YMCA of the North Shore Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It reported loans to or from officers, directors or other insiders.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
Our YMCA welcomes all. We strengthen communities, educate and nurture children, and promote healthy living in spirit, mind and body. Our strategic goals include providing youth and teen skill development, reversing the obesity epidemic, improving health outcomes for all community members, decreasing social isolation, and supporting basic needs for those with financial difficulties. Our team of over 2,400 employees and 400 volunteers are committed to serving all in our communities. This commitment can be seen in the high quality of service we provide and our strong financial assistance program, through which over $4,100,000 was distributed to over 5,600 children, adults and families who were unable to pay for Y membership and programs.
- Income
- $83.8 million
- Spending
- $76.0 million
- Spent on programs
- 95%
- Reserves
- 5.8 months of spending
- Largest source of income
- fees for its services, 63%
- Employees
- 2,433
- Volunteers
- 420
- Highest pay
- $568,227, president & chief executive officer
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 81 out of 100. Higher than 74% of charities in its peer group (human services, $10m to $100m).
Reserves
20 of 35Spendable reserves would cover 5.8 months of spending.
Debt
16 of 20It owes 25% of what it owns.
Living within its means
15 of 15Income exceeded spending by 9% of income.
Income trend
15 of 15Income rose 13% on the year before.
Spending floor
15 of 1595% of spending went to programs and raising each dollar of donations cost 6 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100. Higher than 16% of charities in its peer group (human services, $10m to $100m).
Independent board
25 of 2532 of 32 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
0 of 10Reports at least one of: diversion of assets, excess benefits, loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $37.7 million spent. Youth Development - At the Y, we believe that all kids have amazing potential. Values and skills learned early are vital building blocks for life. Young people deserve an opportunity to discover who they are and what they can achieve. From the youngest in our child care programs to the teens in our leadership development initiatives, the Y gives kids and teens a safe place to belong, building confidence and learning positive behaviors grounded in our core values of caring, honesty, respect, and responsibility. Childcare - As the region's largest provider of high-quality affordable childcare, we support the healthy development of approximately 3,050 children each day. At our 40+ childcare centers, we focus on nurturing children by providing a safe and healthy place to learn foundational skills; develop healthy, trusting relationships; and build self-reliance through the Y values of caring, honesty, respect and responsibility. Our full-day and partial-day childcare programs for infants through middle school children enable parents and guardians to go to work knowing their children are in a safe, learning environment. The YMCA provided more than $1,000,000 in financial assistance and more than one in two children received subsidized childcare. Camp - Our Y provides day camp experiences that fill each summer day with friendships and memories that last a lifetime. Approximately 4,700 children enjoyed camp adventures, and the YMCA provided approximately $530,000 in financial assistance to one in eight children attending camp. Approximately $600,000 of camp was provided at no cost to the more than 415 children that participated in our summer learning loss prevention program. Youth Services - Our Y program including our teen centers, youth sports, competitive swimming and gymnastics, adventure, and theater programming offer a range of experiences that enrich cognitive, social, physical and emotional growth. The Y served more than 6,800 children in our youth programs. Approximately $370,000 of financial assistance provided made participation possible for more than one in seven of the young people we engage.
- $28.1 million spent. Healthy Living - At the Y, we believe that being healthy means more than simply being physically active. It is about maintaining a balanced spirit, mind and body. The Y is a leading voice on health and well-being issues, a leader in fighting chronic disease, and committed to empowering people to lead fuller lives. We bring families closer together, promote healthy living, and foster connections through fitness, sports, fun and shared interests. As a result, millions of youth, adults and families receive the support, guidance and resources they need to become and stay healthy. Membership and Fitness - The YMCA served over 62,000 members from in and around the North Shore region of Massachusetts. The organization's full-service facility in Plaistow, New Hampshire served more than 2,000 members. The YMCA provided more than $2,100,000 in financial assistance to those children, adults and families who were unable to pay for membership. More than $400,000 of memberships were provided at no cost to the approximately 960 individuals that participated in our Corner Stone program supporting cancer survivors and their families. Aquatics - Our Y is a leading voice in community water safety. We teach young children to swim, certify lifeguards to protect our region's beaches, and provide health and wellness programs to ensure adult well-being. Approximately 9,600 children participated in our swim lessons.
- $2.2 million spent. Social Responsibility - At the Y, we believe that when we work together, we move individuals, families and communities forward. Since 1858, our Y has responded to society's most pressing needs by developing innovative, community-based solutions and uniting people from all walks of life to participate in and work for positive social change. Whether advocating for healthy food options for underserved communities, or giving people an affordable place to live, the Y is committed to empowering people with the resources and support needed to live healthy, connected and secure lives. Residence - Our Y provides affordable housing facilities in Beverly, Ipswich, Cape Ann, and Haverhill. Approximately 550 residents are provided a safe, affordable and clean space to call home.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since August 1942.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.