Neighborhood Lending Partners Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- Raising each dollar of donations cost 90 cents.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
TO ARRANGE FOR FINANCING AND PROVIDE TECHNICAL ASSISTANCE TO FACILITATE THE DEVELOPMENT OF AFFORDABLE HOUSING, AND TO OTHERWISE SUPPORT COMMUNITY DEVELOPMENT AND REDEVELOPMENT NEEDS.
- Income
- $3.8 million
- Spending
- $3.2 million
- Spent on programs
- 78%
- Reserves
- 30.1 months of spending
- Largest source of income
- fees for its services, 78%
- Employees
- 12
- Volunteers
- 0
- Highest pay
- $322,997, president
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 70 out of 100.
Reserves
35 of 35Spendable reserves would cover 30.1 months of spending.
Debt
5 of 20It owes 71% of what it owns.
Living within its means
15 of 15Income exceeded spending by 18% of income.
Income trend
15 of 15Income rose 4% on the year before.
Spending floor
0 of 1578% of spending went to programs and raising each dollar of donations cost 90 cents.
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 80 out of 100.
Independent board
25 of 2524 of 36 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $2.4 million spent. NEIGHBORHOOD LENDING PARTNERS OF FLORIDA, INC.ASSISTED IN THE REDEVELOPMENT AND REHABILITATION OF ABANDONED AND FORECLOSED PROPERTIES. IN ADDITION, ASSISTED IN THE SERVICING OF LOANS TO LOW-INCOME FAMILIES AND RESIDENTS AND FOR RESIDENTS WITH SPECIAL HOUSING NEEDS.
- $50,584 spent. NEIGHBORHOOD LENDING PARTNERS OF GEORGIA, INC.ASSISTED IN THE REDEVELOPMENT AND REHABILITATION OF ABANDONED AND FORECLOSED PROPERTIES. IN ADDITION, ASSISTED IN THE SERVICING OF LOANS TO LOW-INCOME FAMILIES AND RESIDENTS AND FOR RESIDENTS WITH SPECIAL HOUSING NEEDS.
Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending March 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 2002.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.