Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
SERVING PASSAIC COUNTY NJ, FAMILIES, AND INDIVIDUALS IN NEED OF A HAND-UP PARTNER WITH PATERSON HABITAT FOR HUMANITY, INC. (THE ORGANIZATION) TO BUILD OR IMPROVE A PLACE THEY CAN CALL HOME. THROUGH THE MERGER OF AFFORDABLE HOME OWNERSHIP AND COMMUNITY REDEVELOPMENT EFFORTS, THE ORGANIZATION WORKS TO REVITALIZE STRESSED NEIGHBORHOODS AND CREATE COMMUNITIES PEOPLE WANT TO CALL HOME.
- Income
- $7.0 million
- Spending
- $12.5 million
- Spent on programs
- 90%
- Reserves
- 4.6 months of spending
- Largest source of income
- fees for its services, 37%
- Employees
- 42
- Volunteers
- 1,677
- Highest pay
- $194,694, ceo
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 45 out of 100.
Reserves
20 of 35Spendable reserves would cover 4.6 months of spending.
Debt
5 of 20It owes 70% of what it owns.
Living within its means
0 of 15Spending exceeded income by 78% of income.
Income trend
5 of 15Income fell 24% on the year before.
Spending floor
15 of 1590% of spending went to programs and raising each dollar of donations cost 13 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 2515 of 15 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $9.5 million spent. WITH CONTRIBUTIONS OF FUNDS, VOLUNTEER LABOR, AND IN-KIND MATERIALS/SERVICES, WE CONSTRUCT, RENOVATE, AND REPAIR HOMES. HOMES ARE SOLD TO INCOME-QUALIFIED PARTNER FAMILIES AT AFFORDABLE PRICES WITH AFFORDABLE MORTGAGES. WE PREPARE FAMILIES TO BE SUCCESSFUL HOMEOWNERS THROUGH EXTENSIVE PRE AND POST-SALE FINANCIAL, SOCIAL, HOME-MAINTENANCE AND OTHER SUPPORT SERVICES. IN FY25 WE COMPLETED TWELVE NEW SINGLE-FAMILY HOMES, TWO RECYCLED HOMES, AND NINETEEN CRITICAL HOME REPAIRS.
- $982,456 spent. OUR RESTORE PROGRAM CONSISTS OF A 22,000 SQUARE FOOT RETAIL OUTLET SELLING DONATED NEW AND GENTLY USED FURNITURE, APPLIANCES, AND BUILDING SUPPLIES TO THE PUBLIC AT GREATLY REDUCED PRICES. NET PROCEEDS GO TO FURTHER THE MISSION OF THE ORGANIZATION. THE BENEFITS TO THE COMMUNITY ARE TWOFOLD; FIRST, THAT WE OFFER LOWER-PRICED ITEMS FOR SALE, AND SECOND, THAT WE REUSE OR RECYCLE ITEMS WHICH WOULD OTHERWISE HAVE TAKEN UP SPACE IN A LANDFILL.
- $757,324 spent. THE NEIGHBORHOOD REVITALIZATION PROGRAM AT PASSAIC COUNTY HABITAT IS COMMITTED TO SERVING THE CITY OF PATERSON, FOCUSING ON THE 1ST WARD NORTHSIDE NEIGHBORHOOD AND THE 4TH WARD ROSA PARKS NEIGHBORHOOD. OUR EFFORTS ARE CENTERED ON ADDRESSING HOUSING NEEDS, PUBLIC SAFETY CONCERNS, AND EDUCATIONAL RESOURCES TO ENHANCE COMMUNITY WELL-BEING. WE COORDINATE VARIOUS INITIATIVES FOR NEIGHBORHOOD REVITALIZATION, INCLUDING COMMUNITY CLEAN-UPS, FLOWER PLANTING EVENTS, ASSISTANCE WITH COMMUNITY GARDENS, CRITICAL REPAIR PROGRAMS, ENGLISH CLASSES, EXTENDED LIBRARY HOURS, AND BUSINESS FACADE IMPROVEMENTS. NOTEABLY IN FY25 WE DEDICATED THE NEW JANETTE THOMPSON PARK WHICH PROVIDES A MUCH-NEEDED GREEN AND RECREATIONAL SPACE FOR RESIDENTS IN THE 1ST WARD NORTHSIDE NEIGHBORHOOD.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Could it be confused with another charity? Worth knowing.
A much larger organization has a similar name: Habitat for Humanity International Inc (Atlanta, GA), EIN 91-1914868. If that is the one you meant, check the EIN before giving.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.