Orchard Cove Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It owes more than it owns.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
ORCHARD COVE, INC. IS A NON-PROFIT CONTINUING CARE RETIREMENT COMMUNITY FOR THE AGED CONSISTING OF 227 INDEPENDENT LIVING UNITS, 28 ENHANCED LIVING UNITS, AND A 45 BED ON-SITE SKILLED NURSING FACILITY.
- Income
- $29.9 million
- Spending
- $26.4 million
- Spent on programs
- 87%
- Reserves
- -42.9 months of spending
- Largest source of income
- fees for its services, 94%
- Employees
- 271
- Volunteers
- 5
- Highest pay
- $1.2 million, president and ceo (thru 7/2023, returned 5/2024 to 6/2025)
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 45 out of 100. Higher than 18% of charities in its peer group (human services, $10m to $100m).
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
0 of 20It owes 203% of what it owns.
Living within its means
15 of 15Income exceeded spending by 12% of income.
Income trend
15 of 15Income rose 7% on the year before.
Spending floor
15 of 1587% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 75 out of 100. Higher than 5% of charities in its peer group (human services, $10m to $100m).
Independent board
5 of 252 of 5 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $17.3 million spent. SITUATED ON A SERENE 38-ACRE POND-SIDE CAMPUS IN CANTON, MASSACHUSETTS, ORCHARD COVE, INC. IS A WARM, INCLUSIVE, AND AWARD-WINNING SENIOR LIVING COMMUNITY. HOME TO A DYNAMIC, RESIDENT-DRIVEN CULTURE, SENIORS ENJOY ACTIVE LIFESTYLES AND THE PEACE OF MIND THAT COMES WITH OUR ALL-INCLUSIVE PRICING MODEL AND LIVING OPTIONS THAT SPAN THE FULL CONTINUUM OF CARE. LIVING AT ORCHARD COVE ALLOWS RESIDENTS FREEDOM FROM HOME OWNERSHIP WITH THE CONVENIENCE OF SERVICES AND AMENITIES AND THE FLEXIBILITY TO ENJOY OUR MANY ACTIVITIES. PERHAPS THE BIGGEST BENEFIT IS THE PEACE OF MIND THAT COMES WITH A FULL CONTINUUM OF SENIOR HEALTH CARE SERVICES RIGHT ON CAMPUS. ORCHARD COVE, INC. OFFERS THE BEST CARE IN THE BEST PLACE SO THAT SENIORS CAN LIVE THE BEST LIFE POSSIBLE. ORCHARD COVE HAS 227 INDEPENDENT LIVING UNITS AND 28 ENHANCED LIVING UNITS WITH THE INTENT TO PROVIDE CONDITIONS THAT FOSTER INDEPENDENCE, HEALTH AND SECURITY FOR PERSONS AGED 62 AND OLDER.
- $5.3 million spent. ORCHARD COVE HAS A 45 BED SKILLED NURSING UNIT WITH THE INTENT TO PROVIDE CONDITIONS THAT FOSTER INDEPENDENCE, HEALTH AND SECURITY FOR PERSONS REQUIRING A SKILLED NURSING SETTING.
- $279,536 spent. OTHER PROGRAM SERVICES ARE THOSE REVENUES AND EXPENSES ASSOCIATED WITH PROGRAM SERVICES BUT NOT DIRECTLY RELATED TO ONE OF THE TWO MAJOR CATEGORIES OF INDEPENDENT ENHANCED LIVING OR HEALTHCARE CENTER. THIS MAY INCLUDE SERVICES AND/OR COSTS RELATED TO THE ON-SITE WELLNESS CENTER OR THOSE SO CLOSELY INTERMINGLED THEY CANNOT BE ACCURATELY ALLOCATED.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 1991.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.