West Side Neighborhood Housing Service Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
To carry consumers through the process of buying/owning a home with programs and services including financial capability and homebuyer education, closing cost assistance, post-purchase education, home improvement loans and foreclosure prevention counseling.
- Income
- $1.7 million
- Spending
- $1.6 million
- Spent on programs
- 88%
- Reserves
- 38 months of spending
- Largest source of income
- government grants, 84%
- Employees
- 6
- Volunteers
- 7
- Highest pay
- $182,000, ceo
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 81 out of 100. Higher than 68% of charities in its peer group (housing, $1m to $10m).
Reserves
35 of 35Spendable reserves would cover 38.0 months of spending.
Debt
16 of 20It owes 16% of what it owns.
Living within its means
15 of 15Income exceeded spending by 6% of income.
Income trend
0 of 15Income fell 42% on the year before.
Spending floor
15 of 1588% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).
Independent board
25 of 257 of 7 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $1.1 million spent. Residential Rehab - This home improvement program may provide rehabilitation grants to customers who meet income eligibility requirements. Staff act as a liaison between the customer and the contractor; assisting with the outline of home improvement needs, selecting a contractor, and monitoring progress throughout the project. This program is also supported by $1,094,724 of government grants.
- $166,618 spent. Property - This program oversees the operation, control, and supervision of various properties and rental units. Management executes the monitoring and accountability needed for its useful life and condition.
- $120,042 spent. Home Ownership Services - The Organization provides pre- and post-purchase education for potential homebuyers. One-on-one credit and budget counseling are provided to assist in the journey to homeownership. This program also includes a foreclosure prevention counseling program which provides services to residents of Erie and Niagara counties. This service is funded through the New York State Attorney General Homeowner Protection Program and includes: early intervention, one-on-one counseling, conferring with lenders on client's behalf, financial capability coaching, referrals to a HOPE line and other supporting resources.This program is also supported by $223,646 of government grants.
- $75,507 spent. Lending - The lending program provides a home improvement loan designed to fit the customers' unique financial needs. Our lending services also provide purchase assistance loans which supplement traditional purchase financing for qualified first time home buyers. This program manages the organizations loan portfolio including collections, restructuring of loans, and counseling customers.This program is also supported by $113,390 of government grants.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 1983.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.