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Habitat for Humanity International Inc

EIN 22-3575191 · Washington, NJ

Public records raise at least one point you should look into before giving.

LegitimacyCautionRegistration and standingFinancial healthStrong96 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE.

Income
$4.6 million
Spending
$2.9 million
Spent on programs
89%
Reserves
16.1 months of spending
Largest source of income
fees for its services, 39%
Employees
36
Volunteers
358
Highest pay
$133,615, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 96 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 16.1 months of spending.

  • Debt

    16 of 20

    It owes 24% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 37% of income.

  • Income trend

    15 of 15

    Income rose 91% on the year before.

  • Spending floor

    15 of 15

    89% of spending went to programs and raising each dollar of donations cost 2 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    17 of 17 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $1.6 million spent. HOMEOWNERSHIP PROGRAMOUR HOMEOWNERSHIP PROGRAM FOLLOWS THE PRINCIPLES DEVELOPED BY HABITAT FOR HUMANITY INTERNATIONAL IN BUILDING SAFE, DECENT HOUSING FOR LOW INCOME, WORKING FAMILIES WHO WOULD OTHERWISE NOT BE ABLE TO AFFORD A HOME. THE HOMES ARE BUILT WITH THE FAMILIES AND SOLD TO THEM AT NO PROFIT AND NO INTEREST.A MODULAR HOME WAS BUILT ON A PHILLIPSBURG PROPERTY AND A SECOND HOME WAS CONSTRUCTED IN HARMONY TOWNSHIP. BOTH WERE DEDICATED THROUGH THE HOMEOWNERSHIP PROGRAM. OVER 2,090 CONSTRUCTION VOLUNTEER HOURS WERE APPLIED.
  2. $5,971 spent. HOME REPAIR PROGRAMOUR HOME REPAIR PROGRAM IS THREE-PRONGED: HOPE IN THE HILLS OF WARREN (HHW), TOUCH OF KINDNESS (TOK), AND CRITICAL HOME REPAIR (CHR). HHW ASSISTS ELDERLY, DISABLED, AND/OR LOW AND MODERATE INCOME HOMEOWNERS WITH MINOR INTERIOR AND EXTERIOR REPAIRS AND CLEANUP. TOK IS AN EXTENSION OF HHW AND COVERS HOME REPAIR WORK WITH THE HOMEOWNER COVERING UP TO $500 IN MATERIAL COSTS. CHR ASSISTS LOW AND MODERATE INCOME HOMEOWNERS WITH HOME REPAIR PROJECTS COSTING UP TO $20,000 ($25,000 ON ROOFS).68 HOME REPAIRS WERE COMPLETED INCLUDING: 17CRITICAL HOME, 31 TOUCH OF KINDNESS/HOME PRESERVATION, 20 HOPE IN THE HILLS OF WARREN. OVER 2277 VOLUNTEER HOURS.
  3. $944,773 spent. THE WCHFH RESTORE CELEBRATED ITS 13TH ANNIVERSARY OF SERVING THE WARREN COUNTY COMMUNITY WHILE ALSO RAISING FUNDS TO SUPPORT ITS MISSION. OUR RESTORE ALSO PROVIDES MEMBERS OF THE COMMUNITY, WHO WOULD OTHERWISE NOT BE ABLE TO AFFORD IT, WITH DEEPLY DISCOUNTED ITEMS SUCH AS FURNITURE, APPLIANCES, HOUSEWARES, LIGHTING, FLOORING, HEALTH ITEMS, HARDWARE AND CLOTHING.OVER 19,799 VOLUNTEER HOURS WERE PUT IN ACROSS BOTH RESTORE LOCATIONS. THE NEWER STORE AT 30 BELVIDERE AVENUE WHICH SELLS CLOTHING AND ACCESSORIES HAS COMPLETED A SECOND YEAR OF BUSINESS.
  4. $3,357 spent. COMMUNITY CENTEROUR COMMUNITY CENTER PROVIDES A PLACE WHERE THE COMMUNITY GATHERS TOGETHER, VIA DIVERSE SET OF PROGRAMS, TO LEARN, GROW AND THRIVE.8,018 PEOPLE ATTENDED EVENTS AT THE COMMUNITY CENTER DURING THE ONE YEAR PERIOD.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Caution.

    Not on the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

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