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Housing Partnership of Chester County Inc

EIN 23-2550366 · Downingtown, PA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair60 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

The Housing Partnership of Chester County (HPCC) assists low-to-moderate income individuals and families in the acquisition and retention of long-term attainable housing in Chester County, helping to create and grow safe, stable communities.

Income
$1.4 million
Spending
$1.3 million
Spent on programs
92%
Reserves
1.1 months of spending
Largest source of income
fees for its services, 69%
Employees
8
Volunteers
13
Highest pay
$106,667, executive director

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 60 out of 100.

  • Reserves

    10 of 35

    Spendable reserves would cover 1.1 months of spending.

  • Debt

    5 of 20

    It owes 67% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 2% of income.

  • Income trend

    15 of 15

    Income rose 4% on the year before.

  • Spending floor

    15 of 15

    92% of spending went to programs and raising each dollar of donations cost 13 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    14 of 14 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (15)
  1. $167,022 spent. First Time Home Buyers Program - assists low to moderate income individuals and families interested in purchasing a home within Chester County, PA. Program provides pre- purchase home ownership counseling and a maximum loan of $40,000 for down payment and closing costs to first time home buyers.
  2. $210,031 spent. Chester County Housing Rehabilitation Program - Funds received from Chester County DCD are used to administer the program helping low to moderate income home owners correct violations of: the BOCA Property Maintenance Code, Local and State Codes, and the Section 8 Housing Quality Standards. Typical violations include, but are not limited to: structural, plumbing, heating, electrical, and lead based paint problems. Handicap accessible modifications are also included in the program.
  3. $104,849 spent. Senior Citizen Home Maintenance Program - Funds received from a contract with the Office of Housing and Community Development are used to provide basic home maintenance, repairs and access modifications for residents of Chester County, 65 years of age and older. The costs are limited to $6,000 and are considered a one-time full grant. A senior household recipient can apply a second time for assistance after a two-year waiting period.
  4. $166,114 spent. Chester County Home Modification Program (ACCESS) - Funds are received from Chester County Department of Community Development. The funds are used to provide assistance to low and moderate-income residents of Chester County, with permanent disabilities, in making their current residences more accessible. The program allows for wide range of adaptive modifications which include but are not limited to, ramps, lifts, door and hallway widening, kitchen and bathroom modifications, visual doorbells, audio phones and visual phone signalers.
  5. $42,564 spent. Fuel Assistance - Home heating assistance is provided for residents of Chester County, 65 years of age and older.
  6. $115,769 spent. Pennsylvania Housing Affordability and Rehabilitation Enhancement Fund (PHARE) provides safe and sanitary dwellings for sale or rent to low income and moderate income individuals; increases the availability or quality of housing for elderly persons; increases the availability or quality of accessible housing for persons with disabilities; prevents or reduces homelessness; provides mortgage or rental assistance, including housing counseling, foreclosure prevention and refinancing products; and provides loans, low-interest loans or grants to low-income and moderate-income individuals or families who are owner-occupants for repairs and improvement to their home.
  7. $388,229 spent. Conservatorship is based on Pennsylvania Act 135, which allows for the appointment of a conservator to manage and rehabilitate abandoned or blighted properties. HPCC acts as the conservator and is responsible for making necessary repairs and improvements to bring the property back to productive use, ultimately benefiting the community.
  8. $8,989 spent. Credit Counseling / Foreclosure Prevention Provides, free of charge, counseling to individuals who are having credit problems. Individual and group counseling sessions are available. Provides information for families in danger of losing their homes to foreclosure.
  9. $13,926 spent. American Rescue Plan Act (ARPA) was a federal stimulus bill to aid public health and economic recovery from the COVID-19 pandemic. Proceeds are administered by Chester County and may be used for home reconstruction and emergency home repairs.
  10. Chester County Home Modification Program (ACCESS) - Funds are received from 166114. 0. 106690.
  11. Fuel Assistance - Home heating assistance is provided 42564. 0. 32758.
  12. Pennsylvania Housing Affordability and Rehabilitation Enhancement Fund (PHARE) 115769. 212500. 0.
  13. Conservatorship is based on Pennsylvania Act 135, which allows for 388229. 0. 112485.
  14. Credit Counseling / Foreclosure Prevention 8989. 16500. 0.
  15. American Rescue Plan Act (ARPA) was a federal stimulus bill to aid public health and 13926. 0. 9306.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since July 1989.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.