International Institute Community Development Corporation
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE INTERNATIONAL INSTITUTE COMMUNITY DEVELOPMENT CORPORATION'S MISSION IS TO ADVANCE THE LONG-TERM SELF-SUFFICIENCY OF IMMIGRANTS IN THE ST. LOUIS METRO AREA THROUGH MICROLENDING AND OTHER ASSET-BUILDING STRATEGIES.
- Income
- $62,767
- Spending
- $120,460
- Spent on programs
- 95%
- Reserves
- 38.6 months of spending
- Largest source of income
- fees for its services, 93%
- Employees
- 0
- Volunteers
- 20
- Highest pay
- $236,132, iicdc/iistl president (thru 12/24)
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 70 out of 100. Higher than 48% of charities in its peer group (human services, under $250k).
Reserves
35 of 35Spendable reserves would cover 38.6 months of spending.
Debt
5 of 20It owes 60% of what it owns.
Living within its means
0 of 15Spending exceeded income by 92% of income.
Income trend
15 of 15Income rose 21% on the year before.
Spending floor
15 of 1595% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 94 out of 100. Higher than 88% of charities in its peer group (human services, under $250k).
Independent board
25 of 2514 of 14 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $114,595 spent. SEE SCHEDULE O.THE MICROENTERPRISE AND ASSET BUILDING PROGRAM OF THE INTERNATIONAL INSTITUTE COMMUNITY DEVELOPMENT CORPORATION (IICDC) FOCUSES ON 1) CREDIT, ASSET, AND BUSINESS TRAINING AND TECHNICAL ASSISTANCE FOR IMMIGRANTS, 2) MICRO LENDING TO IMMIGRANT ENTREPRENEURS, 3) CREDIT BUILDER LOANS, 4) ASSET-BUILDING FOR IMMIGRANTS AND, 5) INCOME TAX PREPARATION ASSISTANCE. USING FUNDS FROM THE OFFICE OF REFUGEE RESETTLEMENT (ORR), LOCAL BANK LINES OF CREDIT, CDFI FINANCIAL ASSISTANCE (WHEN APPLICABLE) AND INSTITUTIONAL DONORS, WE PROVIDE MICRO-LOANS OF UP TO $65,000 TO QUALIFIED IMMIGRANT ENTREPRENEURS. OUR BUSINESS PRODUCTS ARE SUPPORTED BY WRAP AROUND BUSINESS DEVELOPMENT ASSISTANCE AND TRAINING. WE COVER TOPICS SUCH AS CREDIT COUNSELING, BUSINESS PLAN DEVELOPMENT, FINANCIAL MODELING AND MARKET ANALYSIS. INCORPORATED IN 2006, IICDC IS DEDICATED TO EXPANDING OUR MICRO-LENDING SERVICES TO THE BROADER IMMIGRANT COMMUNITY. THE IICDC AND THE INTERNATIONAL INSTITUTE OF METROPOLITAN ST. LOUIS (IISTL) (II) ARE SEPARATELY ORGANIZED ENTITIES, EACH WITH 501(C)(3) STATUS. IICDC IS ORGANIZED AS A SUPPORTING ORGANIZATION OF THE IISTL. THE IICDC RECEIVED CDFI (COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION) STATUS FROM THE U.S. DEPARTMENT OF THE TREASURY IN 2008. THE IICDC ADVISORY BOARD INCLUDES MEMBERS WHO REPRESENT THE TARGET LENDING MARKETS AND SUPPORTING ORGANIZATIONS. IICDC LENDING CAPITAL COMPRISES OF ACCESS UP TO $500,000 OF CREDIT BETWEEN PARTNERING BANKS INCLUDING PNC BANK, MIDWEST BANKCENTRE AND CARROLLTON BANK. THERE IS $227,622 CURRENTLY BORROWED BY THE IICDC BETWEEN THE THREE BANKS. IN 2024, IICDC MADE 29 NEW LOANS TO IMMIGRANT AND REFUGEE ENTREPRENEURS IN THE FISCAL YEAR OF 2024, TOTALING $90,100. DURING THIS YEAR, OUR PORTFOLIO MANAGED 51 ACTIVE LOANS (THROUGHOUT THE COURSE OF THE YEAR) WITH THE OUTSTANDING BALANCE OF $152,102 (AS OF DECEMBER 31, 2024). FOR THE YEARLY FREE TAX PREPARATION SERVICES IN COLLABORATION WITH AARP AND VITA (VOLUNTEER INCOME TAX ASSISTANCE PROGRAM, WE HOSTED SESSIONS TWICE PER WEEK DURING THE SERVICE PERIOD. THIS AMOUNTED TO A TOTAL OF 772 RETURNS THAT WERE FILED FOR THE 2024 TAX YEAR.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 2007.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.