Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO PROVIDE DECENT, AFFORDABLE HOMES FOR HARDWORKING BERGEN COUNTY, NJ FAMILIES. WE JOIN IN A COMMON GOAL WITH OTHER AFFILIATES OF THIS INTERNATIONAL ORGANIZATION TO ELIMINATE POVERTY, LACK OF HOUSING AND HOMELESSNESS EVERYWHERE BY WORKING IN PARTNERSHIP WITH PEOPLE IN NEED.
- Income
- $1.7 million
- Spending
- $1.7 million
- Spent on programs
- 56%
- Reserves
- 11.2 months of spending
- Largest source of income
- fees for its services, 62%
- Employees
- 18
- Volunteers
- 740
- Highest pay
- $162,968, executive director
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 76 out of 100.
Reserves
28 of 35Spendable reserves would cover 11.2 months of spending.
Debt
10 of 20It owes 43% of what it owns.
Living within its means
15 of 15Income exceeded spending by 4% of income.
Income trend
15 of 15Income rose 9% on the year before.
Spending floor
8 of 1556% of spending went to programs and raising each dollar of donations cost 4 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100.
Independent board
25 of 255 of 5 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $211,297 spent. HOME BUILDING PROGRAM - HABITAT FOR HUMANITY OF BERGEN COUNTY BUILDS AFFORDABLE HOMES IN NORTHERN NEW JERSEY USING VOLUNTEER LABOR. WE ARE BOTH THE BUILDER AND THE BANKER FOR THESE HOMES AND ARE COMMITTED TO SELECTING AND TRAINING THE PARTNER FAFMILIES TO BECOME SUCCESSFUL HOMEOWNERS AND NEIGHBORS. THE EFFORT TO BUILD A NEW HOME (OR AN EXISTING REMODEL) IS CONSIDERABLE AND TAKES TIME. THE REWARDS OF SEEING A WELL-MADE HOME ARE INSPIRING ALL OF OUR HOME LOCATIONS. FAMILIES IN HOMEOWNERSHIP ARE KEY TO FULFILLING OUR MISSION. VOLUNTEERS BUILD A HABITAT HOME AND CREATE AN AFFORDABLE HOME WHERE NONE EXISTED. WE WORK WITH HOMEBUYERS TO HELP CHANGE THEIR LIVES. CONSTRUCTION EXPENSES ARE RECOGNIZED IN THE YEAR A HOME IS COMPLETED AND SOLD. EXPENSES INCLUDE EXPENDITURES MADE IN PRIOR YEARS. REVENUE IS NET OF UNAMORTIZED DISCOUNTS ATTRIBUTABLE TO THE ZERO RATE FINANCING WE OFFERED ON NEW HOMES COMPLETED.
- $714,345 spent. RESTORE PROGRAM - THE HABITAT FOR HUMANITY OF BERGEN COUNTY RESTORE PROGRAM IS A RETAIL OUTLET THAT SELLS DONATED NEW AND GENTLY USED FURNITURE, APPLIANCES AND BUILDING SUPPLIES. THE PROGRAM BENEFITS THE COMMUNITY BY PROVIDING LOWER-COST ITEMS FOR SALE, AND THE ENVIRONMENT BY KEEPING ITEMS OUT OF THE LANDFILLS. THE RESTORE HAS A POSITIVE ENVIRONMENTAL IMPACT BY ENCOURAGING "REDUCE, REUSE AND RECYCLE" DONATIONS TO THE RESTORE HAVE KEPT TONS OF USABLE BUILDING MATERIALS, FURNITURE, AND APPLIANCES OUT OF LANDFILLS. NET PROCEEDS DERIVED FROM THE RESTORE PROGRAM ARE USED TO BUILD AFFORDABLE HOUSING FOR LOCAL FAMILIES. PURCHASES AND DONATIONS TO THE RESTORE HELP FAMILIES BUILD STRENGTH, STABILITY AND SELF-RELIANCE.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.