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Habitat for Humanity International Inc

EIN 22-3126027 · Bridgewater, NJ

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair68 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

RARITAN VALLEY HABITAT FOR HUMANITY, INC. (ORGANIZATION") IS ANOT-FOR-PROFIT ORGANIZATION THAT BUILDS AND PRESERVES AFFORDABLE HOMESIN SOMERSET AND HUNTERDON COUNTIES (NEW JERSEY) IN PARTNERSHIP WITHLOW- AND MODERATE- INCOME HOMEOWNERS AND THE COMMUNITY. THEORGANIZATION IS AN AFFILIATE OF HABITAT FOR HUMANITY INTERNATIONAL,INC. DURING 2018, THE ORGANIZATION OPENED A HABITAT FOR HUMANITYRESTORE IN MANVILLE, SOMERSET COUNTY. A HABITAT RESTORE SELLS NEW ANDGENTLY-USED, DONATED FURNITURE, APPLIANCES, HOME DECOR AND BUILDINGSUPPLIES TO THE PUBLIC AT A FRACTION OF THEIR RETAIL PRICES. ITBENEFITS THE COMMUNITY BY PROVIDING HIGH-QUALITY ITEMS AT AFFORDABLEPRICES, GENERATING PROCEEDS TO FUND THE BUILDING AND REPAIR OF MOREAFFORDABLE HOMES, AND KEEPING ITEMS OUT OF LANDFILLS.

Income
$2.1 million
Spending
$1.9 million
Spent on programs
77%
Reserves
10 months of spending
Largest source of income
fees for its services, 46%
Employees
23
Volunteers
603
Highest pay
$86,117, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 68 out of 100.

  • Reserves

    28 of 35

    Spendable reserves would cover 10.0 months of spending.

  • Debt

    10 of 20

    It owes 41% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 8% of income.

  • Income trend

    0 of 15

    Income fell 29% on the year before.

  • Spending floor

    15 of 15

    77% of spending went to programs and raising each dollar of donations cost 10 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (2)
  1. $961,798 spent. THE RVHFH HABITAT RESTORE RAISES FUNDS TO ENABLE THE ORGANIZATION TO BUILD HOMES FOR MORE FAMILIES IN THE LOCAL AREA. THE RESTORE BENEFITS THE ENTIRE COMMUNITY BY OFFERING NEW AND GENTLY-USED HOUSEHOLD GOODS AND BUILDING SUPPLIES TO THE PUBLIC AT BARGAIN PRICES, PROVIDES REWARDING VOLUNTEER OPPORTUNITIES, AND KEEPS ITEMS OUT OF LANDFILLS. THE RVHFH RESTORE DONATES FURNITURE AND OTHER HOUSEHOLD GOODS TO SOCIAL SERVICE AGENCIES TO SUPPORT CITIZENS IN THE LOCAL COMMUNITY.
  2. $514,388 spent. RARITAN VALLEY HABITAT FOR HUMANITY, INC. (RVHFH) BUILDS STRENGTH, STABILITY AND SELF-RELIANCE FOR LOW-AND MODERATE-INCOME INDIVIDUALS ANDFAMILIES IN HUNTERDON AND SOMERSET COUNTIES THROUGH AFFORDABLLE HOMEOWNERSHIP OPPORTUNITIES. THE HABITAT PROGRAM IS TRULY UNIQUE; PARTNER HOMEOWNERS INVEST 250-500+ HOURS WORKING ALONGSIDE VOLUNTEERS FROM ACROSS THE COMMUNITY TO BUILD THEIR HOMES, AND, AT THE SAME TIME, BUILD BRIDGES OF UNDERSTANDING, EMPATHY AND RESPECT BETWEEN DIVERSE GROUPS. RVHFH EXTENDS A 0%-INTEREST MORTGAGE TO PARTNER HOMEOWNERS, AND, BECAUSE OF THE EXTENSIVE SUPPORT OF DEDICATED, SKILLED VOLUNTEERS, IS ABLE TO SELL HOMES FOR A FRACTION OF THEIR MARKET VALUE. AS A RESULT, ABLE TO SELL HOMES FOR A FRACTION OF THEIR MARKET VALUE. AS A RESULT, PARTNER HOMEOWNERS' MONTHLY MORTGAGE PAYMENTS ARE SIGNIFICANTLY LESS THAN THEY HAVE BEEN PAYING FOR RENT, ALLOWING THEM TO SET ASIDE MONEY EACH MONTH TO BUILD SAVINGS, OBTAIN NEEDED MEDICAL AND DENTAL CARE, GO BACK TO SCHOOL TO INCREASE THEIR EARNINGS POTENTIAL AND SAVE FOR THEIR CHILDREN'S COLLEGE EDUCATION. THE OPPORTUNITY TO LIVE IN A DECENT, HEALTHY AND STABLE HOUSEHOLD IN A SAFE, NURTURING NEIGHBORHOOD WITH ACCESS TO GOOD MEDICAL CARE, SCHOOLS, RECREATION, AND ROLE MODELS TRANSFORMS LIVES FOR GENERATIONS TO COME.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.