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Tioga Opportunities Inc

EIN 16-0907793 · Owego, NY

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak43 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE AGENCY IS AN UMBRELLA TO ABOUT 40 DIFFERENT PROGRAMS FUNDED BY CATEGORICAL FEDERAL, STATE, AND LOCAL GRANTS. AS A COMMUNITY ACTION AGENCY, TIOGA OPPORTUNITIES, INC. IS CHARGED WITH -GOAL #1: HELPING LOW-INCOME PEOPLE BECOME MORE SELF-SUFFICIENT.GOAL #2: IMPROVING THE CONDITIONS IN WHICH LOW-INCOME PEOPLE LIVE.GOAL #3: HELPING LOW-INCOME PEOPLE OWN A STAKE IN THEIR COMMUNITYGOAL #4: ACHIEVING PARTNERSHIPS WITH SUPPORTERS AND PROVIDERS OF SERVICES TO LOW-INCOME PEOPLE.GOAL #5: INCREASING TIOGA OPPORTUNITIES, INC.'S CAPACTIY TO ACHIEVE RESULTS.GOAL #6: HELPING LOW-INCOME PEOPLE, ESPECIALLY VULNERABLE POPULATIONS, ACHIEVE THEIR POTENTIAL BY STRENGTHENING FAMILY AND OTHER SUPPORTIVE SYSTEMS.

Income
$6.5 million
Spending
$6.8 million
Spent on programs
87%
Reserves
-2.1 months of spending
Largest source of income
government grants, 85%
Employees
89
Volunteers
75
Highest pay
$115,637, executive director

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 43 out of 100. Higher than 22% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    5 of 20

    It owes 61% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 4% of income.

  • Income trend

    15 of 15

    Income rose 3% on the year before.

  • Spending floor

    15 of 15

    87% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. $1.4 million spent. THE DEPARTMENT OF HOUSING SERVICES PROVIDES RENTAL SUBSIDIES, SUBSTANTIAL HOUSING REHABILITATION ASSISTANCE, AND MANAGES A LARGE NUMBER OF SAFE, AFFORDABLE APARTMENTS AND BUILDINGS OWNED BY TIOGA OPPORTUNITIES, INC.
  2. $1.3 million spent. THE DEPARTMENT OF AGING FUNCTIONS AS TIOGA COUNTY'S LEAD AGENCY IN ADDRESSING THE NEEDS AND CONCERNS OF NON-INSTITUTIONALIZED ELDERLY CITIZENS. THE DEPARTMENT PLANS, COORDINATES, ESTABLISHES INTER-AGENCY LINKAGES, AND PROVIDES PROGRAMS DESIGNED TO ASSIST OLDER PERSONS IN LEADING INDEPENDENT, MEANINGFUL, AND DIGNIFIED LIVES IN THEIR HOMES AND COMMUNITIES FOR AS LONG AS POSSIBLE. THE RANGE OF SERVICES INCLUDE, BUT IS NOT LIMITED TO, INFORMATION AND ASSISTANCE, CASE MANAGEMENT, CONGREGATE AND HOME DELIVERED MEALS, NUTRITION EDUCATION AND COUNSELING, CAREGIVER SUPPORT, NON-MEDICAL IN-HOME CARE, NON-CRIMINAL LEGAL SERVICES, BENEFIT AND ENTITLEMENT EDUCATION AND ENROLLMENT ASSISTANCE, NY CONNECTS TIOGA COUNTY, AND VOLUNTEER TRANSPORTATION SERVICES.
  3. $1.3 million spent. DEPARTMENT OF ENERGY SERVICES PROVIDES ENERGY RELATED SERVICES TO INCOME ELIGIBLE HOUSEHOLDS, INCLUDING THE ELDERLY, WORKING POOR, DISABLED, AND FAMILIES WITH YOUNG CHILDREN IN TIOGA AND BROOME COUNTIES THROUGH MULTIPLE PROGRAMS. THE INTENT OF ALL ENERGY SERVICE PROGRAMS IS TO REDUCE THE ENERGY BURDEN ON LOW-INCOME MEMBERS OF THE COMMUNITY, THEREBY REDUCING DEPENDENCY AND LIBERATING FUNDS FOR SPENDING ON OTHER PRESSING FAMILY NEEDS.
  4. $838,014 spent. THE DEPARTMENT OF PLANNING INITIATES SPECIAL COMMUNITYPROJECT AND PROGRAMS, THE DEVELOPMENT OF NEW INITIATIVES WITHIN THEAGENCY, AND COORDINATES HEALTH AND SAFETY REPAIRS TO ELIGIBLEHOUSEHOLDS.
  5. $1.1 million spent. THE DEPARTMENT OF FAMILY HEALTH SERVICES PROVIDES THE ONLY SUBSIDIZED REPRODUCTIVE HEALTH CARE FAMILY PLANNING CLINIC IN TIOGA COUNTY. IN ADDITION TO PREGNANCY PREVENTION SERVICES, THE CLINIC PROVIDES BREAST, CERVICAL, AND PROSTATE CANCER SCREENINGS. THE DIAGNOSIS AND TREATMENT OF SEXUALLY TRANSMITTED DISEASES, AND EDUCATION / OUTREACH TO HISTORICALLY UNDERSERVED POPULATIONS. THIS DEPARTMENT ALSO ADMINISTERS THE WIC (WOMEN, INFANTS, AND CHILDREN) PROGRAM FOR TIOGA COUNTY.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since December 1965.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.