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Alliance for Retired Americans Educational Fund

EIN 20-0475553 · Washington, DC

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong90 out of 100GovernanceNot ratedThe short tax form does not cover thisImpact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE ALLIANCE FOR RETIRED AMERICANS EDUCATIONAL FUND IS A SOCIAL WELFARE ORGANIZATION DEVOTED TO RESEARCH AND EDUCATIONAL ISSUES OF IMPORTANCE TO SENIORS, RETIREES AND THEIR FAMILIES. THE ARAEF FOCUSES PRIMARILY ON THREE PROGRAM AREAS 1) RESEARCH AND DEVELOPMENT OF WRITTEN MATERIALS THAT DEAL WITH PUBLIC POLICY ISSUES THAT AFFECT RETIREES, 2) EDUCATION ON PUBLIC POLICY ISSUES THAT AFFECT RETIREES, 3) WORKING WITH OTHER NOT-FOR-PROFIT ORGANIZATIONS ON ISSUES THAT AFFECT SENIORS, RETIREES, AND THEIR FAMILIES.

Income
$77,884
Spending
$69,709
Reserves
9.8 months of spending
Largest source of income
donations and private grants, 99%

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 90 out of 100. Higher than 67% of charities in its peer group (education, under $250k).

  • Reserves

    28 of 35

    Spendable reserves would cover 9.8 months of spending.

  • Debt

    20 of 20

    It owes 4% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 10% of income.

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $59,577 spent. FIELD MOBILIZATION: PROVIDE TRAINING AND DEVELOPMENT AND GRAND SEEKING TRAINING FOR COMMUNITY LEADERS. PROVIDE LEADERSHIP DEVELOPMENT AND COALITION BUILDING AMONG NONPROFIT ORGANIZATIONS AND COMMUNITY GROUPS WITH THE GOAL OF FOSTERING ACTIVISM AMONG RETIREES AND SENIORS WITH THE GOAL OF IMPACTING ISSUES AFFECTING SENIORS.
  2. $200 spent. AS A MEMBER OF LCAO THE ALLIANCE PARTICIPATED IN THE LCAO MEETINGS DURING THE YEAR. AS A MEMBER THE ALLIANCE ATTENDED MEETINGS. LCAO IS A LARGE COALITION OF THE NATION'S NON-PROFIT ORGANIZATIONS SERVING THE OLDER AMERICANS. IT IS COMPOSED OF APPROX 70 MEMBERS ORGANIZATIONS THAT ARE DIVERSE AND DEDICATED TO PRESERVING AND STRENGTHENING THE WELL-BEING OF AMERICAN'S OLDER POPULATION. THE MEMBERSHIP DUES FROM EACH OF THESE ORGANIZATIONS HELPS COVER THE ADMINISTRATIVE COSTS OF LCAO'S MEETING ACTIVITIES. LCAO PROVIDES A VOICE FOR SENIORS AND THEIR FAMILIES IN THE ONGOING NATIONAL DEBATE ON AGING POLICY. LCAO FIGHTS FOR THE WELL-BEING OF AMERCIA'S OLDER POPULATION AND IS COMMITTED TO REPRESENTING THEIR INTERESTS IN THE POLICY-MAKING ARENA. RECOGNIZING THE STRENGTH OF THE COALITION LIES IN THE DIVERSITY OF ITS MEMBERSHIP, THE PURPOSE OF THE LCAO IS TO FOSTER COMMUNICATION AND RESOURCE SHARING AMONG ITS MEMBER ORGANIZATIONS, TO SERVE AS A SOURCE OF INFORMATION ABOUT ISSUES AFFECTING OLDER PERSONS, AND TO PROVIDE LEADERSHIP AND VISION AS AMERICA MEETS THE CHALLENGES AND OPPORTUNITIES PRESENTED BY ITS SOCIETY
  3. $1,095 spent. COMMUNICATIONS

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 2005.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.