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Young Womens Christian Association of Newburyport

EIN 04-2123678 · Newburyport, MA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak47 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

YWCA Greater Newburyport is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all. To learn how we address this mission, please see Schedule O.

Income
$3.3 million
Spending
$3.2 million
Spent on programs
87%
Reserves
-80.9 months of spending
Largest source of income
fees for its services, 60%
Employees
81
Volunteers
16
Highest pay
$140,000, exec. dir.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 47 out of 100. Higher than 15% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    2 of 20

    It owes 92% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 3% of income.

  • Income trend

    15 of 15

    Income rose 10% on the year before.

  • Spending floor

    15 of 15

    87% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    15 of 15 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. $1.1 million spent. Childcare Programs: YWCA provides DEEC licensed preschool programs and afterschool programs. In addition, YWCA provides DPH licensed summer camps. YWCAs preschool program offers discounted childcare to families who are unable to afford the full cost of childcare. This discount allows parents to continue working while their children are in a safe and caring environment. Without this discount, parents would be unable to retain their employment. YWCAs Schools Out afterschool program focuses on the social-emotional needs of students to ensure that they are able to succeed both in school and out The program successfully reduces bullying and promotes positive and culturally sustaining social interactions.
  2. $1.0 million spent. Health and Wellness programs serve families acrossthe Merrimack Valley. YWCA offers lower income households free or reduced fee access to our wellness programs; additionally, many seniors on fixed incomes use the YWCA for free. YWCA offers a free program, YWCA Encore, to those who have experienced cancer at any time during their life. This program seeks to restore a person both physically and emotionally to deal with the trauma of cancer. Additionally, swim lessons are available for all ages from infants through adults and scholarships are available. A warm water pool supports those with arthritis and other mobility concerns.
  3. $647,748 spent. Affordable Housing programs offer a wide range of housing options. YWCA owns and operates a single room occupancy program in a historic building on its main campus in Newburyport. These units share both kitchen and bath facilities with only a private room. There are no eligibility requirements for this program. YWCA at Hillside provides single room occupancy in Newburyport. This program offers private bath facilities but a shared kitchen. There are income eligibility requirements and 5 of the units are reserved for homeless individuals. One unit is accessible to those with disabilities. YWCA Market Street Apartments in Newburyport provide studio, one and two bedroom apartments. There are income eligibility requirements, and households must have been previously homeless to qualify for the studio or two bedroom apartments. Households must have one member who is disabled and qualify for Community Based Housing in order to be eligible for the one bedroom units. In addition, YWCA manages the Residences at Salisbury Square and YWCA Residences at Ingalls Court. Both of these projects are income restricted, both have units reserved for homeless households. RSS is designed for families with a variety of unit sizes. Ingalls Court has only 1 bedroom apartments and is for seniors over the age of 62.
  4. YWCAs racial justice program provides educational opportunities and community building for Newburyport and the surrounding towns. We seek to be a community convener of conversations around racial and social justice with stakeholders, policy makers, and other similarly-mission organizations.
  5. YWCAs racial justice program provides educational opportunities and community 0. 0. 0.

Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2024.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since June 1936.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

  7. Could it be confused with another charity? Worth knowing.

    A much larger organization has a similar name: Young Mens Christian Association of the North (Minneapolis, MN), EIN 45-2563299. If that is the one you meant, check the EIN before giving.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.