Chambersburg YMCA
Public records show a registered, tax-exempt organization in good standing.
What it says it does
SEE SCHEDULE O FOR FORM 990, PART III, LINE 1 - ORGANIZATION'S MISSION
- Income
- $3.7 million
- Spending
- $3.8 million
- Spent on programs
- 87%
- Reserves
- 4.4 months of spending
- Largest source of income
- fees for its services, 82%
- Employees
- 219
- Volunteers
- 144
- Highest pay
- $138,035, executive director
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 78 out of 100.
Reserves
20 of 35Spendable reserves would cover 4.4 months of spending.
Debt
20 of 20It owes 7% of what it owns.
Living within its means
8 of 15Spending exceeded income by 1% of income.
Income trend
15 of 15Income rose 8% on the year before.
Spending floor
15 of 1587% of spending went to programs and raising each dollar of donations cost 27 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 2537 of 37 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $2.0 million spent. HEALTHY LIVING - THE YMCA IS COMMITTED TO IMPROVING AMERICA'S HEALTH AND WELL-BEING, COMMUNITY BY COMMUNITY. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH AND FOSTER CONNECTIONS THROUGH FITNESS SPORTS, FUN AND SHARED INTERESTS, PEOPLE IN OUR COMMUNITY ARE RECEIVING SUPPORT, GUIDANCE AND RESOURCES THEY NEED TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND AND BODY. THIS IS PARTICULARLY IMPORTANT AS OUR NATION STRUGGLES WITH CHRONIC DISEASE AND OBESITY. FAMILIES WRESTLE WITH WORK/LIFE BALANCE AND INDIVIDUALS SEARCH FOR PERSONAL FULFILLMENT. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE AND OPEN TO ALL FAITHS, BACKGROUNDS, ABILITIES AND INCOME LEVELS. (Expenses $ 56,864 including grants of $) YOUTH DEVELOPMENT - OUR YMCA YOUTH AND TEEN PROGRAMS GIVE THE CHILDREN GOOD ROLE MODELS TO HELP DEVELOP SELF-ESTEEM AND GOOD VALUES, WHICH INCLUDE COOPERATION, RESPECT, GOOD CITIZENSHIP AND A STRONG WORK ETHIC. THE YMCA'S SAM'S PROGRAM, WHICH INCLUDES THE TUESDAY NIGHT PROGRAM, THE SUMMER DAY CAMPING PROGRAM AND THE SPONSORED MEMBERSHIP PROGRAM, PROVIDES A LASTING EXPERIENCE OF PERSONAL ENRICHMENT FOR CHILDREN IN AN ECONOMICAL DISADVANTAGED LIFESTYLE. THE YMCA'S SAM'S PROGRAM PROVIDES ACTIVITIES THAT PROMOTE SPIRITUAL AWARENESS, MENTAL DEVELOPMENT, PHYSICAL WELL BEING, SOCIAL GROWTH AND SELF-RESPECT. THE YMCA'S SAM'S DAY CAMPING PROGRAM PROVIDES A SAFE ENVIRONMENT WHERE THE CHILDREN CAN HAVE ADVENTURE, LEARNING ACTIVITIES, SPIRITUAL GROWTH, MENTAL DEVELOPMENT, PHYSICAL WELL BEING AND RECEIVE TWO MEALS A DAY. THIS YEAR'S PROGRAM WILL INCLUDE AN EDUCATIONAL ASSISTANCE PROGRAM (EAP) DAY TUTORING PROGRAM FOR THE CHILDREN TOO. THE YMCA'S YOUTH ACHIEVERS PROGRAM IS A YMCA DEVELOPED CURRICULUM FOCUSED ON STRUCTURING AND NURTURING THE PROFESSIONAL DEVELOPMENT OF MULTI-CULTURAL YOUTH IN GRADES 8-12. THE YOUTH ACHIEVERS ARE EXCITED ABOUT POST SECONDARY EDUCATION, FEEL A SENSE OF VALUE TO THEIR COMMUNITY, ARE CHAMPIONS OF DIVERSITY AND HAVE HIGH ETHICAL AND SPIRITUAL CHARACTER. THE SAM'S PROGRAM AND THE YOUTH ACHIEVERS PROGRAMS ARE PROVIDED TO THE PARTICIPANTS AT NO COST.
- $992,990 spent. BEFORE AND AFTER SCHOOL CHILD CARE (SACC) - WOVEN INTO THE FABRIC OF THE YMCA MISSION IS A COMMITMENT TO STRENGTHENING FAMILIES. THE YMCA'S SACC PROGRAMS RELIEVE THE BURDEN OF BALANCING WORK AND FAMILY BY MAKING IT POSSIBLE FOR PARENTS OF CHILDREN IN OUR CARE TO REMAIN GAINFULLY EMPLOYED, KNOWING THEIR CHILDREN ARE THRIVING IN A SAFE DEVELOPMENTALLY SOUND ENVIRONMENT. THE CHAMBERSBURG YMCA'S SACC PROGRAM PROVIDES DEVELOPMENTAL OPPORTUNITIES IN THE SEARCH INSTITUTES 40 DEVELOPMENTAL ASSETS, FITNESS AND RECREATION, SOCIALIZATION, HOMEWORK SUPPORT AND HEALTH SNACKS. ARK - THE ARK HELPS EVERY CHILD IN OUR CENTER LEARN AND GROW. WE PROVIDE THE BUILDING BLOCKS FOR EARLY DEVELOPMENT, KINDERGARTEN READINESS, SOCIAL RESPONSIBILITY AND CHRISTIAN VALUES. WE PROVIDE A SAFE, NURTURING ENVIRONMENT AND A WIDE VARIETY OF DEVELOPMENTALLY APPROPRIATE ACTIVITIES. WE ALSO HOPE TO SERVE THE COMMUNITY BY HELPING ALL CHILDREN REACH THEIR POTENTIAL.
- $293,222 spent. HEALTH AND WELLNESS PROGRAMS FOR YOUTH - HELPING YOUTH DEVELOP HEALTH IN SPIRIT, MIND AND BODY IS AT THE CORE OF THE YMCA MOVEMENT. OUR PROGRAMS ARE DESIGNED TO HELP YOUTH CREATE REALISTIC GOALS FOR SELF-IMPROVEMENT AND EMPHASIZE DISEASE PREVENTION THROUGH REGULAR EXERCISE, PROPER NUTRITION, STRESS MANAGEMENT AND HEALTH EDUCATION. SPORTS PROGRAMS FOR YOUTH PROMOTE TEAMWORK, INTERACTION AND DEVELOPMENT OF SOCIAL AND PHYSICAL SKILLS. OUR AQUATIC PROGRAMS HELP DEVELOP PHYSICAL SKILLS IN TODDLERS THROUGH TEENAGERS, WHICH PROMOTE WATER SAFETY AND PHYSICAL FITNESS. (Expenses $ 56,864 including grants of $) YOUTH DEVELOPMENT - OUR YMCA YOUTH AND TEEN PROGRAMS GIVE THE CHILDREN GOOD ROLE MODELS TO HELP DEVELOP SELF-ESTEEM AND GOOD VALUES, WHICH INCLUDE COOPERATION, RESPECT, GOOD CITIZENSHIP AND A STRONG WORK ETHIC. THE YMCA'S SAM'S PROGRAM, WHICH INCLUDES THE TUESDAY NIGHT PROGRAM, THE SUMMER DAY CAMPING PROGRAM AND THE SPONSORED MEMBERSHIP PROGRAM, PROVIDES A LASTING EXPERIENCE OF PERSONAL ENRICHMENT FOR CHILDREN IN AN ECONOMICAL DISADVANTAGED LIFESTYLE. THE YMCA'S SAM'S PROGRAM PROVIDES ACTIVITIES THAT PROMOTE SPIRITUAL AWARENESS, MENTAL DEVELOPMENT, PHYSICAL WELL BEING, SOCIAL GROWTH AND SELF-RESPECT. THE YMCA'S SAM'S DAY CAMPING PROGRAM PROVIDES A SAFE ENVIRONMENT WHERE THE CHILDREN CAN HAVE ADVENTURE, LEARNING ACTIVITIES, SPIRITUAL GROWTH, MENTAL DEVELOPMENT, PHYSICAL WELL BEING AND RECEIVE TWO MEALS A DAY. THIS YEAR'S PROGRAM WILL INCLUDE AN EDUCATIONAL ASSISTANCE PROGRAM (EAP) DAY TUTORING PROGRAM FOR THE CHILDREN TOO. THE YMCA'S YOUTH ACHIEVERS PROGRAM IS A YMCA DEVELOPED CURRICULUM FOCUSED ON STRUCTURING AND NURTURING THE PROFESSIONAL DEVELOPMENT OF MULTI-CULTURAL YOUTH IN GRADES 8-12. THE YOUTH ACHIEVERS ARE EXCITED ABOUT POST SECONDARY EDUCATION, FEEL A SENSE OF VALUE TO THEIR COMMUNITY, ARE CHAMPIONS OF DIVERSITY AND HAVE HIGH ETHICAL AND SPIRITUAL CHARACTER. THE SAM'S PROGRAM AND THE YOUTH ACHIEVERS PROGRAMS ARE PROVIDED TO THE PARTICIPANTS AT NO COST.
- $56,864 spent. YOUTH DEVELOPMENT - OUR YMCA YOUTH AND TEEN PROGRAMS GIVE THE CHILDREN GOOD ROLE MODELS TO HELP DEVELOP SELF-ESTEEM AND GOOD VALUES, WHICH INCLUDE COOPERATION, RESPECT, GOOD CITIZENSHIP AND A STRONG WORK ETHIC. THE YMCA'S SAM'S PROGRAM, WHICH INCLUDES THE TUESDAY NIGHT PROGRAM, THE SUMMER DAY CAMPING PROGRAM AND THE SPONSORED MEMBERSHIP PROGRAM, PROVIDES A LASTING EXPERIENCE OF PERSONAL ENRICHMENT FOR CHILDREN IN AN ECONOMICAL DISADVANTAGED LIFESTYLE. THE YMCA'S SAM'S PROGRAM PROVIDES ACTIVITIES THAT PROMOTE SPIRITUAL AWARENESS, MENTAL DEVELOPMENT, PHYSICAL WELL BEING, SOCIAL GROWTH AND SELF-RESPECT. THE YMCA'S SAM'S DAY CAMPING PROGRAM PROVIDES A SAFE ENVIRONMENT WHERE THE CHILDREN CAN HAVE ADVENTURE, LEARNING ACTIVITIES, SPIRITUAL GROWTH, MENTAL DEVELOPMENT, PHYSICAL WELL BEING AND RECEIVE TWO MEALS A DAY. THIS YEAR'S PROGRAM WILL INCLUDE AN EDUCATIONAL ASSISTANCE PROGRAM (EAP) DAY TUTORING PROGRAM FOR THE CHILDREN TOO. THE YMCA'S YOUTH ACHIEVERS PROGRAM IS A YMCA DEVELOPED CURRICULUM FOCUSED ON STRUCTURING AND NURTURING THE PROFESSIONAL DEVELOPMENT OF MULTI-CULTURAL YOUTH IN GRADES 8-12. THE YOUTH ACHIEVERS ARE EXCITED ABOUT POST SECONDARY EDUCATION, FEEL A SENSE OF VALUE TO THEIR COMMUNITY, ARE CHAMPIONS OF DIVERSITY AND HAVE HIGH ETHICAL AND SPIRITUAL CHARACTER. THE SAM'S PROGRAM AND THE YOUTH ACHIEVERS PROGRAMS ARE PROVIDED TO THE PARTICIPANTS AT NO COST.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since April 1975.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
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