Banner of Truth
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE BANNER OF TRUTH TRUST IS A CHRISTIAN ORGANIZATION WHICH PUBLISHES BOOKS, ORGANIZES CONFERENCES, AND PUBLISHES A MONTHLY MAGAZINE. OUR OBJECTIVE IS THE PROMOTION, ADVANCEMENT, AND DISSEMINATION OF A BETTER KNOWLEDGE AND UNDERSTANDING OF THE HISTORY AND DOCTORINES OF THE TRUE BIBLICAL CHRISTIAN FAITH. WE SEEK TO INFORM, ENCOURAGE, STRENGTHEN, AND EQUIP ORDINARY CHRISTIANS, AND WE HAVE A PARTICULAR CONCERN FOR MINISTERS/PASTORS, AND THOSE TRAINING FOR THE MINISTRY. WE ALSO SEEK TO PRODUCE MATERIAL THAT IS EVANGELISTIC AND IN GOD'S PROVIDENCE MAY BE USED AS A MEANS TO BRING PEOPLE TO REPENTANCE AND FAITH IN JESUS CHRIST AS THEIR SAVIOUR AND LORD.
- Income
- $1.5 million
- Spending
- $1.9 million
- Spent on programs
- 87%
- Reserves
- 6 months of spending
- Largest source of income
- other income, 82%
- Employees
- 13
- Highest pay
- $127,363, secretary
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 64 out of 100. Higher than 33% of charities in its peer group (religion, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 6.0 months of spending.
Debt
16 of 20It owes 27% of what it owns.
Living within its means
0 of 15Spending exceeded income by 22% of income.
Income trend
5 of 15Income fell 14% on the year before.
Spending floor
15 of 1587% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 80 out of 100. Higher than 59% of charities in its peer group (religion, $1m to $10m).
Independent board
25 of 2512 of 12 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $1.2 million spent. DISCOUNT SALES DISTRIBUTION OF CHRISTIAN BOOKS AND PUBLICATIONS. THESE BOOKS AID THE PROMOTION OF THE CHRISTIAN FAITH.
- $422,476 spent. THE BANNER MINISTERS' CONFERENCES ARE ARRANGED FOR MEN WHO ARE (OR WHO HAVE BEEN) IN PASTORAL CHARGES, ELDERS AND DEACONS, AND YOUNG MEN WHO ARE THEOLOGICAL STUDENTS AT PRESENT IN TRAINING FOR THE MINISTRY, AND FOR MEN WHO ARE SERVING IN MISSIONARY WORK AT HOME OR OVERSEAS.
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending March 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since December 1967.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.