Habitat for Humanity of Coastal Fairfield County Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
HABITAT FOR HUMANITY OF COASTAL FAIRFIELD COUNTY SEEKS TO BUILD COMMUNITY AND TO IMPROVE LIVES BY PARTNERING WITH LOW-INCOME FAMILIES, COMMUNITY VOLUNTEERS AND DONORS TO BUILD AND SELL SIMPLE, SAFE AND AFFORDABLE HOMES IN STABLE AND WELCOMING NEIGHBORHOODS.
- Income
- $6.4 million
- Spending
- $7.0 million
- Spent on programs
- 85%
- Reserves
- 11.4 months of spending
- Largest source of income
- fees for its services, 64%
- Employees
- 31
- Volunteers
- 1,218
- Highest pay
- $136,565, coo
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 67 out of 100. Higher than 54% of charities in its peer group (housing, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 11.4 months of spending.
Debt
10 of 20It owes 39% of what it owns.
Living within its means
4 of 15Spending exceeded income by 9% of income.
Income trend
10 of 15Income fell 7% on the year before.
Spending floor
15 of 1585% of spending went to programs and raising each dollar of donations cost 19 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 92 out of 100. Higher than 55% of charities in its peer group (housing, $1m to $10m).
Independent board
25 of 2515 of 15 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $4.5 million spent. HABITAT FOR HUMANITY OF COASTAL FAIRFIELD COUNTY (HFHCFC) IS THE LOCAL AFFILIATE OF HABITAT FOR HUMANITY INTERNATIONAL AND SERVES COASTAL FAIRFIELD COUNTY. IT IS AN AUTONOMOUS 501(C)(3) NONPROFIT ORGANIZATION. IT IS GOVERNED LOCALLY, RAISES FUNDS LOCALLY AND BUILDS LOCALLY.HABITAT'S PROGRAMS CREATE SIMPLE, DECENT, SAFE AND AFFORDABLE HOMES FOR OWNERSHIP BY LOW-INCOME FAMILIES. PARTNER FAMILIES QUALIFY BY SHOWING A DEMONSTRATED NEED FOR IMPROVED HOUSING, A WILLINGNESS TO PARTNER WITH HABITAT (BY COMMITTING TO 200-500 HOURS OF "SWEAT EQUITY" HELPING TO BUILD THEIR OWN HOMES, THE HOMES OF OTHER HABITAT PARTNER FAMILIES, OR WORKING IN THE RESTORE), AND THE ABILITY TO REPAY AN AFFORDABLE INTEREST-FREE MORTGAGE.HFHCFC PROVIDES EXTENSIVE PRE AND POST-SALE SOCIAL AND SUPPORT SERVICES TO ITS HOMEOWNERS. WITH OUR HELP, HABITAT HOMEOWNERS ACHIEVE THE STRENGTH, STABILITY AND INDEPENDENCE THEY NEED TO BUILD A BETTER FUTURE FOR THEMSELVES AND THEIR FAMILIES. HABITAT FOR HUMANITY WAS FOUNDED ON THE CONVICTION THAT EVERY MAN, WOMAN AND CHILD SHOULD HAVE A SIMPLE, DURABLE PLACE TO LIVE IN DIGNITY AND SAFETY, AND THAT DECENT SHELTER IN DECENT COMMUNITIES SHOULD BE A MATTER OF CONSCIENCE AND ACTION FOR ALL.
- $1.4 million spent. HFHCFC OPERATES A NOT-FOR-PROFIT RETAIL STORE, RESTORE, WHICH SELLS DISCOUNTED USED FURNITURE AND BUILDING SUPPLIES. THIS SOCIAL ENTERPRISE CONTRIBUTES FUNDING TO HFHCFC PRIMARY MISSION OF BUILDING SIMPLE, SAFE AND AFFORDABLE HOMES WHILE ALSO BENEFITTING THE COMMUNITY BOTH FISCALLY AND ENVIRONMENTALLY. LOW-COST HOME IMPROVEMENT ITEMS ARE OFFERED TO THE PUBLIC WHILE KEEPING USEABLE APPLIANCES AND BUILDING MATERIALS OUT OF OUR LANDFILLS.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since October 1986.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.