River Crossing Young Mens Christian Association
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE RIVER CROSSING YMCA IS A CHARITABLE, NONPROFIT ORGANIZATION WHOSE PURPOSE IS TO IMPROVE THE QUALITY OF COMMUNITY LIFE. THE YMCA STRENGTHENS THE SPIRIT, MIND & BODY OF ALL PEOPLE. WE BUILD CHARACTER BY PROMOTING THE VALUES OF CARING, RESPECT, HONESTY & RESPONSIBILITY.
- Income
- $60.5 million
- Spending
- $56.5 million
- Spent on programs
- 90%
- Reserves
- -2.7 months of spending
- Largest source of income
- fees for its services, 74%
- Employees
- 2,259
- Volunteers
- 1,236
- Highest pay
- $569,966, ceo
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 61 out of 100. Higher than 46% of charities in its peer group (human services, $10m to $100m).
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
16 of 20It owes 24% of what it owns.
Living within its means
15 of 15Income exceeded spending by 7% of income.
Income trend
15 of 15Income rose 33% on the year before.
Spending floor
15 of 1590% of spending went to programs and raising each dollar of donations cost 12 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 35% of charities in its peer group (human services, $10m to $100m).
Independent board
25 of 2525 of 26 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $51.0 million spent. AT THE Y, STRENGTHENING COMMUNITY IS OUR PURPOSE. THE YMCA FOSTERS HEALTHY LIVING, YOUTH DEVELOPMENT AND SOCIAL RESPONSIBILITY. IT IS PART OF OUR MISSION TO NOT ONLY OFFER THE COMMUNITY A PATH TO THESE GOALS BUT TO DO ALL WE CAN TO MAKE SURE NO ONE IS EVER TURNED AWAY BECAUSE OF FINANCIAL HARDSHIP. OUR ASSOCIATION ENABLES US TO OFFER A VARIETY OF PROGRAMMING AND MISSION DRIVEN WORK BENEFITTING THE COMMUNITIES THAT WE SERVE. WE BRING VOLUNTEERS AND DONORS TOGETHER UNDER ONE PHILANTHROPIC UMBRELLA ALLOWING US TO INCREASE OUR RESOURCES WHILE FOCUSING ON THE EXPRESS NEEDS OF EACH COMMUNITY.OUR FINANCIAL ASSISTANCE PROGRAM PROVIDES HUNDREDS OF THOUSANDS OF DOLLARS EACH YEAR TO HELP INDIVIDUALS AND FAMILIES PARTICIPATE IN WELLNESS MEMBERSHIPS, AND MUCH-NEEDED CHILD CARE AND CAMP. THE GENEROUS DONATIONS FROM OUR COMMUNITY ARE WHAT MAKE THAT POSSIBLE. WE SERVE OVER 100,000 MEMBERS AND PROGRAM PARTICIPANTS AT 11 BRANCHES, 12 CHILD CARE CENTERS, 20 SUMMER CAMP LOCATIONS AND 44 SCHOOL AGE CHILD CARE PROGRAMS. WE PROVIDE OVER $12MM OF COMMUNITY IMPACT ANNUALLY IN THE FORM OF FINANCIAL ASSISTANCE TO INDIVIDUALS AND FAMILIES IN NEED AS WELL AS FREE PROGRAMMING FOR VETERANS, CANCER SURVIVORS, OLDER ADULTS AND MOREWE OFFER CHILDREN THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. WITH A FOCUS ON NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN, IMPROVING THE NATION'S HEALTH AND WELL-BEING AND PROVIDING OPPORTUNITIES TO GIVE BACK AND SUPPORT NEIGHBORS, THE Y ENABLES YOUTH TO BE HEALTHY, CONFIDENT, CONNECTED AND SECURE. WE PARTNER WITH LOCAL SCHOOL DISTRICTS TO PROVIDE APPROPRIATE SPACE, QUALITY LEARNING MATERIALS AND HIGHLY QUALIFIED TEACHERS FOR PRESCHOOL AND SCHOOL AGE CHILD CARE PROGRAMS. ACCESS TO NUTRITIOUS FOOD IS ESSENTIAL FOR HEALTH AND WELLBEING, BUT MANY CHILDREN FAMILIES, AND ADULTS IN OUR COMMUNITIES FACE SIGNIFICANT BARRIERS TO AFFORDABLE AND HEALTHY FOOD. AT RIVER CROSSING YMCA, WE ARE DEEPLY COMMITTED TO ADDRESSING THESE CHALLENGES AND ENSURING THAT ALL INDIVIDUALS AND FAMILIES HAVE ACCESS TO THE NOURISHMENT THAT THEY NEED TO THRIVE. IN 2025, WE PROVIDE OVER 300,000 FREE MEALS AND SNACKS TO PEOPLE IN NEED. THE Y'S LIFE AFTER 21 PROGRAM PROVIDES YOUNG ADULTS WITH THE OPPORTUNITY TO PARTICIPATE IN ABILITIES FOCUSED ACTIVITIES THAT EMPOWER THEM TO BUILD CONFIDENCE, DEVELOP ESSENTIAL SKILLS AND FORM MORE MEANINGFUL FRIENDSHIPS AS THEY TAKE IMPORTANT STEPS TOWARD GREATER SELF-SUFFICIENCY.THE Y HAS BEEN LISTENING AND RESPONDING TO OUR COMMUNITIES' MOST CRITICAL NEEDS FOR DECADES. WHETHER DEVELOPING SKILLS OR EMOTIONAL WELL-BEING, WELCOMING AND CONNECTING DIVERSE POPULATIONS OR ADVOCATING FOR HEALTHIER COMMUNITIES, THE Y FOSTERS THE CARE AND RESPECT ALL PEOPLE NEED AND DESERVE. THROUGH THE Y, THOUSANDS OF VOLUNTEERS, DONORS, LEADERS AND PARTNERS ARE EMPOWERING MILLIONS OF PEOPLE, AND THE COMMUNITIES IN WHICH THEY LIVE, TO BE HEALTHY, CONFIDENT, CONNECTED AND SECURE. THE Y IS PROUD TO HAVE COLLABORATIONS AND INFORMAL PARTNERSHIPS WITH MANY OTHER ORGANIZATIONS IN THE COMMUNITY. WE KNOW THAT WHEN WE WORK TOGETHER, WE MOVE INDIVIDUALS, FAMILIES AND COMMUNITIES FORWARD. THE Y HAS RESPONDED TO SOCIETY'S MOST PRESSING NEEDS BY DEVELOPING INNOVATIVE, COMMUNITY BASED SOLUTIONS AND UNITING PEOPLE FROM ALL WALKS OF LIFE TO PARTICIPATE IN AND WORK FOR POSITIVE SOCIAL CHANGE. THE Y'S ALLENTOWN WARMING STATION PROVIDES OVERNIGHT BEDS, WARM MEALS, AND COMPASSIONATE CARE TO UNHOUSED ADULTS DURING THE COLD MONTHS. THE WARMING STATION PROVIDES A LIFELINE FOR THOSE FACING HOMELESSNESS IN OUR COMMUNITY. EVERY YEAR, RIVER CROSSING YMCA IMPACTS THOUSANDS OF INDIVIDUALS AND FAMILIES WHO RELY ON THE Y FOR CRUCIAL PROGRAMS AND SERVICES. THANKS TO THE GENEROSITY OF OUR DONORS, YMCA PATHWAY AND COMMUNITY IMPACT PROGRAMS OPEN OUR DOORS AT NO CHARGE TO THOSE IN OUR COMMUNITY WHO NEED US THE MOST. FOR THE YOUNGEST MEMBERS OF THE COMMUNITY, THIS MEANS BUILDING NEW SKILLS AND SELF-CONFIDENCE AND CREATING A SENSE OF BELONGING. FREE 7TH GRADE INITIATIVE PROVIDES 7TH GRADERS WITH A 12-MONTH MEMBERSHIP TO ENCOURAGE HEALTHY HABITS AT A TIME WHEN YOUTH ARE EXPERIENCING MORE INDEPENDENCE. "SAFETY AROUND WATER" TEACHES LIFE-SAVING SAFETY AROUND WATER SKILLS TO CHILDREN AGES THREE TO FIVE YEARS OLD. EMPOWER U STRENGTHENS SELF-ESTEEM, POSITIVE RELATIONSHIPS AND OVERALL HEALTH OF TEEN GIRLS IN GRADES 7-10. YMCA PATHWAY AND COMMUNITY IMPACT PROGRAMS ALSO CHANGE THE LIVES OF ADULTS IN OUR COMMUNITY. WE OFFER WELLNESS AND BELONGING TO THOSE RECOVERING FROM A MENTAL HEALTH DIAGNOSIS. HEALTHY LIFESTYLES FOCUSES ON ANYONE CONCERNED WITH CHRONIC CONDITIONS SUCH AS HYPERTENSION, OBESITY, OR HEART DISEASE. THRIVE CANCER WELLNESS SUPPORTS CANCER SURVIVORS AND THEIR FAMILIES WITH A 12-WEEK PROGRAM AND MEMBERSHIP FOCUSED ON EVIDENCE-BASED PRACTICES FOR RECOVERING FROM CANCER TREATMENT. OUR VETERANS WELLNESS PROGRAM IS A WAY TO BRING MILITARY VETERANS AND THEIR FAMILIES TOGETHER INTO THE Y TO EXPERIENCE WELLNESS PROGRAMS WHILE FOSTERING SUPPORTIVE RELATIONSHIPS. OVER THE PAST YEAR, OUR YMCA EXPANDED ITS REACH TO ADDRESS EVER EVOLVING CRITICAL COMMUNITY NEEDS. THE Y OFFERS A 12 WEEK PROGRAM FOR VETERANS WHO ARE LOOKING TO GET BACK TO A HEALTHIER LIFESTYLE. THE PROGRAM INCLUDES ACCESS TO THE FACILITY AND GUIDANCE FROM Y STAFF AND TRAINERS. PARTICIPANTS RECEIVE A FREE 6 MONTH MEMBERSHIP AFTER SUCCESSFUL COMPLETION OF THE PROGRAM. OUR Y PARTICIPATES IN THE LIVING OUR CAUSE INITIATIVE AND ENGAGES IN A VARIETY OF PROGRAMS, EVENTS, AND COMMUNITY ACTIVITIES DESIGNED TO HELP THE "AT RISK POPULATION" DEVELOP HABITS AND RELATIONSHIPS THAT LEAD TO MORE ACTIVE LIFESTYLES. LIVING OUR CAUSE BEGINS WITH STAFF AND VOLUNTEERS, WHO LIVE OUR CAUSE EVERYDAY BY INTENTIONALLY THINKING, ACTING, AND COMMUNICATING IN WAYS THAT STRENGTH COMMUNITY.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1980.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.