR SOUTH LIMITED PARTNERSHIP ("MANOR SOUTH") (90 UNITS) O NEW WEINBERG HOUSE, LP (116 UNITS) O NEW WEINBERG PLACE (227 UNITS) O WOODLAND GARDENS II LIMITED PARTNERSHIP ("WOODLAND GARDENS II") (75 UNITS) O WOODLAND GARDENS I LIMITED PARTNERSHIP ("WOODLAND GARDENS I") (63 UNITS) CHAI REDEVELOPED CHAI FALLSTAFF APARTMENTS INTO A 16-UNIT AFFORDABLE FAMILY HOUSING RENTAL PROPERTY THAT PRIMARILY SERVES RESIDENTS WITH INCOMES AT OR BELOW 60% OF AREA MEDIAN INCOME ("AMI"). FOUR OF THE 16 UNITS ARE FOR SPECIAL NEEDS POPULATIONS, SERVING RESIDENTS AT OR BELOW 30% AMI. CHAI ESTABLISHED THE HOPED PROGRAM TO PROVIDE AFFORDABLE HOUSING FOR PEOPLE WITH CHRONIC MENTAL ILLNESS WHO EARN LESS THAN 60% OF THE AMI. THE RESIDENTS HAVE PROVEN THEIR ABILITY TO LIVE INDEPENDENTLY THROUGH CASE MANAGEMENT WORK, PREVIOUS INDEPENDENT LIVING, AND REFERRALS FROM A DOCTOR, THERAPIST OR CASE MANAGER. CHAI OWNS SIX HOUSES SERVING 20 RESIDENTS.
  2. $1.0 million spent. SENIOR HOME REPAIR AND BENEFITS PROMOTES INDEPENDENT LIVING BY PROVIDING HOME REPAIR AND SAFETY MODIFICATIONS TO OLDER HOMEOWNERS WHO LACK THE RESOURCES TO DO SO, WHILE SIMULTANEOUSLY PRESERVING THE QUALITY OF THE HOUSING STOCK IN NORTHWEST BALTIMORE CITY AND COUNTY. BENEFITS COUNSELORS PROVIDE HOME SAFETY ASSESSMENTS, CONNECT CLIENTS TO RESOURCES AND ASSIST WITH BENEFITS APPLICATIONS, ADVOCACY AND REFERRALS TO VARIOUS RESOURCES. CHAI MANAGES AND OPERATES EDWARD A. MYERBERG SENIOR CENTER, INC. ("THE MYERBERG CENTER"). THE MYERBERG CENTER OFFERS SOCIAL AND EDUCATIONAL PROGRAMMING TO ACTIVE OLDER ADULTS, BOTH ONSITE AND IN THE VIRTUAL CENTER. CHAI'S MYERBERG BOARD OVERSEES ALL GOVERNANCE, FINANCIAL MANAGEMENT, BUILDING OPERATIONS AND STRATEGIC PLANNING FOR THE CENTER. NORTHWEST NEIGHBORS CONNECTING ("NNC") IS A "VILLAGE" OF INTERDEPENDENT, DIVERSE, CARING INDIVIDUALS WHO COME TOGETHER TO CREATE A SUPPORTIVE COMMUNITY. NNC HAS APPROXIMATELY 130 DUES-PAYING MEMBERS. CHAIWAY: THE CHAIWAY TRANSPORTAION PROGRAM OFFERS TWO OPTIONS FOR OLDER ADULTS CONNECTED TO OUR ORGANIZATION. CHAIWAY ON THE GO PROVIDES SUBSIDIZED UBER AND LYFT RIDES AND CHAIWAY MY WAY OFFERS RIDES THROUGH A VOLUNTEER DRIVER PROGRAM. NORTHWEST SENIOR SHUTTLE: THE NEED FOR AFFORDABLE AND RELIABLE TRANSPORTATION INCREASES AS SENIORS AGE AND THE SKILLS AND ABILITIES ASSOCIATED WITH DRIVING DIMINISH. IN ADDITION, MANY OF THOSE WHO CAN STILL SAFELY OPERATE A VEHICLE ARE LOW-INCOME, LIVING ON FIXED INCOMES AND ARE UNABLE TO SUPPORT THE COSTS OF OWNING THEIR OWN VEHICLES. TO FILL THIS NEED, CHAI, IN PARTNERSHIP WITH ACTION IN MATURITY ("AIM"), A NONPROFIT ORGANIZATION LOCATED IN BALTIMORE CITY, OPERATES THE NORTHWEST SENIOR SHUTTLE ("NWSS"). NWSS IS AVAILABLE TO OVER 1,200 LOW-INCOME RESIDENTS OF CHAI'S SENIOR LIVING COMMUNITIES (BOTH SENIORS AND THE NONELDERLY DISABLED), AND 3,000 LOW- INCOME AND MODERATE INCOME SENIOR RESIDENTS WHO LIVE ALONG THE NORTHERN PARK HEIGHTS CORRIDOR ROUTE.
  3. $1.5 million spent. HOMEBUYER EDUCATION SERVICES: SERVICES PROVIDED INCLUDE HOMEBUYER EDUCATION WORKSHOPS, PRE-PURCHASE COUNSELING, INFORMATION ON CHAI'S INTEREST-FREE LOAN PROGRAMS, AND OPPORTUNITIES TO LEVERAGE OTHER GOVERNMENT AND PRIVATE PROGRAMS THAT ASSIST FIRST-TIME, LOW-INCOME AND MODERATE-INCOME BUYERS. HOMEOWNERSHIP LOANS/GRANTS: CHAI OFFERS INTEREST-FREE LOANS. THERE ARE PROGRAMS FOR NEW HOME BUYERS AND HOME RENOVATION IN THE GSA, AND ENERGY SAVING HOME IMPROVEMENTS FOR RESIDENTS IN THE GSA, PIKESVILLE, GREENSPRING, OWINGS MILLS, RANDALLSTOWN AND REISTERSTOWN. HOME RETENTION (FORECLOSURE AND EVICTION PREVENTION): CHAI ASSISTS HOMEOWNERS FACING FORECLOSURE BY PROVIDING COUNSELING AND GUIDANCE ON MORTGAGE ASSISTANCE, OBTAINING FORBEARANCE PROGRAMS, SHORT SALES OR DEED IN LIEU PROGRAMS, AND ANY OTHER ALTERNATIVE SOLUTIONS THAT MAY BE AVAILABLE FOR HOMEOWNERS EXPERIENCING MORTGAGE STRESS. CHAI ALSO OFFERS RENTAL COUNSELING TO THOSE CLIENTS THAT ARE RENT BURDENED OR MAY BE FACING EVICTION. COMMUNITY ORGANIZING: COMMUNITY ORGANIZING FACILITATES THE DEVELOPMENT OF RESIDENTS TO BECOME AGENTS OF CHANGE ON SHARED ISSUES IN THEIR NEIGHBORHOODS TO MAKE STRONGER COMMUNITIES. COMMUNITY ORGANIZING ALSO CONNECTS RESIDENTS TO THE MYRIAD OF SERVICES CHAI PROVIDES. EFFORTS INCREASE CURB APPEAL, IMPROVE THE ENVIRONMENT, AND INCREASE THE SHARED SENSE OF PRIDE, OWNERSHIP AND CONNECTEDNESS OF NEIGHBORS THROUGHOUT THE GSA. CHAI ALSO MANAGES THE NORTHWEST BALTIMORE PARTNERSHIP (NWBP), A CROSS-JURISDICTIONAL COALITION OF COMMUNITY ASSOCIATIONS, NONPROFIT ORGANIZATIONS, BUSINESSES, GOVERNMENT AGENCIES, AND FAITH-BASED INSTITUTIONS BUILDING VALUE FROM PARK CIRCLE TO PIKESVILLE. SCHOOL COMMUNITY PARTNERSHIP: THIS PROGRAM ADVOCATES AND SUPPORTS THE PUBLIC EDUCATIONAL INSTITUTIONS IN THE GSA AND PIKESVILLE. PARTNERSHIPS HELP TO IDENTIFY RESOURCES AND ENGAGE FAMILIES IN THEIR SCHOOLS AND COMMUNITIES. CHAI ADVOCATES FOR IMPROVEMENTS IN SCHOOL CLIMATE, PARENT INVOLVEMENT, PUBLIC RELATIONS AND LONG-TERM STRATEGY CHANGE FOR THE SCHOOL SYSTEMS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since November 1973.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.