Loaves & Fishes Ministries Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
To help people in our community to live with spiritual dignity and independence, caring for themselves and others, and to be able to fulfill their potential as children of God.
- Income
- $280,576
- Spending
- $278,321
- Spent on programs
- 56%
- Reserves
- 35.6 months of spending
- Largest source of income
- donations and private grants, 91%
- Employees
- 5
- Volunteers
- 250
- Highest pay
- $91,402, executive dir.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 90 out of 100. Higher than 75% of charities in its peer group (religion, $250k to $1m).
Reserves
35 of 35Spendable reserves would cover 35.6 months of spending.
Debt
20 of 20It owes 0% of what it owns.
Living within its means
12 of 15Income exceeded spending by 1% of income.
Income trend
15 of 15Income rose 19% on the year before.
Spending floor
8 of 1555% of spending went to programs and raising each dollar of donations cost 10 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 91 out of 100. Higher than 90% of charities in its peer group (religion, $250k to $1m).
Independent board
25 of 2512 of 12 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
6 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (7)
- $471,268 spent. Food Service: Soup Kitchen and Food PantryLunch, Mondays through Fridays -- Approximately 24,100 meals, 2,200 pantry bags, and 4,700 lunch bags were served to clients in need in 2024. Direct cash expenditures $122,444 --------In-kind contributions: Meals prepared by volunteers, $128,673 Value of food bags, 155,019 Value of food contributed 65,132 -------- Subtotal - in-kind $348,824 -------- Total food service $471,268 --------
- $31,988 spent. Direct Aid and Referrals: 6,645 families were served. Members of 80% of these families, 5,172, are Asylum Hill residents.Masks: Masks and hand santizers were given out to all clients who asked for them. Special services: We provided gloves, hats, scarfs and socks to over 250 clients.Holiday items: Special holiday items were given to children and families at Easter and at Christmas in 2024 including 35 Easter baskets with toys and stuffed animals. Books were made available to all clients throughout the year. We also gave each client a special Thanksgiving pantry bag filled with holiday canned goods with their holiday meal. Backpacks stuffed with school supplies were given to several children in our client population'Sewing Program met for 4 monthsin 2024, with classes on Monday mornings.Knitting Program: The program met for 6 months in 2024 after lunch on Tuesdays.Several wome stayed after eating their meals learned to knit, working on individual projects that ranged from hats to baby sweaters to scarves and more.Direct Aid and Referrals Expenses - $31,988
- $7,204 spent. Food, clothing and household goods distributed from in-kind contributions, $7,204.
- $1,200 spent. In kind services computer IT assistance:Donation of IT expertise, research and computer advice and installation. $1,200.
- Less in-kind services computer IT assisstance - $(1,200)
- Less in-kind food, clothing and household goods distributed. $(7,204)
- Less in-kind contributions of meals and food - $(348,824).
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 1992.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.