Midcoast Maine Community Action
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO EMPOWER INDIVIDUALS AND FAMALIES TO GAIN KNOWLEDGE AND SKILLS TO ACHIEVE SELF-SUFFICIENCY.
- Income
- $9.1 million
- Spending
- $8.2 million
- Spent on programs
- 89%
- Reserves
- -2.7 months of spending
- Largest source of income
- government grants, 95%
- Employees
- 119
- Volunteers
- 250
- Highest pay
- $118,697, executive di
Source: Form 990 for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 50 out of 100. Higher than 19% of charities in its peer group (human services, $1m to $10m).
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
5 of 20It owes 57% of what it owns.
Living within its means
15 of 15Income exceeded spending by 10% of income.
Income trend
15 of 15Income rose 19% on the year before.
Spending floor
15 of 1589% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2517 of 17 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $2.3 million spent. COMMUNITY SERVICES: THE COMMUNITY SERVICES DEPARTMENT PROVIDES THE FOLLOWING COMPLEMENT OF PROGRAMS AND SERVICES: THE HOME ENERGY ASSISTANCE PROGRAM (HEAP) IS A PROGRAM THAT PROVIDES A FIXED AMOUNT OF FUNDING TO MAINE EACH YEAR FROM THE FEDERAL GOVERNMENT. MMCA ADMINISTERS THE HEAP PROGRAM IN SAGADAHOC AND LINCOLN COUNTIES, OFFERING SUPPORT TO QUALIFIED HOMEOWNERS AND RENTERS. ASSISTANCE MAY INCLUDE HELP PAYING FOR HEATING FUEL, AS WELL AS EMERGENCY FUEL DELIVERIES TO ENSURE HOUSEHOLDS STAY WARM AND SAFE THROUGHOUT THE WINTER. THE ECONOMIC STABILITY PROGRAM CONNECTS INDIVIDUALS AND FAMILIES WITH A WIDE RANGE OF COMMUNITY RESOURCES. THIS INCLUDES ACCESS TO AGENCY-MANAGED FUNDS THAT CAN HELP COVER ESSENTIAL NEEDS SUCH AS FUEL AND UTILITY PAYMENTS, SECURITY DEPOSITS, RENT, TRANSPORTATION ASSISTANCE, AND OTHER SUPPORTSDEPENDING ON THE TOWN OF RESIDENCE. FAMILIES CAN SERVES AS THE STATE OF MAINES DESIGNATED CHILD ABUSE AND NEGLECT PREVENTION COUNCIL FOR THE GREATER BRUNSWICK AREA AND SAGADAHOC COUNTY. THE PROGRAM IS DEDICATED TO STRENGTHENING FAMILIES, PROMOTING HEALTHY CHILD DEVELOPMENT, AND PREVENTING CHILD ABUSE THROUGH EDUCATION, SUPPORT, AND COMMUNITY COLLABORATION. THE PROGRAM PROVIDES MANDATED REPORTER TRAINING TO STAFF AT LOCAL SOCIAL SERVICE ORGANIZATIONS, SCHOOL DISTRICTS, AND OTHER PROGRAMS THAT SERVE CHILDREN. THIS TRAINING EQUIPS PROFESSIONALS WITH THE KNOWLEDGE AND TOOLS NEEDED TO RECOGNIZE AND REPORT SUSPECTED CHILD ABUSE AND NEGLECT IN ACCORDANCE WITH MAINE LAW.IN ADDITION TO PROFESSIONAL TRAINING, FAMILIES CAN OFFERS A VARIETY OF PARENTING CLASSES AND WORKSHOPS DESIGNED FOR THE GENERAL PUBLIC, AS WELL AS FOR INDIVIDUALS REFERRED TO US BY PARTNER AGENCIES. THESE PROGRAMS FOCUS ON STRENGTHENING PARENTING SKILLS, BUILDING HEALTHY FAMILY RELATIONSHIPS, AND PROMOTING CHILD WELL-BEING. HEALTH NAVIGATOR PROGRAM: THE NAVIGATOR PROGRAM OFFERS FREE, CONFIDENTIAL ASSISTANCE TO INDIVIDUALS AND FAMILIES SEEKING TO ENROLL IN HEALTH INSURANCE THROUGH THE HEALTH INSURANCE MARKETPLACE. MMCAS NAVIGATOR HELP CLIENTS UNDERSTAND THEIR OPTIONS AND GUIDE THEM THROUGH THE ENROLLMENT PROCESS. WOMEN, INFANTS & CHILDREN (WIC) NUTRITION PROGRAM: THE WIC NUTRITION PROGRAM PROVIDES SUPPLEMENTAL FOOD VOUCHERS, NUTRITION EDUCATION, AND BREASTFEEDING SUPPORT TO PREGNANT AND POSTPARTUM WOMEN, AS WELL AS INFANTS AND CHILDREN UP TO FIVE YEARS OLD. THE PROGRAM IS DESIGNED TO PROMOTE HEALTHY GROWTH AND DEVELOPMENT DURING THE CRITICAL EARLY YEARS OF LIFE. COMMUNITY SERVICES: THE COMMUNITY SERVICES DEPARTMENT PROVIDES THE FOLLOWING COMPLEMENT OF PROGRAMS AND SERVICES: THE HOME ENERGY ASSISTANCE PROGRAM (HEAP) IS A PROGRAM THAT PROVIDES A FIXED AMOUNT OF FUNDING TO MAINE EACH YEAR FROM THE FEDERAL GOVERNMENT. MMCA ADMINISTERS THE HEAP PROGRAM IN SAGADAHOC AND LINCOLN COUNTIES, OFFERING SUPPORT TO QUALIFIED HOMEOWNERS AND RENTERS. ASSISTANCE MAY INCLUDE HELP PAYING FOR HEATING FUEL, AS WELL AS EMERGENCY FUEL DELIVERIES TO ENSURE HOUSEHOLDS STAY WARM AND SAFE THROUGHOUT THE WINTER. THE ECONOMIC STABILITY PROGRAM CONNECTS INDIVIDUALS AND FAMILIES WITH A WIDE RANGE OF COMMUNITY RESOURCES. THIS INCLUDES ACCESS TO AGENCY-MANAGED FUNDS THAT CAN HELP COVER ESSENTIAL NEEDS SUCH AS FUEL AND UTILITY PAYMENTS, SECURITY DEPOSITS, RENT, TRANSPORTATION ASSISTANCE, AND OTHER SUPPORTSDEPENDING ON THE TOWN OF RESIDENCE. FAMILIES CAN SERVES AS THE STATE OF MAINES DESIGNATED CHILD ABUSE AND NEGLECT PREVENTION COUNCIL FOR THE GREATER BRUNSWICK AREA AND SAGADAHOC COUNTY. THE PROGRAM IS DEDICATED TO STRENGTHENING FAMILIES, PROMOTING HEALTHY CHILD DEVELOPMENT, AND PREVENTING CHILD ABUSE THROUGH EDUCATION, SUPPORT, AND COMMUNITY COLLABORATION. THE PROGRAM PROVIDES MANDATED REPORTER TRAINING TO STAFF AT LOCAL SOCIAL SERVICE ORGANIZATIONS, SCHOOL DISTRICTS, AND OTHER PROGRAMS THAT SERVE CHILDREN. THIS TRAINING EQUIPS PROFESSIONALS WITH THE KNOWLEDGE AND TOOLS NEEDED TO RECOGNIZE AND REPORT SUSPECTED CHILD ABUSE AND NEGLECT IN ACCORDANCE WITH MAINE LAW.IN ADDITION TO PROFESSIONAL TRAINING, FAMILIES CAN OFFERS A VARIETY OF PARENTING CLASSES AND WORKSHOPS DESIGNED FOR THE GENERAL PUBLIC, AS WELL AS FOR INDIVIDUALS REFERRED TO US BY PARTNER AGENCIES. THESE PROGRAMS FOCUS ON STRENGTHENING PARENTING SKILLS, BUILDING HEALTHY FAMILY RELATIONSHIPS, AND PROMOTING CHILD WELL-BEING. HEALTH NAVIGATOR PROGRAM: THE NAVIGATOR PROGRAM OFFERS FREE, CONFIDENTIAL ASSISTANCE TO INDIVIDUALS AND FAMILIES SEEKING TO ENROLL IN HEALTH INSURANCE THROUGH THE HEALTH INSURANCE MARKETPLACE. MMCAS NAVIGATOR HELP CLIENTS UNDERSTAND THEIR OPTIONS AND GUIDE THEM THROUGH THE ENROLLMENT PROCESS. WOMEN, INFANTS & CHILDREN (WIC) NUTRITION PROGRAM: THE WIC NUTRITION PROGRAM PROVIDES SUPPLEMENTAL FOOD VOUCHERS, NUTRITION EDUCATION, AND BREASTFEEDING SUPPORT TO PREGNANT AND POSTPARTUM WOMEN, AS WELL AS INFANTS AND CHILDREN UP TO FIVE YEARS OLD. THE PROGRAM IS DESIGNED TO PROMOTE HEALTHY GROWTH AND DEVELOPMENT DURING THE CRITICAL EARLY YEARS OF LIFE.
- $4.7 million spent. CHILD AND FAMILY SERVICES - THE CHILD AND FAMILY SERVICES DEPARTMENT PROVIDES THE FOLLOWING PROGRAMS AND SERVICES: HEAD START/EARLY HEAD START: MMCA'S HEAD START AND EARLY HEAD START PROGRAMS PROVIDE FREE HIGH-QUALITY, EARLY CHILDHOOD EDUCATION FOR INCOME- QUALIFIED FAMILIES. EARLY HEAD START SERVES CHILDREN 6 WEEKS TO 3 YEARS OLD. HEAD START SERVES PRESCHOOLERS 3 TO 5 YEARS OLD. THESE FREE PROGRAMS GIVE PARENTS/ CAREGIVERS THE TIME THEY NEED TO WORK OR GO TO SCHOOL WHILE THEIR CHILD HAS A CHANCE TO LEARN, SOCIALIZE, GET NUTRITIOUS MEALS AND SNACKS, AND PLAY IN A LICENSED CENTER WITH CARING, QUALIFIED TEACHERS. EACH CENTER HELPS FAMILIES FIND ASSISTANCE IN CHALLENGING TIMES WITH DEDICATED FAMILY ADVOCATES. HOME VISITING IS ALSO PROVIDED TO FAMILIES NOT ENROLLED IN CENTER BASED CARE. WHOLE FAMILIES PROGRAM INCLUDES A FOCUS ON THE ENTIRE FAMILY WITH A FLEXIBLE DEFINITION OF FAMILY. THE MODEL IS STRENGTH-BASED AND FAMILY- FOCUSED AND ENCOURAGES TEAMWORK BETWEEN FAMILY, AGENCY, AND COMMUNITY RESOURCES. IT INCLUDES AN ASSESSMENT FOR MEASURING LEVELS OF RISK AND PROMOTES PROBLEM-SOLVING SKILLS THAT IDENTIFY AND ELIMINATE BARRIERS TO SELF-SUFFICIENCY. THE WHOLE FAMILIES MODEL INCLUDES A COMPREHENSIVE RANGE OF ACTIVITIES TO ASSIST PARTICIPATING FAMILIES TO ACHIEVE SELF-SUFFICIENCY GOALS THROUGH COORDINATED ACCESS TO COMMUNITY SERVICES AND ON-GOING COACHING SUPPORT. CACFP: THE CHILD AND ADULT CARE FEEDING PROGRAM (CACFP) IS A FEDERALLY FUNDED PROGRAM THAT IS ADMINISTERED BY THE STATES TO ENSURE THAT ELIGIBLE CHILDREN HAVE ACCESS TO HEALTHY, NUTRITIOUS FOOD. MMCA USES CACFP FUNDING TO PROVIDE HEALTHY MEALS TO CHILDREN ENROLLED IN OUR HEAD START CENTERS. CHILD AND FAMILY SERVICES - THE CHILD AND FAMILY SERVICES DEPARTMENT PROVIDES THE FOLLOWING PROGRAMS AND SERVICES: HEAD START/EARLY HEAD START: MMCA'S HEAD START AND EARLY HEAD START PROGRAMS PROVIDE FREE HIGH-QUALITY, EARLY CHILDHOOD EDUCATION FOR INCOME- QUALIFIED FAMILIES. EARLY HEAD START SERVES CHILDREN 6 WEEKS TO 3 YEARS OLD. HEAD START SERVES PRESCHOOLERS 3 TO 5 YEARS OLD. THESE FREE PROGRAMS GIVE PARENTS/ CAREGIVERS THE TIME THEY NEED TO WORK OR GO TO SCHOOL WHILE THEIR CHILD HAS A CHANCE TO LEARN, SOCIALIZE, GET NUTRITIOUS MEALS AND SNACKS, AND PLAY IN A LICENSED CENTER WITH CARING, QUALIFIED TEACHERS. EACH CENTER HELPS FAMILIES FIND ASSISTANCE IN CHALLENGING TIMES WITH DEDICATED FAMILY ADVOCATES. HOME VISITING IS ALSO PROVIDED TO FAMILIES NOT ENROLLED IN CENTER BASED CARE. WHOLE FAMILIES PROGRAM INCLUDES A FOCUS ON THE ENTIRE FAMILY WITH A FLEXIBLE DEFINITION OF FAMILY. THE MODEL IS STRENGTH-BASED AND FAMILY- FOCUSED AND ENCOURAGES TEAMWORK BETWEEN FAMILY, AGENCY, AND COMMUNITY RESOURCES. IT INCLUDES AN ASSESSMENT FOR MEASURING LEVELS OF RISK AND PROMOTES PROBLEM-SOLVING SKILLS THAT IDENTIFY AND ELIMINATE BARRIERS TO SELF-SUFFICIENCY. THE WHOLE FAMILIES MODEL INCLUDES A COMPREHENSIVE RANGE OF ACTIVITIES TO ASSIST PARTICIPATING FAMILIES TO ACHIEVE SELF-SUFFICIENCY GOALS THROUGH COORDINATED ACCESS TO COMMUNITY SERVICES AND ON-GOING COACHING SUPPORT. CACFP: THE CHILD AND ADULT CARE FEEDING PROGRAM (CACFP) IS A FEDERALLY FUNDED PROGRAM THAT IS ADMINISTERED BY THE STATES TO ENSURE THAT ELIGIBLE CHILDREN HAVE ACCESS TO HEALTHY, NUTRITIOUS FOOD. MMCA USES CACFP FUNDING TO PROVIDE HEALTHY MEALS TO CHILDREN ENROLLED IN OUR HEAD START CENTERS.
- $367,185 spent. OTHER SERVICES - OTHER SERVICES INCLUDE SMALLER PROGRAMS FUNDED BY MUNICIPAL AND OTHER UNRESTRICTED FUNDING, AS WELL AS OTHER AGENCY CENTRAL SERVICE COSTS.
Source: Form 990 for the year ending September 30, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 1973.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
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