Cumberland Cape Atlantic Y M C a of New Jersey
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE ORGANIZATION IS A NON-PROFIT CHARITABLE ORGANIZATION THAT IS PART OF A WORLDWIDE ASSOCIATION BASED ON CHRISTIAN PRINCIPLES, INCLUSIVE OF ALL PEOPLE, DEDICATED TO FOSTERING OPPORTUNITIES FOR ALL INDIVIDUALS, FAMILIES, AND COMMUNITIES THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND, AND BODY FOR ALL
- Income
- $4.9 million
- Spending
- $5.4 million
- Spent on programs
- 79%
- Reserves
- 6.9 months of spending
- Largest source of income
- fees for its services, 50%
- Employees
- 238
- Volunteers
- 144
- Highest pay
- $169,559, ceo
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 77 out of 100. Higher than 57% of charities in its peer group (human services, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 6.9 months of spending.
Debt
20 of 20It owes 13% of what it owns.
Living within its means
4 of 15Spending exceeded income by 10% of income.
Income trend
10 of 15Income fell 6% on the year before.
Spending floor
15 of 1579% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2526 of 26 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $1.9 million spent. Child Care: Child care and early learning programs at the Y focus on holistically nurturing child development by providing a safe and healthy place to learn foundational skills, develop healthy, trusting relationships and build self-reliance through the Y values of caring, honesty, respect and responsibility. Our Preschool and Before and After School Care programs relieve the burdens of balancing work and family by offering a safe, structured, educational, and physically active environment. Through our Before and After Care programs held at the YMCA, three Buena Regional Elementary Schools, Mullica Township School District, Commercial Township, Deerfield Township, Hopewell Township, two schools in Somers Point, and two of the Cumberland Charter Schools, we provide an environment that offers everything from nutrition to homework to physical education through Healthy U and more. These programs reach an average of 500 children daily, giving them an impactful before and after school experience. Our ongoing collaboration with the NJ Department of Education and the City of Vineland School District provides free Preschool for 30, 3-5 year olds. (Expenses $ 908,607 including grants of $)(Revenue $ 1,391,979) Social Responsibility: Our services are offered at affordable fees for our community, with reasonable accommodations for those with special needs, and with financial assistance available for those who cannot afford a Y membership. In 2025, our Y Cares Financial Assistance program provided individuals, and families the opportunity to join the Y and take part in our programs at a reduced rate, based on their income, and through support of our Annual Giving Campaign. Our Y also promotes healthy living and family connection through our signature events including Healthy Kids Day and our Healthy Spooktacular. In 2025, our Healthy Kids Day event was held at our Y, with over 100 kids attended. In October of 2025, our YMCA held its annual Healthy Spooktacular event, complete with haunted alley. Over 400 families attended. In addition, our Y ran it's annual "Bless It Forward" holiday initiative, supporting those in our community with gifts, food, and household items during the holiday season. In 2025, our Y assisted over 110 families, reaching over 420 individuals.
- $1.0 million spent. Youth Development: Our YMCA is committed to nurturing the potential of every child and teen. We believe that all kids deserve the opportunity to discover who they are and what they can achieve. Programs such as summer camp, youth sports, and swim lessons help children to grow and learn through various outlets. Our summer camp programs for children 3 to 15 years old offer daily reading, STEM activities, safe swim instruction, and outdoor adventures. They are not only having fun and building relationships, but also learning about science, engineering, math, reading, leadership, and critical thinking skills. On average, our day camps have 368 children attending daily. Through our Youth Sports, Swim Team, and Swim Lesson programs, the focus is on health, confidence, commitment, and relationship building. These programs encourage youth to develop their potential and learn new skills. In 2025, youth sports and swim lessons reached 767 children between the ages of 6 months and 17 years old. Our winter and summer swim teams had over 100 participants focusing not only on physical health, but life skills such as teamwork, commitment, focus, taking directions, and social interactions.
- $354,055 spent. Healthy Living: The Y is a leading voice on health and well-being, bringing families closer together, encouraging good health, and fostering connections through healthy living. Helping people of all ages and abilities to develop health in spirit, mind and body is at the core of the Y movement. Our programs are designed to help people create realistic goals for self-improvement and emphasize disease prevention through regular exercise, proper nutrition, stress management, and health education. (Expenses $ 908,607 including grants of $)(Revenue $ 1,391,979) Social Responsibility: Our services are offered at affordable fees for our community, with reasonable accommodations for those with special needs, and with financial assistance available for those who cannot afford a Y membership. In 2025, our Y Cares Financial Assistance program provided individuals, and families the opportunity to join the Y and take part in our programs at a reduced rate, based on their income, and through support of our Annual Giving Campaign. Our Y also promotes healthy living and family connection through our signature events including Healthy Kids Day and our Healthy Spooktacular. In 2025, our Healthy Kids Day event was held at our Y, with over 100 kids attended. In October of 2025, our YMCA held its annual Healthy Spooktacular event, complete with haunted alley. Over 400 families attended. In addition, our Y ran it's annual "Bless It Forward" holiday initiative, supporting those in our community with gifts, food, and household items during the holiday season. In 2025, our Y assisted over 110 families, reaching over 420 individuals.
- $908,607 spent. Social Responsibility: Our services are offered at affordable fees for our community, with reasonable accommodations for those with special needs, and with financial assistance available for those who cannot afford a Y membership. In 2025, our Y Cares Financial Assistance program provided individuals, and families the opportunity to join the Y and take part in our programs at a reduced rate, based on their income, and through support of our Annual Giving Campaign. Our Y also promotes healthy living and family connection through our signature events including Healthy Kids Day and our Healthy Spooktacular. In 2025, our Healthy Kids Day event was held at our Y, with over 100 kids attended. In October of 2025, our YMCA held its annual Healthy Spooktacular event, complete with haunted alley. Over 400 families attended. In addition, our Y ran it's annual "Bless It Forward" holiday initiative, supporting those in our community with gifts, food, and household items during the holiday season. In 2025, our Y assisted over 110 families, reaching over 420 individuals.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since February 1962.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.